For New York contractors, every dollar counts. Between labor, materials, and navigating the ever-changing regulations in the construction industry, managing costs while keeping your business protected is no small task. One of the biggest recurring expenses is your contractors’ liability insurance. And when your policies come up for renewal, the last thing you want is higher premiums for less coverage.
The best way to secure better coverage at lower rates is simple: let BGES Group shop the market for you. With over four decades of expertise, a boutique level of service, and unmatched knowledge of New York construction insurance, BGES Group consistently helps contractors like you save money while strengthening protection.
Here’s why.
⸻
10 Reasons to Let BGES Group Review Your Liability Policies
1. We Are New York Construction Insurance Experts
At BGES Group, we live and breathe New York construction insurance. While many agencies cover dozens of industries, we specialize in contractor liability insurance, workers’ compensation, and auto insurance for contractors. That means when you call us, you’re not explaining your business—we already understand the unique risks you face.
2. Personalized Service – No Overloaded Account Executives
At large agencies, account executives may juggle 200 or more accounts, making it impossible to give each contractor the attention they deserve. At BGES Group, our account executives service fewer than 50 accounts. That means your business gets the care, detail, and responsiveness you need to avoid costly gaps in coverage.
3. 44 Years of Experience
We’ve been in the industry since 1981, helping contractors weather economic downturns, insurance market swings, and changes in New York’s labor laws. With 44 years of hands-on experience, we know what works, what doesn’t, and how to position your business to get the best rates available.
4. We Answer the Phone Immediately
Time is money, especially in construction. Unlike agencies where calls go to voicemail or you wait days for a response, we pick up the phone immediately. If you need a certificate, guidance on a contract, or help with a claim, we’re there when you need us.
5. Certificates Issued in Minutes
Need a certificate for a job site? With BGES Group, certificates are processed within minutes, not days. We understand that delays can hold up projects and cost you money, so we make sure you’re never waiting.
6. We’re Smart – and Street Smart
Insurance isn’t just about policy language. It’s about knowing how to negotiate with underwriters, how to structure your program to fit contract requirements, and how to protect you from risk-shifting clauses. We bring both technical knowledge and real-world street smarts to every account.
7. We Fight to Keep Your Rates Competitive
Renewal time often means surprise increases. We don’t just roll your policy over. We shop aggressively with multiple top-rated carriers, looking for ways to get you better coverage for less money.
8. We Care About Your Business
We’re not a faceless corporate agency. We’re a team that genuinely cares about helping contractors succeed. That’s why many of our clients have stayed with us for decades.
9. We Help You Navigate Compliance Issues
New York has some of the toughest compliance requirements in the country. We stay on top of them, so you don’t have to. From contractual insurance requirements to OCIP/CCIP programs, we help make sure you’re always covered.
10. We’re Trusted by Contractors Across New York
Our clients consistently leave 5-star reviews because we deliver on our promises. We’re not just an insurance agency—we’re a long-term partner you can rely on.
What BGES Group Does for New York Contractors
BGES Group specializes in:
• General Liability Insurance for contractors
• Workers’ Compensation Insurance for all industries
• Commercial Auto Insurance for construction firms
• Umbrella and Excess Liability
• Risk Management Guidance to protect against lawsuits and claims
When your liability policies come up for renewal, we don’t just “quote and hope.” We carefully analyze your current coverage, identify gaps, and approach insurers strategically to secure lower premiums with stronger protection.
⸻
What Contractors Say About BGES Group
Don’t just take our word for it—here are five reviews from contractors who’ve worked with us:
1. “BGES Group saved us thousands on our insurance and got us better coverage. They know New York construction insurance inside and out.”
2. “When we need certificates, they’re issued within minutes. No waiting, no hassle. That’s why we’ll never leave BGES.”
3. “Gary and his team answer the phone every time we call. You don’t get that kind of service anywhere else.”
4. “We’ve been with BGES Group for years. They’ve helped us navigate audits, claims, and tough renewals. We couldn’t ask for a better insurance partner.”
5. “Other agencies treated us like a number. At BGES, they actually care about our business and fight to get us the best deal every year.”
These reviews reflect what sets us apart: expertise, responsiveness, and a genuine commitment to helping contractors succeed.
⸻
Why SEO Matters for Contractors
If you’re reading this, you probably searched for something like:
• “Best New York contractor liability insurance”
• “How to lower contractor insurance rates in NY”
• “Contractor liability insurance renewal savings”
That’s no accident. At BGES Group, we make sure contractors looking for better coverage and lower rates can find us easily. Just as you need visibility to win bids, we make sure our expertise is visible when contractors search for insurance solutions.
⸻
Partner with BGES Group Today
Renewal time is when most contractors lose money—accepting rate increases without realizing there are better options available. Don’t let that happen to you. Partner with BGES Group, and we’ll make sure you get:
✅ Better coverage
✅ Lower rates
✅ Personalized service
✅ Certificates in minutes
✅ A trusted partner with 44 years of experience
Contact BGES Group Today
• Phone: 914-806-5853
• Email: bgesgroup@gmail.com – Gary Wallach
• Website: http://www.bgesgroup.com
⸻
Final Word
For New York contractors, the smartest move at renewal time is clear: let BGES Group review your policies. With unmatched expertise, boutique service, and a proven track record of saving contractors money, we’re the insurance partner you need to protect your business and your bottom line.
Better coverage. Lower rates. That’s the BGES Group promise.