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For contractors operating in New York, few risks are as financially dangerous—and as widely misunderstood—as “action over” claims. These claims arise when an injured worker sues a third party (such as a property owner or general contractor), and that third party then brings a claim back against the injured worker’s employer. The result is a

Learn how roofers in New York can secure proper workers compensation insurance for roofers, including coverage requirements, costs, and tips for finding the right policy for your roofing business.

When most New York contractors think about Labor Law exposure, their minds immediately go to falls and the well-known “Scaffold Law.” But there’s another statute quietly driving a significant number of claims—and it’s often misunderstood until it’s too late: New York Labor Law § 241(6). Unlike other Labor Law provisions, Section 241(6) introduces a unique