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Don’t Insure Your Vacation Property Like Your Home

Are you considering buying a vacation home … a nice place by a lake or up in the mountains where you can go to get away from it all? Just as when you bought your primary home, you’ll need insurance that is specific to a vacation property — a place at which you won’t be

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Factors Pushing Commercial Property Rates Higher

Commercial property insurance rates are continuing to climb, as the segment faces a number of headwinds that have pushed claims costs to new heights. There are number of factors that are colliding, including the frequency and severity of claims from extreme weather, the cost of rebuilding, rates for commercial properties are not keeping pace with

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New Rules Cast Shadow over Ransomware Payments

A recent announcement on ransomware from the federal government has put cyber insurance companies and their policyholders in a bind. If the targeted business doesn’t pay the ransom, it can’t operate. If it and its insurer do pay the ransom, the government may penalize them both, and the fines could be hefty — as much

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Getting a Divorce Doesn’t Mean Saying Good-Bye to Your Life Insurance

Getting a Divorce Doesn’t Mean Saying Good-Bye to Your Life Insurance Getting a divorce means making changes. Just about every aspect of your current lifestyle will be altered, and your life insurance needs are no exception. However, just because you’re getting divorced doesn’t mean you should drop your life coverage altogether. If you and your

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Life Insurance and COVID-19: What You Need to Know

Life Insurance and COVID-19: What You Need to Know The COVID-19 pandemic has millions of people looking carefully at life insurance. Policy sales were up almost 11% in the first quarter of 2021, compared to the same period a year ago. Nearly one in three consumers nationwide say COVID-19 has made them more likely to

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