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Holding a Safe End-of-Year Holiday Party Last year, most companies cancelled their holiday parties as COVID-19 case rates started surging after the Thanksgiving holidays and as people started spending more time indoors. Cases have once again been rising in the run-up to December, so many businesses are approaching their holiday plans with the safety of

While your health insurance will cover most of your medical expenses, and costs associated with some medical issues, it won’t cover you for lost income and non-medical expenses you incur if you are unable to work due to your illness. For example, if you have a debilitating stroke or heart attack, your insurance will cover

For high-net-worth individuals, the financial consequences of being sued can be serious business. They typically have more assets at risk should be they be hit with a large court settlement or judgment and, while compensatory damages may be standard across the board, some juries have seen fit to punish the rich especially hard for their

Contractors Insurance; Contractors Liability; Higher insurance costs due to delays; Builders Risk Increasing construction project delays are combining with a hardening market for builder’s risk and liability insurance to create headaches for project owners and contractors. If your project suffers from delays, you may find it difficult or costly to extend the length of your

Whole Life vs. Universal Life Insurance: What’s the Difference? Whole life and universal life insurance are two popular types of permanent life insurance policies. That is, they are intended to extend coverage for life, or for far beyond the coverage available under a term life policy. Both types of policies share these key characteristics of

BGES Group is one of tri-states “Construction Insurance Specialists” who can help you with the following: If you’re unhappy with your pricing let us market your account to our network of 60 construction insurance companies and find you better. We represent “The Top Main Street” programs and “All The Best Surplus Line Plans” too. We