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Are you considering buying a vacation home … a nice place by a lake or up in the mountains where you can go to get away from it all? Just as when you bought your primary home, you’ll need insurance that is specific to a vacation property — a place at which you won’t be

Commercial property insurance rates are continuing to climb, as the segment faces a number of headwinds that have pushed claims costs to new heights. There are number of factors that are colliding, including the frequency and severity of claims from extreme weather, the cost of rebuilding, rates for commercial properties are not keeping pace with

A recent announcement on ransomware from the federal government has put cyber insurance companies and their policyholders in a bind. If the targeted business doesn’t pay the ransom, it can’t operate. If it and its insurer do pay the ransom, the government may penalize them both, and the fines could be hefty — as much

Most New York contractors are looking for ways to reduce their General & Umbrella Liability rates.  Some like Restoration and Roofers pay exorbitant rates!   Many have a “Labor Law Exclusion” which cuts their cost in half but places them in a very precarious position.  This exclusion also bars them from taking on lots of

Getting a Divorce Doesn’t Mean Saying Good-Bye to Your Life Insurance Getting a divorce means making changes. Just about every aspect of your current lifestyle will be altered, and your life insurance needs are no exception. However, just because you’re getting divorced doesn’t mean you should drop your life coverage altogether. If you and your

Life Insurance and COVID-19: What You Need to Know The COVID-19 pandemic has millions of people looking carefully at life insurance. Policy sales were up almost 11% in the first quarter of 2021, compared to the same period a year ago. Nearly one in three consumers nationwide say COVID-19 has made them more likely to