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Workers’ Compensation Insurance for New York Contractors: Are 1099, Day Laborers and Interns Covered? Covered While Working Out of State?

If you’re a New York contractor, having the right workers’ compensation insurance is not just a legal requirement—it’s essential for protecting your business and employees. Whether you employ full-time staff, independent contractors, or temporary laborers, understanding how your coverage works can save you from unexpected liabilities. Below, we answer key questions about workers’ compensation and

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Understanding New York State Disability Coverage and the Paid Family Leave Act: What Business Owners Need to Know

As a New York business owner, understanding your responsibilities regarding New York State disability insurance (NYS DBL) and the Paid Family Leave Act (PFL) is crucial for compliance and employee satisfaction. These programs not only ensure financial support for employees during challenging times but also help maintain a motivated and loyal workforce. Here, we’ll discuss what New York State disability coverage and Paid

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Understanding the Workers’ Compensation Audit Process

Workers’ compensation insurance is a crucial aspect of running a business. It ensures employees are protected if they experience work-related injuries or illnesses and provides employers with a safety net against unexpected claims. One of the key elements of maintaining a workers’ compensation policy is the audit process, which ensures the policyholder has paid the correct

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