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In New York’s construction industry, timing is everything. A delayed certificate can shut down a jobsite. A missed endorsement can violate a contract. A misunderstood exclusion can turn a manageable claim into a financial nightmare. Contractors don’t just need insurance—they need an insurance broker who understands the pressure, complexity, and real-world consequences of building in

New York contractors operate in one of the most litigious construction environments in the country. Between New York Labor Law §§ 200, 240, and 241, aggressive plaintiff attorneys, high jury awards, and complex contractual risk transfer requirements, even well-insured contractors can find themselves exposed to lawsuits that exceed or fall outside their liability insurance coverage.

Learn about workers compensation insurance and why it’s essential for contractors. Understand the benefits, coverage, and legal requirements of this important policy.

New York Labor Laws 240 and 241 are critical statutes that directly affect contractors, subcontractors, and property owners working in the construction industry. Commonly referred to as the Scaffold Law, Labor Law 240 imposes strict liability on contractors and property owners for falls and related injuries resulting from inadequate fall protection. It mandates that workers

Learn about the key aspects of workers’ compensation insurance in NYC. Understand the claims process and the benefits available to injured employees.

As the construction industry continues its rebound from the recession, contractors are facing a rapidly changing risk landscape. Growth brings opportunity—but it also introduces new exposures that, if left unaddressed, can result in significant financial and legal consequences. Labor shortages, expanded responsibilities in design, and increased reliance on technology are fundamentally changing how construction firms