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Construction in New York is profitable — and risky. Between towering scaffolds, crowded job sites, and complex multi-party contracts, a single injury claim can threaten your business. That’s why savvy contractors combine insurance, carefully drafted contract language (indemnities, hold-harmless clauses, additional-insured endorsements), and proactive risk control to reduce exposure — and to make sure, if

Learn what types of insurance coverage an HVAC contractor in New York should consider and how to choose the right policy for their business needs.

As 2026 approaches, New York contractors are facing one of the most challenging insurance markets in over a decade. Between rising claim costs, increased litigation, and major insurers pulling out of the New York construction sector, renewal pricing has become unpredictable—and in many cases, sharply higher. Whether you’re a general contractor, artisan contractor, or a

Learn the 10 key steps for effective project risk analysis as a contractor. Master techniques to identify, assess, and mitigate risks for successful project delivery.

Workers’ Compensation Insurance is one of the most misunderstood coverages in the construction industry—especially in New York, where regulations are complex, enforcement is strict, and penalties are severe. Whether you’re a GC, specialty contractor, or a small start-up crew trying to stay compliant, here are the 10 most common questions New York contractors ask about

Learn 7 effective strategies to reduce your contractor liability insurance cost without compromising coverage. Discover how to save money while protecting your business.