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Workers’ compensation premium fraud is costing honest employers millions of dollars every year – and endangering workers who are frequently exposed without workers comp protection. Most people are familiar with fraudulent claims of injury on behalf of workers who fabricate or exaggerate their injuries to collect claims they aren’t entitled to. That’s small potatoes next

Navigate professional liability insurance claims effectively in the construction industry with our insightful blog.

Questions to ask. Things to know. 1. Is your liability policy preventing you from getting jobs?  Lots of contractors are unaware how bad their liability policies are. Brokers are selling these policies and in our opinion, they are doing an incredible disservice to the construction industry. How many of you work with general contractors, and

When you have business insurance policies you will often hear talk of your insurance binder and your certificate of insurance, but do you know the difference? A binder is a contract of insurance. It’s called a binder because it “binds” your coverage creates an insurance contract and is used temporarily until the policy is issued.

Forklift trucks can be dangerous if they are not operated with care, and it is essential that employees who drive them adhere to safe standards of operation. According to the National Safety Council, forklifts were the source of 73 work-related deaths in 2022 in the U.S. and 24,960 worker days away from work. To help

Running a business comes with its fair share of challenges, but for many New York, New Jersey, and Connecticut business owners, obtaining workers’ compensation coverage can feel like navigating a maze without a map. The complexities of insurance policies, coupled with the specific needs of different industries, often leave entrepreneurs feeling overwhelmed and underserved. However, there’s a