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As businesses use more and more devices in their operations, their vulnerability to cyber attacks increases exponentially. Some employees may have a work smartphone, a laptop for the road and a desktop unit for when they work in the office. And there may be other systems and assets that are connected to the company network

It might be hard to fathom any type of audit being beneficial, but when your insurer conducts a premium audit for your account, it can just as important to you as it is to your carrier. When you were first issued your policy, the carrier looked at the estimated sales figures or payroll data that

As more and more people start their own businesses, many of them start small and run the business from home. In the beginning, it might just be a side hustle to earn a little bit extra on top of their day job salary, but as it grows, your homeowner’s or renter’s insurance may not cover

BGES Group is one of tri-state’s “Construction Insurance Specialists” who represent all the best programs and 50+ other insurance companies. Here’s what we can do for you: Market your account to our very large network of insurance companies and programs to get you better contractor liability and umbrella liability coverage and lower rates. Design coverage

Most employers look at workers’ compensation as just another necessary evil and unavoidable cost of doing business. It’s usually one of those out of sight, out of mind things when rates are low. It’s not until an employer is hit with a rate hike that they really start to give some thought to their workers’

If you had to close your doors or stop taking orders for two weeks or two months, what would happen? Would you be able to recover? Would you be able to meet your payroll? Would you be able to keep up with tax, insurance, lease, rental and mortgage payments for that long? Or would you