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In the fast-paced, high-risk world of New York construction, having the right liability insurance can mean the difference between staying in business or going bankrupt after a single mishap. Whether you’re building skyscrapers in Manhattan or remodeling homes in Westchester, liability insurance is not optional — it’s essential. But not all policies are created equal,

In New York State, employers are required by law to carry workers’ compensation insurance for all employees. This requirement applies whether the business is seasonal, part-time, or full-time. Failing to carry proper coverage—even inadvertently—can lead to significant penalties and legal consequences. However, if a lapse occurs due to an honest mistake, there are steps you

On April 2, 2025, former President Donald Trump announced a new round of tariffs that are already driving up material and operational costs for contractors across the country. With profit margins tightening, it’s more important than ever to reevaluate your insurance policies—including General Liability, Umbrella Liability, Business Auto, and Workers Compensation—to make sure you’re getting

Learn how to streamline your workers’ comp review process with these essential tips for contractors in the Tri-State area.

For Tri-State area contractors, managing overhead costs is always top of mind. One of the biggest expenses—workers comp insurance for contractors—can feel like a financial drain, especially when you’re locked into a high, fixed monthly premium that doesn’t reflect your actual payroll activity. Fortunately, there are better ways to manage your workers’ comp that can

For contractors in New York, New Jersey, and Connecticut, navigating workers’ compensation can be a frustrating and expensive process. Traditional programs often lack flexibility, offer little incentive for safe work practices, and provide minimal transparency when it comes to claims management and costs. But there’s a smarter, more strategic option that many Tri-State contractors are