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We Have Programs for: Plans Offer: Problems We are Seeing: 1. Various well known insurance companies are non renewing their New York construction workers compensation policies. 2. New York Contractors Experience Modification Factors are having big swings. One contractor we are working on has a 1.43 experience mod. Another 1.46. Another .62. This is affecting

Businesses are increasingly using smartphones and tablets to manage their risks and improve their workplace safety. An increasing number of applications for these devices — matched with other technologies — can help companies prevent losses, reduce the chances of workplace accidents and manage risk. There are also a number of innovative apps that allow businesses

Many companies are leaving themselves exposed to lawsuits for errors and other issues that crop up in their work because they lack professional liability insurance. Traditionally it’s been architects, accountants and lawyers who would purchase this coverage, but with more work like coding, programing and other ventures spawned by technology, the need for this type

The average age of a construction worker is now in the 40s. Baby boomers — people born between 1946 and 1964 — represent 40% of the construction industry workforce, according to the Center for Construction Research and Training. The nature of construction work presents many hazards for workers, many of which may not appear until

One of the proven ways to reduce the cost of a workers’ comp claim is to get the injured worker back on the job whenever it is safe to do so. Preferably, employers should offer some type of modified work duty if they are still recovering from their injury and if that injury impedes them

We would all love to pass on a decent-sized legacy to our heirs. But too many estates are all but entirely consumed by the high costs of medical care, especially as we get older. Yes, we have Medicare to cover the major medical expenses of those Americans over age 65. But many people fail to