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Secure your window installation business with comprehensive coverages in ‘7 Critical Coverages Your Window Installation Insurance Must Include’.

Running a successful construction business in New York comes with its own set of challenges, not least of which is securing reliable and affordable insurance. Here are five problems contractors commonly face with their general and umbrella liability insurance, and how BGES Group can provide the solutions. 1. Exorbitant Rates for Labor Law Coverage Labor

As a New York contractor, staying on top of regulatory changes is crucial for managing your business effectively. One recent change affecting your bottom line is the new payroll cap for workers’ compensation calculations. Effective July 1, 2024, the payroll cap for workers’ compensation in New York is $1,757.19 weekly. Understanding how this cap impacts

Hundreds of construction workers suffer shock each year when handling electrical tools and equipment. One of the big problems in understanding the dangers of electrical shock is the mistaken belief that only high voltages kill. It’s not the voltage that’s lethal but the amount of current that passes through the body. The condition and placement

In the competitive construction landscape of New York, property owners, and general contractors are increasingly requesting waivers of subrogation from the contractors they employ. These waivers are essential in general liability and workers’ compensation policies. A waiver of subrogation prevents an insurer from seeking reimbursement from a third party responsible for a loss after paying

Learn the essential NY workers’ compensation insurance requirements for contractors in our detailed guide.