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For contractors, having a comprehensive business auto policy is not just a regulatory requirement; it’s a vital component of managing risk and protecting their business assets. Given the unique nature of the construction industry, where vehicles are essential for transporting materials, equipment, and personnel, ensuring the right coverages and limits can be the difference between

Are you a business owner in New York, New Jersey, or Connecticut and having trouble securing new workers’ compensation coverage? Look no further than BGES Group. We offer several distinct programs tailored to meet your needs. 1. Guaranteed Cost Workers’ Compensation Coverage Our stand-alone insurance program, also known as guaranteed cost workers’ compensation coverage, ensures

New York, New Jersey, and Connecticut Employers: Looking for a Way to Reduce Your Payroll Service, Workers’ Compensation, and Group Health Insurance Costs? BGES Group Offers a Program That Can Do All Three! As an employer in the Tri-State area, managing costs for payroll services, workers’ compensation, and group health insurance can be challenging. The

New York’s Labor Laws 240 and 241, commonly known as the “Scaffold Law,” play a pivotal role in the construction industry, particularly concerning contractor liability insurance costs. These laws impose strict liability on contractors and property owners for elevation-related injuries sustained by workers, making them crucial considerations in managing risk and insurance expenses. Labor Law

Workers’ compensation fraud is a prevalent issue that can significantly impact New York contractors, leading to higher premiums, financial losses, and even policy cancellations. Understanding the most common fraud claims can help contractors protect their businesses. Here are the five most common workers’ compensation fraud claims that New York contractor employees attempt: 1. **Exaggerated Injuries**

If you’re a New York contractor facing skyrocketing workers’ compensation premiums or dealing with cancellations, BGES Group is here to help. We specialize in workers’ compensation insurance solutions and can assist with the following common issues: 1. **Skyrocketing Premiums**: Have your premiums increased dramatically? We can help you find more affordable coverage. 2. **Coverage Cancellations