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Covered or Denied? Understanding the Realities of New York Contractor Liability Insurance

Construction in New York is unlike construction anywhere else in the country. Contractors face congested job sites, overlapping trades, demanding project schedules, strict oversight, and one of the most plaintiff-friendly legal environments in the nation. A single incident—no matter how small—can quickly escalate into a lawsuit seeking hundreds of thousands or even millions of dollars

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Denied, Non-Renewed, or Overpriced? How Tri-State Business Owners Can Still Get Workers’ Comp Coverage

For many Tri-State business owners, workers’ compensation insurance feels less like a safety net and more like a constant obstacle. Applications get declined, premiums skyrocket overnight, or a long-time carrier suddenly issues a non-renewal with little warning. Industries such as construction, manufacturing, trucking, hospitality, and other labor-intensive businesses are hit especially hard. A single claim,

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