We want to share with YOU a way to get thousands, tens of thousands even hundreds of thousands of dollars back from your past Worker’s Compensation carriers!
YES it can be done! YES the refunds can go into the hundreds of thousands!
At NO up front cost to you, NO hassle on your part (you sign 3 pieces of paper, we do all the work), us working on a contingency fee basis, we will do a comprehensive review of your past seven year policies and if we find mistakes, get you refunds from those companies.
Just a Few Examples of Mistakes We Find – There are Plenty More:
- Large claims that get closed out are not recorded properly in employers EMR.
- Payroll caps not applied. This happens with contractors.
- Misclassifying of payrolls. There’s a special rule that contractors miss out on.
- Failure to apply for NYCPAP credit. Contractors are a good example of missing out on this credit.
- Overtime credits.
- Subcontractor charges are miscalculated
- OCIP Payroll not subtracted
Examples of What We Saved Business Owners:
- Large kitchen manufacture in NJ $500,000
- Elevator company in NY $230,000
- Structural steel in NY $150,000
- Electrical contractor in NY $190,000
- HVAC contractor in NJ $40,000
- Plumbing contractor in NY $50,000
- General contractor in NJ $300,000
- Painter in NY $15,000
Lets us find YOU refunds in your policies. Again we work on a contingency basis. Again we do all the work.
Wouldn’t it be nice to get a refund of $50,000? Who wants to overpay an insurance company for Worker’s Compensation?
You know the saying, nothing ventured, nothing gained!
If a red light is flashing in your head because you feel you’ve overpaid, give us a call and let us do that FREE review!
By the way, if you’re looking for a NEW Worker’s Compensation Policy, let us find you one. We represent 25 plans, specialize at Worker’s Compensation (doing so for 41 years) and are Encyclopedias of Knowledge when it comes to rates, coverage, audits, claims and day to day service. Unlike other agencies that charge $500, $1,000, $2,500 policy fees or up to 10% service fees, we DON’T CHARGE ANYTHING! Another way you save by using us!
With food, gas, rent, health insurance escalating, WE ARE LOOKING TO SAVE YOU AS MUCH MONEY AS POSSIBLE! When it comes to YOUR MONEY we are going to fight like heck to get you every dollar back of overpayment!
BGES Group’s office, located in Larchmont, NY is a full service insurance agency offering, Property, Liability, Umbrella Liability, Business Auto, Bid & Performance Bonds, Inland Marine, Worker’s Compensation, Worker’s Compensation Premium Recovery, New York State Disability, Group Health, Life insurance, Personal lines and Identity Theft.
Special Contractor Insurance Programs (NY, NJ, CT) – We we have 60+ insurance companies to market your general liability, umbrella liability, business auto, workers compensation, bid & performance bonds and group health coverages. We help contractors set up proper risk transfer. If you’re a contractor we offer extensive information about insurance markets, coverages, risk transfer, subcontractor screening, ways to lower your insurance costs.
BGES Group are Worker’s Compensation Specialists for the States of New York, New Jersey and Connecticut – Issues we address: 1) Lowering pricing – we have specialty programs that can save you up to 40%; 2) Finding a new company; 3) Replacing policies that are being cancelled or non renewed; 4) Audit disputes; 5) Company creating fictitious payroll at audit time; 6) Lowering high experience modifications factors; 7) Misclassification of payrolls; 8) Lowering or eliminating renewal deposits; 9) Getting coverage when you’ve been without for a few months; 10) Covering multiple states under one policy; 11) Eliminating 10% service or policy fees; 12) Timely issuance of certificates; 13) Always being able to get someone on the phone or by email when you need to.
Company: BGES Group, 216A Larchmont Acres West, Larchmont, NY 10538
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