For contractors across New York, New Jersey, and Connecticut, workers compensation insurance is one of the most important policies you carry. Not only is it legally required, but it also protects your employees and your business in case of injury, illness, or workplace accidents. Unfortunately, many contractors feel frustrated with skyrocketing premiums, invasive audits, and limited options from carriers that don’t understand the unique risks of construction.
That’s where BGES Group comes in. We specialize in helping tri-state contractors secure smarter workers compensation programs designed specifically to protect you, stabilize costs, and give you the peace of mind you deserve.
Below, we’ll break down 10 major benefits of the workers compensation program we offer, then review another unique alternative program that has helped many contractors regain control of their costs. Finally, we’ll explain why BGES Group is the right partner if you’re facing cancellation, renewal issues, or just need a fresh start with better coverage.
10 Benefits of the BGES Group Workers Compensation Program
Our program is built to address the problems contractors face every day. Here are the top 10 benefits:
- Significant Cost Savings Contractors often see lower premiums compared to traditional plans, thanks to a smarter underwriting approach tailored for construction risk.
- Coverage Stability Unlike volatile carriers that pull out of markets or drop accounts suddenly, this program is designed to stay consistent year after year.
- Multi-State Coverage Perfect for contractors who work across New York, New Jersey, and Connecticut. The program provides seamless protection wherever your jobs take you.
- Reduced Audit Headaches Contractors dread annual audits. This program offers an alternative structure that minimizes audit stress, surprise bills, and disputes.
- Flexible Payment Options Cash flow is critical in construction. With pay-as-you-go features, premiums adjust to your actual payroll, so you’re not overpaying upfront.
- Access to Better Claims Management Claims are handled with speed and expertise, helping injured workers recover faster while reducing your overall claims costs.
- Improved Safety Resources The program includes access to training, loss control, and risk management support to help prevent accidents before they happen.
- Fewer Mid-Term Interruptions Unlike standard carriers that frequently send out cancellation threats or demand mid-policy changes, this program is stable and predictable.
- Tailored to Construction Many workers comp carriers don’t understand construction. This program was built for contractors, from small trades to large general contractors.
- Peace of Mind at Renewal Instead of worrying about last-minute surprises at renewal time, contractors in this program enjoy consistency and fairness year after year.
An Alternative Program That’s Changing the Game
In addition to our core offering, BGES Group also provides access to a unique workers compensation program that has been gaining traction among contractors in the tri-state area. While we won’t name the provider, here’s what you need to know about how it works and why it may be the right solution for your company:
- Long-Term Rate Stability – Contractors are tired of yearly rate hikes. This program locks in stability, shielding you from unpredictable increases.
- Profit Sharing Potential – Unlike standard plans where carriers keep all the profits, this program may return money back to you if your claims are favorable.
- Custom Underwriting – Instead of treating every contractor the same, underwriting is tailored to your business, your payroll, and your safety record.
- Coverage Security – Even when other insurers leave the market or decline construction risks, this program continues to stand strong.
- Growth-Friendly – Whether you’re expanding your crew, bidding on bigger projects, or working in multiple states, this program can grow with you.
For contractors frustrated with traditional workers compensation, this alternative option has proven to be a lifesaver—offering savings, stability, and support in ways most standard carriers can’t match.
Why Work with BGES Group?
At BGES Group, we are not generalists. We are workers compensation specialists with decades of experience serving contractors throughout New York, New Jersey, and Connecticut. We know the ins and outs of labor laws, audits, claims handling, and carrier red tape that frustrate contractors daily.
Here’s why contractors come to us:
- We specialize in construction risks. We understand your business better than the average broker who only dabbles in construction insurance.
- We find solutions for cancelled or hard-to-place accounts. If your carrier is cancelling you, raising rates beyond reason, or threatening non-renewal, we step in to secure coverage fast.
- We fight for you. From claims management to renewal negotiations, our job is to protect you—not the insurance companies.
- We offer multiple program options. From our own workers comp program to the unique alternative described above, we’ll help you find the best fit.
Many contractors come to us after years of frustration with traditional insurance companies. They quickly discover that working with specialists makes all the difference.
Contact BGES Group Today
If you’re a contractor in New York, New Jersey, or Connecticut, and you’re tired of unpredictable premiums, painful audits, or cancellations, now is the time to take control of your workers compensation insurance.
BGES Group is here to help. We are workers compensation specialists dedicated to protecting contractors like you.
📞 Call us today: (914) 806-5853 – Gary Wallach
📧 Email: bgesgroup@gmail.com
Website: www.bgesgroup.com
Final Thoughts
Workers compensation is more than just another line item expense. It’s a critical safeguard for your employees, your company, and your future. With BGES Group’s programs, contractors across the tri-state area can finally enjoy savings, stability, and peace of mind.
If your current carrier isn’t working for you—or worse, is cancelling you—don’t wait until it’s too late. Turn to BGES Group for the workers compensation solutions your business needs to thrive.