As a New York contractor, you already know how volatile the construction industry can be. One year, your insurance premiums seem manageable, and the next, you’re blindsided by a massive rate hike. This year, liability insurance rates are surging by 20% or more, and without the right approach, your broker may not be doing everything they can to ensure you’re getting the best deal. Now, more than ever, it’s crucial to bring BGES Group into the fold when getting your liability and workers’ compensation quotes.
Here’s why you need BGES Group on your team this renewal season:
1. Keep Your Current Broker On Their Toes
By bringing BGES Group in to provide a quote, you ensure that your current broker won’t get complacent. Competition drives performance, and with BGES Group as a strong contender, your broker will be forced to step up their game to earn your business.
2. Specialized Focus on New York Contractors
BGES Group specializes in providing liability and workers’ compensation insurance for New York contractors. We understand the unique challenges you face, such as compliance with strict local regulations like Labor Laws 240 and 241, and can tailor your coverage accordingly.
3. Proven Expertise in Liability Insurance
In a market where liability rates are skyrocketing, you need an insurance expert who can navigate these turbulent waters. BGES Group has years of experience securing competitive liability insurance, even in the face of steep rate increases.
4. Access to Top Insurance Markets
As a boutique firm, BGES Group has access to top insurance carriers that might not be available through your current broker. This ensures that you’re getting the best possible pricing and coverage options that suit your specific needs.
5. Personalized Service
Unlike large, impersonal agencies, BGES Group offers a boutique experience where you’re treated like a valued client. We take the time to understand your business, assess your risks, and provide customized solutions to protect your operations.
6. Dedicated Support for Labor Law Coverage
New York’s Labor Laws 240 and 241 pose significant risks to contractors. BGES Group specializes in securing the right general and umbrella liability insurance that includes critical labor law coverage, protecting you from costly claims and lawsuits.
7. Workers’ Compensation Expertise
Workers’ compensation is one of the biggest costs for contractors, and BGES Group knows how to minimize those expenses. Our expertise ensures that you get the best workers’ compensation coverage at competitive rates, helping you save on this essential coverage.
8. Aggressive Negotiation on Your Behalf
We don’t just submit applications—we aggressively negotiate with carriers to get you the best possible terms. With our knowledge of the insurance marketplace, we’re able to push for better pricing and coverage, even in a hard market.
9. Transparent Communication
BGES Group prides itself on clear, transparent communication. We’ll keep you informed every step of the way and ensure that you fully understand your options, risks, and the coverages you’re purchasing.
10. Comprehensive Solutions, Not Just Insurance Policies
With BGES Group, you’re not just getting an insurance policy. You’re getting a comprehensive risk management solution that looks at all angles of your business. From safety recommendations to insurance compliance tips, we provide you with the tools you need to protect your business and minimize risk.
This renewal season, don’t let your current broker get lazy while your premiums soar. Get BGES Group in there for a second opinion, and see how our boutique service, competitive pricing, and specialized expertise can make all the difference in protecting your business. With rates increasing by 20% or more, now is the time to take action and ensure that your insurance coverage is both comprehensive and affordable.
Contact BGES Group Today
Gary Wallach, President
Phone: 914-806-5853
Email: bgesgroup@gmail.com
Website: bgesgroup.com
Get in touch with us today to request your liability and workers’ compensation quotes, and let us help you secure the protection your business needs.
BGES Group is one of New York, New Jersey, and Connecticut’s Construction Insurance Specialists representing 50+ companies, including all the BEST general & umbrella liability programs. We offer all the coverage needed, including property, builders’ risk, inland marine, general liability, umbrella liability, auto, bid & performance bonds, workers’ compensation, N.Y.S. disability, and group health. Our commitment to you goes beyond the policies we provide. We are always just a call, text, or email away, ready to assist you, even on weekends. We understand the importance of your business and are here to help you navigate any insurance challenges.
BGES Group are Workers’ Compensation Insurance Specialists for Tri-State Business Owners: Unhappy with your rates, company, being canceled, losses causing difficulty getting coverage, in the middle of an audit dispute, misclassified payrolls, or whatever your issue. We can help! We have special programs for Auto Services, Contractors (especially in New York), Limousine Services, Logistics Companies, Manufacturers, Recyclers, and Truckers; we can help ANY tri-state business owner. We are considered “Preferred Agents” for this one program that, if we can get you into, their pricing is excellent, offers long-term coverage stability, and can cover multi-state operations. The program takes the hassle out of doing annual audits, too.
If you want to speak with us, call Gary Wallach at 914-806-5853, click here to email, or visit our website.
Company: BGES Group, 216A Larchmont Acres West, Larchmont, NY 10538
email: bgesgroup@gmail.com
website: http://www.bgesgroup.com
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