New York contractors, this year’s liability insurance market is tougher than ever, and if you’re not careful, it could cost you big. Whether you’re a general contractor, subcontractor, or involved in a niche area of construction, protecting your business with the right insurance is critical. But with the way things are going, you need to think twice before sticking with your current provider—especially without getting a second opinion.
Here’s why this year, you should consider getting a liability insurance quote from BGES Group.
The Insurance Market Is in Turmoil
This year, the liability insurance marketplace for New York contractors is more unstable than ever. Industry giants like Berkshire Hathaway, State Farm, and Travelers have all made drastic changes. Some have placed moratoriums on writing new business, meaning they’re not accepting new policies from contractors. Worse, we’re still uncertain about what they’re planning with their renewal pricing. Even if you’ve been a loyal customer, you could be in for a shock when it’s time to renew.
These companies are hedging their bets, and it’s contractors like you who may end up paying the price.
Brokers Are Overwhelmed—Is Your Renewal Being Handled Properly?
In addition to the chaos in the insurance marketplace, many brokers are overburdened with work. The people managing your account are often so swamped with tasks that they may not be able to properly market your renewal policies. This means they could miss opportunities to secure better pricing or coverage for you.
At BGES Group, we’ve seen it happen too often. Brokers who are overloaded simply can’t give your renewal the attention it deserves, and in this environment, that could mean thousands of extra dollars out of your pocket.
Why You Need a Second Opinion from BGES Group
Here at BGES Group, we specialize in New York construction insurance. Unlike the large, impersonal firms, we offer a true boutique service that’s focused on you. We’re a mom-and-pop operation, which means when you call us, you get us—directly. No layers of gatekeepers. No delays.
We understand the construction industry and the unique challenges contractors face because we’ve been in the trenches. Not only are we knowledgeable about insurance, but we’re also street-smart and tough—traits you don’t often see with account executives at large insurance agencies these days.
When you ask us to do something, we do it right away. We believe in personalized service, and we fight for the best possible outcomes for our clients. That’s what sets us apart.
Get Competitive Quotes Before It’s Too Late
Even if you’re happy with your current insurance provider, it’s always wise to get a second opinion, especially in a year like this. Your incumbent carrier could impose a drastic increase, and you need to be prepared. BGES Group offers a thorough review of your current coverage, ensuring you’re getting the right protection at the right price. If we find areas where you can improve, we’ll give you competitive quotes that reflect the real-world needs of your business.
Don’t leave your future to chance. Protect your business and back yourself up with a second opinion liability quote from BGES Group.
Contact BGES Group Today
To schedule your insurance review or to get a competitive quote, contact Gary Wallach directly. You can reach him at:
Phone: 914-806-5853
Email: bgesgroup@gmail.com
Website: www.bgesgroup.com
When it comes to protecting your business in this unpredictable market, a second opinion could make all the difference. Trust BGES Group to provide the personalized service and expert guidance you deserve.
BGES Group is one of New York, New Jersey, and Connecticut’s Construction Insurance Specialists representing 50+ companies, including all the BEST general & umbrella liability programs. We offer all the coverage needed, including property, builders’ risk, inland marine, general liability, umbrella liability, auto, bid & performance bonds, workers’ compensation, N.Y.S. disability, and group health. Our commitment to you goes beyond the policies we provide. We are always just a call, text, or email away, ready to assist you, even on weekends. We understand the importance of your business and are here to help you navigate any insurance challenges.
BGES Group are Workers’ Compensation Insurance Specialists for Tri-State Business Owners: Unhappy with your rates, company, being canceled, losses causing difficulty getting coverage, in the middle of an audit dispute, misclassified payrolls, or whatever your issue. We can help! We have special programs for Auto Services, Contractors (especially in New York), Limousine Services, Logistics Companies, Manufacturers, Recyclers, and Truckers; we can help ANY tri-state business owner. We are considered “Preferred Agents” for this one program that, if we can get you into, their pricing is excellent, offers long-term coverage stability, and can cover multi-state operations. The program takes the hassle out of doing annual audits, too.
If you want to speak with us, call Gary Wallach at 914-806-5853, click here to email, or visit our website.
Company: BGES Group, 216A Larchmont Acres West, Larchmont, NY 10538
email: bgesgroup@gmail.com
website: http://www.bgesgroup.com
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