If you’re a New York contractor, you know how critical workers’ compensation insurance is to your business. But finding the right policy—at the right price—can be a real challenge. Too often, contractors face issues like sky-high premiums, policy cancellations, and unresponsive brokers. If this sounds familiar, it may be time to make a change.
At BGES Group, we specialize in helping contractors like you get the workers’ compensation coverage they need, without all the headaches. Here are 10 common problems we can help you solve:
1. Overpriced Premiums
Feeling like you’re paying too much for your workers’ compensation insurance? We can help you find competitive pricing that makes sense for your business, helping you save money while still getting the coverage you need.
2. Cancelled Due to Losses
If your policy was cancelled due to past claims or losses, don’t worry. BGES Group has access to special programs that can help get you insured, even if your loss history isn’t perfect.
3. Tired of Annual Audits?
Sick of annual audits that require endless documents? We understand that audits can be a huge hassle. We help you prepare for and simplify the audit process, so you’re not buried in paperwork year after year.
4. Misclassified Payrolls
One common issue contractors face is having their payrolls misclassified, which can drive up premiums. We make sure your payrolls are classified correctly, so you’re not overpaying for coverage you don’t need.
5. Can’t Get Your Broker on the Phone?
If you can’t get your broker on the phone when you need to, that’s a major red flag. At BGES Group, you’ll have direct access to us whenever you need help. We pick up the phone when you call and respond right away.
6. Waiting for Certificates?
Does it take hours, or even days, to get insurance certificates from your broker? We know that delays can hurt your business. At BGES Group, we provide certificates in minutes, so you can keep your projects moving forward.
7. Out-of-State Work Not Covered?
Doing work outside of New York, but finding out too late that your policy doesn’t cover it? BGES Group can help you get a workers’ compensation policy that covers your operations across state lines, ensuring you’re protected no matter where you work.
8. Exorbitant Broker Fees
Is your broker charging you exorbitant policy or service fees? We believe in fair pricing and transparency. At BGES Group, you’ll never be hit with surprise fees, and we work to keep costs reasonable.
9. Complex Policy Language
If you’re confused by all the fine print in your workers’ compensation policy, we can help. We’ll break down your policy in plain English, making sure you understand exactly what you’re paying for and what’s covered.
10. Needing a Broker Who Understands Your Industry
BGES Group specializes in New York construction insurance, so we know the ins and outs of the industry. We can tailor your workers’ compensation policy to fit your specific business needs, ensuring you’re fully protected.
If you’re fed up with workers’ compensation problems, let BGES Group help you find a solution. We’re here to provide personalized, responsive service, and we’ll fight to get you the best policy possible.
Contact BGES Group Today
For a workers’ compensation review or to get a new policy that works for you, contact Gary Wallach at:
Phone: 914-806-5853
Email: bgesgroup@gmail.com
At BGES Group, we know construction—and we know insurance. Let us help you get the coverage you deserve, without all the headaches.
BGES Group is one of New York, New Jersey, and Connecticut’s Construction Insurance Specialists representing 50+ companies, including all the BEST general & umbrella liability programs. We offer all the coverage needed, including property, builders’ risk, inland marine, general liability, umbrella liability, auto, bid & performance bonds, workers’ compensation, N.Y.S. disability, and group health. Our commitment to you goes beyond the policies we provide. We are always just a call, text, or email away, ready to assist you, even on weekends. We understand the importance of your business and are here to help you navigate any insurance challenges.
BGES Group are Workers’ Compensation Insurance Specialists for Tri-State Business Owners: Unhappy with your rates, company, being canceled, losses causing difficulty getting coverage, in the middle of an audit dispute, misclassified payrolls, or whatever your issue. We can help! We have special programs for Auto Services, Contractors (especially in New York), Limousine Services, Logistics Companies, Manufacturers, Recyclers, and Truckers; we can help ANY tri-state business owner. We are considered “Preferred Agents” for this one program that, if we can get you into, their pricing is excellent, offers long-term coverage stability, and can cover multi-state operations. The program takes the hassle out of doing annual audits, too.
If you want to speak with us, call Gary Wallach at 914-806-5853, click here to email, or visit our website.
Company: BGES Group, 216A Larchmont Acres West, Larchmont, NY 10538
email: bgesgroup@gmail.com
website: http://www.bgesgroup.com
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