If you’re a business owner in the Tri-State area—New York, New Jersey, or Connecticut—your workers compensation insurance is one of the most important tools for protecting your business, your employees, and your bottom line. But are you confident your current policy is really doing the job?
At BGES Group, we specialize in workers compensation insurance in the Tri-State area and have been helping businesses just like yours solve complex insurance issues for decades. Whether you’re a contractor, auto repair shop, trucking company, manufacturer, or limousine service, we offer specialized programs tailored to your industry’s unique needs.
But first, let’s ask a few important questions:
Are You Experiencing Any of These 10 Workers Compensation Insurance Problems?
- Sky-high premiums that are draining your cash flow?
- Frequent audits that seem never-ending and lead to surprise bills?
- Coverage gaps that leave you exposed to risk?
- Class code disputes that inflate your premiums unfairly?
- Unresponsive brokers who don’t return calls or explain your policy?
- Claim disputes or delays that hurt employee satisfaction and morale?
- High Experience Mod (X-Mod) that keeps going up year after year?
- Forced into an Assigned Risk Plan because no carrier will take you?
- Bundled payroll and insurance plans that are confusing and expensive?
- Difficulty getting certificates of insurance in a timely manner?
If you answered yes to even one of these questions, it’s time to talk to BGES Group. We are not just another insurance broker—we are workers compensation specialists who know how to fix these issues quickly and cost-effectively.
What Makes BGES Group Different?
At BGES Group, we offer more than just a policy. We offer solutions designed for your business, and we go above and beyond to find coverage that fits both your needs and your budget.
Our team understands the ins and outs of the workers compensation system, and we’ve built custom insurance programs for industries that often face the toughest challenges in getting affordable, comprehensive coverage.
We proudly serve the following sectors:
- Auto Service & Repair Shops
- Contractors (all trades)
- Limousine & Transportation Services
- Manufacturers & Fabricators
- Truckers & Freight Haulers
Coverage Options That Work for You
When it comes to affordable workers compensation insurance, one size does not fit all. That’s why BGES Group offers multiple types of policies and flexible options, including:
- Stand-alone workers compensation insurance policies for those who want coverage separate from other services.
- Payroll + workers compensation insurance bundles that simplify administration and ensure compliance.
- Comprehensive business programs that can include workers compensation, payroll services, and even group health insurance—with savings up to 30%.
- State and Assigned Risk Plans for businesses having trouble finding coverage through traditional carriers.
We are licensed and active in New York, New Jersey, and Connecticut, and we have a long track record of getting our clients better rates and stronger coverage—even if they’ve been turned down elsewhere.
Why Work with a Workers Compensation Specialist?
When you search “workers compensation insurance near me” or “best workers comp insurance in New York,” you’ll find hundreds of general insurance agencies. But very few specialize in workers compensation the way BGES Group does.
We bring:
- Expertise in claims management to help you reduce costs and avoid penalties.
- Support with Experience Mod reduction to keep your premiums manageable.
- Access to top-tier carriers with programs not available through traditional brokers.
- Proactive account service that includes annual reviews, compliance checks, and more.
Don’t Wait Until You Have a Problem—Act Now
Too many business owners wait until they have a major issue—a claim denial, an audit nightmare, or a sudden rate spike—before looking for help. Don’t let that happen to you.
Let BGES Group give you a free, no-obligation review of your current workers compensation policy. We’ll identify problem areas and give you clear, actionable solutions.
Many of our clients have seen:
- Premium savings of 15%–30%
- Faster claims turnaround
- Improved employee satisfaction
- Reduced liability exposure
Even if you think your current policy is fine, it never hurts to get a second opinion—especially when that opinion comes from a top-rated workers compensation insurance specialist.
Contact BGES Group Today
If you’re a business owner in New York, New Jersey, or Connecticut and you’re tired of overpaying or dealing with the headaches of poor service, BGES Group is here to help.
Contact us today:
📞 Call: (914) 806-5853 – Gary Wallach
📧 Email: bgesgroup@gmail.com
🌐 Visit: www.bgesgroup.com
Let’s discuss how we can help your business thrive with the right workers compensation insurance coverage—at the right price.
Final Thoughts
Your business deserves the best. Stop letting insurance problems slow you down. With BGES Group, you get a partner who understands your industry, fights for your bottom line, and delivers results. Whether you need a new policy or just want to compare options, give us a call today and discover the difference a specialist can make.