Get Back Up to $500,000 from Past Worker’s Compensation Companies!

Get Back Up to $500,000 from Past Worker’s Compensation Companies!  Savings Can Be Up to 40%!  This Is a True Win Situation for YOU, Nothing Less!

Examples of Refunds:

Large kitchen manufacture in NJ $500,000

Elevator company in NY $230,000

Structural steel in NY $150,000

Electrical contractor in NY $190,000

HVAC contractor in NJ $40,000

Plumbing contractor in NY $50,000

General contractor in NJ $300,000

Painter in NY $15,000

Workers’ compensation premiums can be a large portion of an overall insurance program, as well as a large percentage of operating costs. Most businesses aren’t aware that it is quite possible they are being overcharged for their workers’ comp premiums, without fault of their broker or even their insurance carrier.

The fact is, workers’ compensation insurance costs are a result of many different factors, which include but are not limited to: labor class codes, experience modifications, claims history, WC rating worksheets, loss cost multipliers, and several other factors.

Q & A:

We are insured with one of the State Fund’s safety groups. They review our policies. Why do we need your services?

In fact, a large percent of the savings we facilitated were for safety group policyholders.

We are already getting a discount from our carrier. What more is there for you to do?

Your workers compensation policy is multi-faceted. In addition to the discount, there are various other issues; such as, modifiers, classifications, pap credits, territory differential, as well as overcharges and fraudulent claims and reserves, which need to be taken into account. Though you are receiving a discount, your carrier may be overlooking some other issues.

I’m busy running my business and really don’t have extra time for this, how much of my time will I need to set aside to obtain these credits?

In most cases, there will be minimum time required from you. The work will be handled by our professional and experienced staff.


How far back can you change our policies and facilitate refunds?

That depends on the error we find, it ranges from one to seven years.

Bottom Line: What kind of premium savings are you talking about?

Savings can be as much as 40% of the annual Workers’ Compensation premiums.

We work on a contingency fee basis and only get paid if we get you back money!

There are NO up front fees!

There are NO gimmicks!

This is 100% legal!

We cover New York and New Jersey!

Associates Testimonials

Through your persistence and hard work you secured a refund on our policies that totaled over $150,000! The Workers Compensation manual rules are extremely complex. It is through your expertise and extensive knowledge of the rules, that we were able to recoup monies that were rightfully ours. As promised, your highly professional staff did most of the work and we reaped the benefits. This is a service that every business should sign up for. 

Thank you to you and your staff on a job well done! The process was simple, it did not require anything more than 3 documents signed on my behalf. The results were incredible! We received $34,355 in overpaid premiums, monies that would have never come back to us otherwise.

Thank you for the work your company performed on our behalf. Recently I received our mod revision check from the State Fund. With little effort by me you were able to revise our experience modification and I actually received money back from The State Insurance Fund!

Since 2002 your organization has been a valued partner. We appreciate your thoughtful and thorough approach to consistently reducing our worker’s compensation premiums. You have provided extended value to our donors and ticket buyers by reducing the administrative costs, which allow us to extend our mission.

BGES Group’s office, located in Larchmont, NY is a full service insurance agency offering, Property, Liability, Umbrella Liability, Business Auto, Bid & Performance Bonds, Inland Marine, Worker’s Compensation, Workers Compensation Premium Recovery, New York State Disability, Group Health, Life insurance, Personal lines and Identity Theft.

Special Contractor Insurance Programs (NY, NJ, CT) – We we have 60+ insurance companies to market your general liability, umbrella liability, business auto, workers compensation, bid & performance bonds and group health coverages. We help contractors set up proper risk transfer. If you’re a contractor we offer extensive information about insurance markets, coverages, risk transfer, subcontractor screening, ways to lower your insurance costs.

BGES Group are Worker’s Compensation Specialists for the States of New York, New Jersey and Connecticut – Issues we address: 1) Lowering pricing – we have specialty programs that can save you up to 40%; 2) Finding a new company; 3) Replacing policies that are being cancelled or non renewed; 4) Audit disputes; 5) Company creating fictitious payroll at audit time; 6) Lowering high experience modifications factors; 7) Misclassification of payrolls; 8) Lowering or eliminating renewal deposits;  9) Getting coverage when you’ve been without for a few months; 10) Covering multiple states under one policy; 11) Eliminating 10% service or policy fees; 12) Timely issuance of certificates; 13) Always being able to get someone on the phone or by email when you need to.

If you would like to speak with us call Gary Wallach at 914-806-5853 or click here to email or click here to visit our website.

Company: BGES Group, 216A Larchmont Acres West, Larchmont, NY 10538


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