If you’re a contractor in New York, you may have recently received troubling news from your insurance provider: your workers’ compensation coverage is being non-renewed. Unfortunately, many contractors are facing this issue as insurance companies tighten their underwriting standards and pull out of high-risk industries.
Losing your workers’ compensation coverage can put your business in serious jeopardy. Not only is this insurance legally required in New York, but without it, you could face heavy fines, work stoppages, and an inability to secure contracts. So, what’s your next move?
BGES Group: Your Workers’ Compensation Insurance Solution
When your coverage is non-renewed or your premiums skyrocket, you need a partner who understands your industry, works fast, and has your back. That’s where BGES Group comes in. We specialize in securing affordable, comprehensive workers’ compensation coverage for contractors throughout New York.
Here are 10 reasons why New York contractors turn to BGES Group for their workers’ compensation insurance needs:
1. We Say YES When Others Say No
Many insurance companies are exiting the market or refusing to cover high-risk industries like construction. BGES Group works with multiple carriers willing to provide coverage—even for contractors with past claims, high-risk work, or lapses in coverage.
2. Fast & Hassle-Free Coverage Placement
Time is money, and you can’t afford to wait weeks for an insurance policy. Our team works quickly to get you covered, ensuring there are no gaps in your protection so you can continue running your business smoothly.
3. Competitive Pricing & Cost-Saving Options
We understand that workers’ compensation premiums can be a major financial burden. That’s why we shop around and negotiate on your behalf, securing affordable rates while maintaining strong coverage.
4. We Pick Up the Phone When You Call
At BGES Group, you’re not just another policy number. When you have a question or concern, you get a real person on the phone—no endless hold times, no automated systems, just direct and responsive service.
5. Certificates of Insurance Issued in Minutes
Need a certificate of insurance fast to get on a job site? No problem. We issue certificates within minutes—not hours or days—so you can keep your projects moving forward without unnecessary delays.
6. High-Risk Contractors Welcome
Many brokers struggle to find coverage for roofers, steelworkers, demolition contractors, and others in high-risk trades. BGES Group specializes in securing coverage for ALL types of contractors, regardless of risk level.
7. Flexible Payment Plans Available
Cash flow is critical in the construction business, and large upfront insurance costs can strain your finances. We offer flexible payment plans to help ease the burden and keep your business financially stable.
8. Mom-and-Pop Boutique Service with Big Firm Resources
We combine personalized service with the resources of a large brokerage. This means you get one-on-one attention and expert guidance from a dedicated professional, while still benefiting from top-tier insurance options.
9. Expert Claims Support to Protect Your Business
Workers’ compensation claims can be complex and costly. We advocate for you, helping to manage claims efficiently and reduce their impact on your experience rating and future premiums.
10. We’re Your Long-Term Insurance Partner
At BGES Group, we’re not just here to sell you a policy—we’re here to help your business thrive. We proactively review your coverage, identify cost-saving opportunities, and ensure you remain compliant with New York’s strict workers’ compensation laws.
Don’t Let a Non-Renewal Disrupt Your Business—Call BGES Group Today!
If your workers’ compensation coverage is being non-renewed, don’t panic. BGES Group is here to help you find the best policy at the best price—with the best service in the industry.
Contact Us Today!
📞 Phone: 914-806-5853 – Gary Wallach
📧 Email: bgesgroup@gmail.com
🌎 Website: www.bgesgroup.com
Let BGES Group take the stress out of workers’ compensation insurance so you can focus on what you do best—building and growing your business. Reach out today and experience the difference of working with a responsive, knowledgeable, and dedicated insurance partner.