Running a construction company in New York isn’t easy.
Every day you’re dealing with deadlines, payroll, employees, subcontractors, change orders, inspections, jobsite safety, and customers who expect everything yesterday. The last thing you need is an insurance broker who doesn’t answer the phone, takes days to issue a certificate, or doesn’t understand New York construction insurance.
Unfortunately, that’s exactly what many contractors experience.
If you’ve ever found yourself waiting for a certificate while your crew sits idle…if you’ve been transferred from one account manager to another…or if you’ve wondered whether your broker even understands Labor Law, additional insured requirements, workers’ compensation classifications, or contractual risk transfer, it may be time to make a change.
At BGES Group, we have built our reputation by doing one thing exceptionally well:
Helping New York contractors protect their businesses while providing the kind of customer service that has become almost impossible to find today.
Why So Many Contractors Are Leaving Their Current Insurance Broker
We hear the same complaints almost every week.
“My broker never answers the phone.”
“It takes two days to get a certificate.”
“I never speak with the same person.”
“My premiums keep going up and nobody explains why.”
“My account manager doesn’t understand construction.”
“I only hear from my broker when it’s time to pay my renewal.”
Sound familiar?
Insurance should make running your business easier—not harder.
That’s why more contractors throughout New York are turning to BGES Group.
1. We Specialize in New York Construction Insurance
Construction insurance is not just something we do.
It’s what we specialize in.
New York has some of the toughest construction laws in the country. Labor Law claims, Action Over exposures, additional insured endorsements, waiver of subrogation requirements, primary and non-contributory wording, OCIP and CCIP projects, workers’ compensation classifications, subcontractor compliance—the list goes on.
Many insurance agencies insure restaurants, offices, retail stores, and homeowners.
We focus on contractors.
That experience can make the difference between having the right protection—or discovering you have gaps after a claim occurs.
2. We Help You Buy the Right Coverage
Buying the cheapest policy isn’t always buying the best policy.
Many contractors don’t realize they’ve purchased policies containing exclusions that can prevent them from qualifying for jobs or leave them exposed after an accident.
We take the time to review your business, your contracts, and your operations to help make sure your coverage works when you need it most.
Because insurance isn’t about price alone.
It’s about protection.
3. Competitive Pricing Without Sacrificing Coverage
Every contractor wants competitive pricing.
So do we.
We work with multiple insurance companies and specialty construction markets to help find coverage that balances both price and protection.
Rather than simply accepting renewal increases, we actively look for solutions that may save you money while maintaining strong coverage.
4. Certificates Issued in Minutes—Not Days
Nothing frustrates a contractor more than waiting on a certificate of insurance.
Your general contractor is waiting.
Your customer is waiting.
Your crew is waiting.
Every minute costs money.
That’s why certificate requests are treated as urgent.
In most cases, we can issue certificates within minutes—not days.
Your projects keep moving.
Your business keeps making money.
5. When You Call, We Actually Answer the Phone
Remember when businesses answered their phones?
We do.
At BGES Group, we believe customer service begins with simply being available.
Our phones are answered quickly—usually within one or two rings.
No endless voicemail.
No call centers.
No waiting for someone to maybe call you back tomorrow.
When you need us, we’re here.
6. You’ll Always Work With the Same Person
Large agencies often assign your account to whoever happens to be available that day.
One month you have Susan.
The next month she’s gone.
Then you’re assigned to someone who knows nothing about your company.
At BGES Group, you’ll work with one dedicated insurance professional who gets to know your business, your employees, your customers, and your insurance program.
That means fewer mistakes.
Faster answers.
Better service.
And someone who already knows your account when you call.
7. Experience Matters
Construction insurance is complicated.
You don’t want someone reading from a script.
You want someone who understands New York construction and knows how to solve problems quickly.
Whether you’re dealing with complicated certificate requirements, contract language, audit questions, classification issues, claims, renewals, or difficult underwriting situations, experience matters.
We work hard to find answers—not excuses.
8. We Respond Immediately
Business doesn’t stop because someone is “out of the office.”
Emails.
Phone calls.
Text messages.
Questions.
Problems.
They all require quick attention.
Our goal is simple:
Respond as quickly as possible because we know delays can cost contractors jobs, customers, and money.
9. We’re Available When You Need Us
Construction doesn’t always happen between 9:00 and 5:00.
Neither do insurance emergencies.
Need help early in the morning?
Late at night?
On a weekend?
Call us.
Monday through Sunday, day or night, we’re available because we understand construction doesn’t operate on a traditional schedule.
We pride ourselves on actually answering the phone when our clients need us most.
10. Don’t Take Our Word for It—Read Our Google Reviews
Anyone can say they provide great service.
We prefer to let our clients speak for us.
We invite every contractor considering BGES Group to read our Google Reviews and see what business owners have to say about working with us. Clients consistently highlight our responsiveness, construction knowledge, attention to detail, and commitment to solving problems quickly. Those testimonials reflect the personalized service that has become the foundation of our agency. We encourage prospective clients to judge us by the experiences of the people we serve.
Stop Settling for Average
Your insurance broker should be one of the most valuable members of your team.
They should help you win jobs.
Protect your business.
Solve problems.
Answer the phone.
Respond quickly.
Explain your coverage.
Fight for competitive pricing.
And make your life easier—not more stressful.
If your current broker isn’t doing those things, maybe it’s time to see what you’ve been missing.
At BGES Group, we believe every contractor deserves personal service, knowledgeable advice, and an insurance partner who genuinely cares about helping their business succeed.
We don’t want to be just another insurance agency.
We want to become a trusted part of your team.
Contact BGES Group Today
If you’re tired of poor service, slow response times, confusing insurance advice, or simply want a second opinion on your current coverage, we’d love the opportunity to earn your business.
Gary Wallach
BGES Group – New York Construction Insurance Specialists
Phone: 914-806-5853
Email: bgesgroup@gmail.com
Website: www.bgesgroup.com
One phone call could change the way you think about insurance forever.