Workers comp insurance

Unhappy With Your Workers’ Comp Company, Rates, Coverage? Want Other Options?

We Have Programs for:

  • Auto Service Stations
  • Contractors – From Electricians (Low Risk) To Demolition and Roofing (High Risk)
  • Distributors
  • Limousine Services
  • Manufacturers
  • Truckers
  • Wholesalers

Plans Offer:

  • Rates savings up to 40%
  • Protection while working in multiple states.  Please note state and assigned risk plan policies cover you based on that state’s wc benefit laws.  If you work out of state, weeks at a time, an employee gets injured, files claim out of state, you could be out of pocket tens, hundreds of thousands of dollars.  Our plans offer “The Right Protection.”
  • Low first year deposit, no renewal deposit
  • Monthly premium based on previous month’s payroll.  This has been a life savor to many of our client’s during these times.
  • We DO NOT charge $500-$2,500 policy fees, 10% service fees, $25-$100 for certificates.  You can issue your own certificates on-line or we will issue them for you.  You never have to wait.
  • If you are a contractor from the start we allow you to split field payrolls by trade.  Payrolls are NOT thrown into the highest rated class codes.
  • Do you have a high Experience Modification factor or poor loss experience?  We can help you lower your rates
  • Are your company’s auditors difficult to deal with?  When there are issues do they give you the benefit of the doubt?  Ours are very fair, reasonable, usually take no more than 15-30 minutes, easy to work with and accommodating.
  • Looking for a new payroll company that can do your Workers’ Comp, payroll, W-2’s, direct deposits, NYS-45s, 941s and more?   How about a company that owns their own workers comp carrier.  That provides long-term coverage stability and whose rates are fiercely competitive?  We have such a plan.
  • Do you have to wait on hold for 5-25 minutes before someone answers your call?  Certificates, does it take hours to get one?  Filing a claim, does your broker assist you?  Reviewing your coverage, does anyone do so? Our company offers FIRST CLASS service.  You will NEVER have to wait for ANYTHING and We DO NOT charge ridiculous policy or 10% service fees!

Problems We are Seeing:

1. Various well known insurance companies are non renewing their New York construction workers compensation policies.

2. New York Contractors Experience Modification Factors are having big swings. One contractor we are working on has a 1.43 experience mod. Another 1.46. Another .62. This is affecting getting work.

3. New York contractors are being asked for a ton of paperwork when it comes to their audits. It is taking up a lot of time and a large portion of the audits are incorrect when processed.

4. We are seeing missing credit(s) which could contractors thousands if not tens of thousands of dollars.

We Can Help You Address all These Problems.

If you would like to speak with us call Gary Wallach at 914-806-5853 or click here to email or click here to visit our website.


Maria P

We have worked with them for years. BGES is a great company to work with. Gary is always a pleasure to deal with. They are thorough and detailed and very prompt! I would highly recommend them!

Zbigniew J

We have worked with BGES for many years. Extremely helpful and always on top of the game! Gary is the kind of a broker who provides ” 24/7 customer service” whenever needed. We could not recommend his services enough !

Al Mri

Very very satisfied, great customer service, great rates compare to other insurance companies. Mr. Wallach is a very reliable & knowledgeable broker.

James K

I have been purchasing our Workman’s Comp insurance from Garry Wallach at BGES Group since 2013. Gary has always given My company excellent service and rates that no competitor can come close to. …More

Frank R

Gary is a solution based agent and very knowledgeable in the world of commercial insurance. I am very impressed with his approach and attention to detail. I will recommend him to my colleagues.

BGES Group’s office, located in Larchmont, NY is a full service insurance agency offering, Property, Liability, Umbrella Liability, Business Auto, Bid & Performance Bonds, Inland Marine, Worker’s Compensation, New York State Disability, Group Health, Life insurance, Personal lines.

BGES Group are Worker’s Compensation Specialists for the States of New York, New Jersey and Connecticut – Issues we address: 1) Lowering pricing – we have specialty programs that can save you up to 40%; 2) Finding a new company; 3) Being cancelled or non renewed; 4) Audit disputes; 5) Company creating fictitious payroll at audit time; 6) Lowering high experience modifications factors; 7) Misclassification of payrolls; 8) Lowering or eliminating renewal deposits;   9) Getting coverage when you’ve been without for a few months; 10) Covering multiple states under one policy; 11) Eliminating 10% service or policy fees; 12) Timely issuance of certificates; 13) Always being able to get someone on the phone or by email when you need to.

Special Contractor Insurance Programs (NY, NJ, CT) – We we have 50+ insurance companies to market your general liability, umbrella liability, business auto, workers compensation, bid & performance bonds and group health coverages.  We help contractors set up proper risk transfer mechanisms.  If you’re a contractor we offer extensive information about insurance markets, coverages, risk transfer mechanisms, subcontractor screening, ways to lower your insurance costs that lower them.

If you would like to speak with us call Gary Wallach at 914-806-5853 or click here to email or click here to visit our website.

Company: BGES Group, 216A Larchmont Acres West, Larchmont, NY 10538



© – Copyright – 2024 – BGES Group

Posted in Uncategorized.

Leave a Reply

Your email address will not be published. Required fields are marked *