If you’re a roofing, demolition, or other high-risk trade contractor in the Tri-State area, finding affordable and reliable workers’ compensation insurance can feel like an uphill battle. At BGES Group, we specialize in providing tailored solutions for contractors like you. Our workers’ compensation program is designed to offer competitive rates, excellent coverage, and flexibility, ensuring your business is protected without breaking the bank.
Why Contractors Choose Our Program
• Competitive Rates: Our program offers some of the most competitive rates in the industry, helping you save on premium costs while maintaining top-tier coverage.
• Pay-As-You-Go Option: Manage your cash flow with our convenient pay-as-you-go payment option. No more large upfront payments—only pay for what you use.
• No Renewal Deposits: Say goodbye to renewal deposit hassles. Our program eliminates this costly requirement, making renewals seamless.
• Proper Payroll Classifications: We ensure accurate payroll classifications so you’re not overpaying or underinsured.
• Coverage for Multiple Trades: Our policies can cover multiple trades, providing flexibility for contractors who perform diverse work.
Program Qualifications
Our program is ideal for experienced contractors who meet the following qualifications:
• Experience: You must have been in business for at least five years and actively performing roofing work for the same duration.
• Payroll Minimums: A minimum trade payroll of $100,000 is required.
• Loss History: Your business should have a decent loss experience with manageable claims.
• Work Height Limitations: If more than 5% of your total work involves projects above three stories, additional qualifications may apply.
• W-2 Employees: Your employees must be W-2 employees; independent contractors or 1099 workers do not qualify.
• Not a State or Assigned Risk Program: Our program is a superior alternative to state or assigned risk options, providing better rates and comprehensive support.
Why Work with BGES Group?
At BGES Group, we are workers’ compensation specialists who understand the unique challenges faced by high-risk contractors. Serving the Tri-State area, we’ve built a reputation for offering personalized service, tailored coverage, and unmatched expertise in the roofing, demolition, and other high-risk trades industries.
Ready to protect your business and save on workers’ compensation insurance? Contact Gary Wallach today!
Phone: 914-806-5853
Email: bgesgroup@gmail.com
Website: www.bgesgroup.com
Let BGES Group handle your workers’ compensation insurance so you can focus on growing your business with confidence.