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Looking for Better Group Health, Workers’ Compensation or Payroll Service Plans?  Look No Further.  BGES Group Has Great Programs for Contractors!

Workers’ compensation programs are a vital safety net for both employees and employers, providing financial protection in the event of work-related injuries or illnesses. As a business owner in New York, New Jersey, or Connecticut, selecting the right workers’ compensation plan can be a challenging task. In this article, we’ll explore four types of workers’ compensation programs: Guaranteed Cost, Payroll/Workers Compensation, Professional Employer Organization (PEO), and State Type Plans. We’ll also introduce BGES Group, a reliable partner that simplifies the process and offers one-stop shopping for all your coverage needs.

1. Guaranteed Cost Workers’ Compensation Program

The Guaranteed Cost workers’ compensation program is a popular choice for many business owners. This plan provides predictable premium costs, allowing you to budget with confidence. With Guaranteed Cost, your premium is calculated based on your company’s payroll and industry risk factors. This stable model ensures that your costs won’t fluctuate due to claim frequency or severity.

2. Payroll/Workers Compensation Program

Payroll/Workers Compensation programs combine payroll services with workers’ compensation insurance, streamlining the administrative process. By integrating these services, business owners can save time and effort while maintaining compliance with state regulations. This type of plan is particularly beneficial for small to medium-sized enterprises that prefer a hassle-free approach to managing payroll and insurance.

3. Professional Employer Organization (PEO)

PEOs are a unique solution for business owners who want to outsource their HR and employee management functions. When you partner with a PEO, they become the employer of record for your staff, handling payroll, benefits, and workers’ compensation on your behalf. This arrangement not only simplifies administrative tasks but also grants access to cost-effective insurance plans, leveraging the PEO’s larger pool of employees.

4. State Plans

State Type Plans are government-operated workers’ compensation programs designed to ensure coverage for businesses that may have difficulty obtaining insurance through traditional channels. These plans vary by state, but they generally offer benefits similar to private insurance options. They can be a viable choice for business owners in specific industries or with unique risk profiles.

Why Choose BGES Group?

BGES Group is your trusted partner in navigating the complex world of workers’ compensation programs. With extensive experience in serving businesses in New York, New Jersey, and Connecticut, BGES Group understands the unique needs and challenges faced by local entrepreneurs.

One-Stop Shopping

One of the standout advantages of working with BGES Group is their commitment to providing comprehensive coverage solutions. Whether you’re a contractor, logistics company, auto service, limousine service, manufacturer, or any other type of business owner, BGES Group offers tailored plans to suit your specific requirements.

Representing the Best Plans

BGES Group has established relationships with leading insurance providers and represents the best workers’ compensation plans available. This means that when you work with BGES Group, you gain access to a diverse range of options, each designed to meet the needs of different industries and business sizes.

Expert Guidance

Choosing the right workers’ compensation program can be overwhelming, but BGES Group simplifies the process. Their team of knowledgeable professionals will guide you through the selection process, helping you understand the nuances of each plan and selecting the best fit for your business.

Workers’ compensation is a critical component of your business’s success and the well-being of your employees. Understanding the different types of workers’ compensation programs available – Guaranteed Cost, Payroll/Workers Compensation, Professional Employer Organization (PEO), and State Type Plans – is essential in making the right decision.

BGES Group stands out as a reliable partner for New York, New Jersey, and Connecticut business owners seeking the best workers’ compensation plan. Their commitment to one-stop shopping, representing the best plans, and providing expert guidance ensures that you can focus on what you do best – running your business – while knowing you and your employees are well protected.

So why wait? Reach out to BGES Group today (for immediate help call Gary Wallach at 914-806-5853 – he is available Monday thru Sunday 6:30am till 10PM) and secure the ideal workers’ compensation plan for your business. With their support, you can rest assured that you’re making a sound and informed decision for the future of your company and your valued employees.

If you would like to speak with us call Gary Wallach at 914-806-5853 or click here to email or click here to visit our website.

BGES Group, located in Larchmont, N.Y. are New York Construction Insurance Specialists that represent 50+ companies and all the BEST general & umbrella liability programs!  We offer every coverage you need including property, builders risk, inland marine, general liability, umbrella liability, auto, bid & performance bonds, workers’ compensation, N.Y.S. disability and group health.  We are extremely responsive, responsible, trustworthy, fast, minimize your insurance headaches, we don’t charge ridiculous policy or service fees and when you call, text or email, whatever time of day, even weekends, we are ARE THERE to help YOU!

BGES Group are Workers’ Compensation Insurance Specialists for Tri-State Business Owners: Unhappy with your rates, company, being cancelled, losses causing difficulty getting coverage, in the middle of an audit dispute, payrolls misclassified, whatever your issue, we can help!  We have special programs for: Auto Service, Contractors (especially New York), Limousine Services, Logistic Companies, Manufacturers, Recyclers, Truckers, we can help ANY tri-state business owner.  We are considered “Preferred Agents” for this one program that if we can get you in, their pricing is excellent, offers long-term coverage stability and can cover multi-state operations. Program takes the hassle out of doing annual audits too.

If you would like to speak with us call Gary Wallach at 914-806-5853 or click here to email or click here to visit our website.

Company: BGES Group, 216A Larchmont Acres West, Larchmont, NY 10538



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