Insurance premiums for New York contractors keep climbing. Materials cost more, payroll is up, and now liability and umbrella insurance rates are taking bigger bites out of your profits. If you’ve already seen increases—or you’re worried about the next one—you need to act before renewal time sneaks up on you.
That’s where BGES Group comes in. We specialize in New York construction insurance and have been protecting contractors for over 44 years. Even if you’re happy with your current broker, it pays to have a backup general liability and umbrella liability quote—because when rates rise, the last thing you want is to be left without options.
Unlike most agencies, BGES Group operates differently. We’re not a giant corporate office where calls go unanswered or paperwork drags on for days. We’re a specialized, mom-and-pop-style agency that combines deep insurance knowledge with fast, personal service. Here’s how we stand apart:
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10 Ways BGES Group Is Different From Most Agencies
1. We’re a Mom-and-Pop Operation—With Big-Agency Expertise
We give you personal service that giant agencies can’t match, while still providing access to top insurance carriers and programs.
2. We Answer Our Phones Immediately
No endless voicemail loops, no waiting days for a call back. When you call, we pick up right away.
3. We’re Available Whenever You Need Us
Emergencies don’t keep business hours, and neither do we. If you need us, you’ll get us.
4. Certificates Issued in Minutes
Contractors can’t wait hours—or days—for certificates. With BGES Group, your certificates of insurance are issued within minutes, keeping your projects moving.
5. We’re Consistently Helpful
From walking you through audits to answering tough compliance questions, we’re here to make your life easier, not harder.
6. We Don’t Have Mood Disorders
Sounds funny—but it’s true. You’ll never deal with grumpy staff who act like you’re bothering them. We treat every client with respect and positivity.
7. We’re Smart—and Street Smart
Insurance is complicated, but we know the business inside and out. Beyond book smarts, we’ve got the real-world experience that helps us navigate tricky situations for contractors.
8. We Solve Problems Fast
Big agencies shuffle you between departments. At BGES Group, one call solves it all. We cut through red tape and get things done.
9. We Care About Contractors
We understand the challenges you face because construction is our niche. To us, you’re not just a “policy number”—you’re a business owner trying to protect your company, employees, and livelihood.
10. Peace of Mind & Backup Security
Even if you stick with your current broker, having a BGES Group backup quote gives you peace of mind. If rates spike, you’ll know exactly where to turn.
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Don’t Wait for Your Renewal—Act Now
Insurance rate increases are unavoidable, but overpaying isn’t. By working with BGES Group, you’ll have access to competitive general liability and umbrella liability programs designed specifically for New York contractors—backed by personal service that most agencies simply don’t provide.
📞 Contact BGES Group Today
• Gary Wallach
• Phone: 914-806-5853
• Email: bgesgroup@gmail.com
• Website: http://www.bgesgroup.com
BGES Group – New York Construction Insurance Specialists Covering NY, NJ & CT