In 2023, New York contractors are facing unprecedented challenges when it comes to securing workers compensation insurance. Several insurance companies have chosen to halt the sale of new policies in the state, while also non-renewing existing accounts. This worrisome trend appears to be escalating due to decreasing insurance rates and a surge in claims, many of which involve fraudulent activities. However, amidst this challenging landscape, there is a ray of hope for contractors – the BGES Group.
With a commitment to offering alternative options, BGES Group represents 15 insurance companies, making them well-equipped to tailor the right policy to meet the unique needs of contractors in New York. Here are some of the innovative solutions they offer:
1. **Pay-As-You-Go Option**: BGES Group’s Pay-As-You-Go plan requires just a $200 upfront payment, followed by monthly payments based on your past months payrolls. This flexible approach empowers contractors to manage their insurance costs more effectively.
2. **Combined Payroll and Workers Compensation Plan**: For the past 22 years, BGES Group has provided a comprehensive solution that combines payroll services with workers compensation insurance. What sets this plan apart is that the payroll company also owns the workers compensation company. This synergy allows for competitive pricing, as one rate can offset others. This plan is particularly beneficial for contractors in challenging fields such as interior demolition and roofing. This plan has been around for 24 years.
3. **Assisting High-Risk Contractors**: BGES Group specializes in helping contractors who may have experienced a run of bad luck, with significant losses on their record. They have successfully assisted contractors with substantial claims, ensuring that they can obtain coverage at rates comparable to their previous premiums. Whether you’re a general contractor or a specialist in a high-risk field, BGES Group knows how to navigate the complexities to your advantage.
BGES Group has been a trusted partner for New York contractors for decades, and they understand the intricacies of the system. What sets them apart is their commitment to exceptional service. They’re known for answering the phone promptly, issuing certificates within minutes, and responding to emails and texts without delay. Their expertise and dedication are unmatched, making them the go-to organization for contractors facing issues like policy cancellations, audit disputes, unfair policy fees from brokers, or misclassified payrolls.
For contractors in New York, dealing with the evolving landscape of workers compensation insurance has become a complex task. However, the BGES Group stands as a beacon of support, offering innovative solutions, expert guidance, and unmatched customer service. If you’re a contractor looking for a reliable partner to navigate the challenges of workers compensation insurance, BGES Group should be your first choice.
To learn more about how BGES Group can assist you, contact Gary Wallach at 914-806-5853 or email firstname.lastname@example.org. They’re ready to help you find the right insurance solution for your contracting business.
BGES Group, located in Larchmont, N.Y. are New York Construction Insurance Specialists that represent 50+ companies and all the BEST general & umbrella liability programs! We offer every coverage you need including property, builders risk, inland marine, general liability, umbrella liability, auto, bid & performance bonds, workers’ compensation, N.Y.S. disability and group health. We are extremely responsive, responsible, trustworthy, fast, minimize your insurance headaches, we don’t charge ridiculous policy or service fees and when you call, text or email, whatever time of day, even weekends, we are ARE THERE to help YOU!
BGES Group are Workers’ Compensation Insurance Specialists for Tri-State Business Owners: Unhappy with your rates, company, being cancelled, losses causing difficulty getting coverage, in the middle of an audit dispute, payrolls misclassified, whatever your issue, we can help! We have special programs for: Auto Service, Contractors (especially New York), Limousine Services, Logistic Companies, Manufacturers, Recyclers, Truckers, we can help ANY tri-state business owner. We are considered “Preferred Agents” for this one program that if we can get you in, their pricing is excellent, offers long-term coverage stability and can cover multi-state operations. Program takes the hassle out of doing annual audits too.
Company: BGES Group, 216A Larchmont Acres West, Larchmont, NY 10538
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