Contractors – 12 Ways To Improve On Your General & Umbrella Liability Coverage Needs

12 Ways:

  1. We represent GREAT construction insurance programs for New York contractors (we cover the tri-state area).  We have a program that if you fit, can save you up to 50% and provides excellent coverage too!

  2. We have programs for low risk contractors i.e. electricians and plumbers to high risk i.e. restoration and asbestos.

  3. Our pricing can be up to 35%+ less than other companies.  We saved a NYC restoration contractor $100,000+, an upstate demolition contractor $30,000+, a Queens HVAC contractor $26,000.

  4. Unhappy with your Umbrella Liability pricing?  We have a company that   can save you up to 35%+ on pricing.  Coverage is better than most other carriers too!

  5. We are “Construction Insurance Specialists.”  Ninety five percent of our client’s are contractors.  We’ve been insuring contractors since 1981 and unlike most brokers who are order takers, we know what we are doing!

  6. We understand coverage forms, exclusions, restrictions and warranties.  We obtain quotes from companies that best fit your coverage needs.  Note most brokers DO NOT understand the policies they sell.  They obtain quotes, present them to you with a list of exclusions, BUYER BEWARE!

  7. Unhappy with your Workers’ Compensation company?  We have a program that has been around for 20+ years, offers great pricing, coverage and long-term coverage stability.  We also offer every conceivable option available i.e. a program that does not do invasive annual audits…may not have to do an audit at all!

  8. We get the job done when others can’t.  We pull off miracles for contractors with bad losses or considered “High Risk” i.e restoration.  IF YOU ARE NOT HAPPY WITH WHAT YOU HAVE CALL 914-806-5853 NOW…WE ANSWER 7 DAYS A WEEK!

  9. We offer property, builders risk, inland marine, general liability, umbrella liability, cyber, auto, bid & performance bonds, workers compensation, disability and group health.  We also offer personal lines coverages.

  10. We offer quick issuance of certificates.

  11. When you call, you get us on the phone in seconds.  When you email we respond immediately.  When you text we text you right back.  You get to deal with a 42 veteran who treats everyone like a “Very Important Person!”

  12. We are transparent, straight shooters.   We are “Old School” and have integrity, over time you will trust us because we do what we say and do not bull__it.

Here is What Client’s Say About Us:

Elena E.

My broker, Gary Wallach, is the BEST!  He’s professional and a pleasure to deal with. Always has the answers for me and is quick to respond to my emails and phone calls. This is one reason I remain a loyal BGES Group customer. Good Rates on all my insurance needs too!

Richard L

Gary was very Helpful and Fast. He listened to my complicated insurance problem tried to solve it from different approaches before finding the best course of action for me. He selflessly spent a lot of time making sure that leaving the State Insurance Fund was definitely necessary before using his services. I am 100% happy with his services. I can’t recommend him highly enough.

Lawrence A

Gary is one of a kind broker. He always respond to our emails right away. He always do his best to find the right policy for us. It is a pleasure to work with, he is always there when you need him.

Peter D

Gary Wallach and the BGES Group has been vital in updating and offering continuing coverage for our insurance needs. Gary is always extremely helpful and responsive for any questions that arise. He is always willing to explain and provide updates on what may be needed. We at PDA, Inc. are very grateful for the support that he continues to offer us!

WP Blue

We have been using Gary and his services for over 10 years now. He is absolutely amazing. Always right on top of things. Answers you back quickly and helps you through all your issues! Gets you certificates of insurances within the hour. We can’t recommend him enough!

If you would like to speak with us call Gary Wallach at 914-806-5853 or click here to email or click here to visit our website.

BGES Group’s office, located in Larchmont, NY is a full service insurance agency offering, Property, Liability, Umbrella Liability, Business Auto, Bid & Performance Bonds, Inland Marine, Worker’s Compensation, Workers Compensation Premium Recovery, New York State Disability, Group Health, Life insurance, Personal lines and Identity Theft.

Special Contractor Insurance Programs (NY, NJ, CT) – We we have 50+ insurance companies to market your general liability, umbrella liability, business auto, workers compensation, bid & performance bonds and group health coverages. We help contractors set up proper risk transfer. If you’re a contractor we offer extensive information about insurance markets, coverages, risk transfer, subcontractor screening, ways to lower your insurance costs.

BGES Group are Worker’s Compensation Specialists for the States of New York, New Jersey and Connecticut – Issues we address: 1) Lowering pricing – we have specialty programs that can save you up to 40%; 2) Finding a new company; 3) Replacing policies that are being cancelled or non renewed; 4) Audit disputes; 5) Company creating fictitious payroll at audit time; 6) Lowering high experience modifications factors; 7) Misclassification of payrolls; 8) Lowering or eliminating renewal deposits;  9) Getting coverage when you’ve been without for a few months; 10) Covering multiple states under one policy; 11) Eliminating 10% service or policy fees; 12) Timely issuance of certificates; 13) Always being able to get someone on the phone or by email when you need to.

If you would like to speak with us call Gary Wallach at 914-806-5853 or click here to email or click here to visit our website.

Company: BGES Group, 216A Larchmont Acres West, Larchmont, NY 10538



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