general contractors insurance new york

BGES Group: The Ultimate Solution for New York Contractors’ Comprehensive and Affordable Insurance Needs

In the bustling world of construction in New York, contractors face numerous risks and liabilities. Protecting their businesses and employees with comprehensive insurance coverage is crucial. However, acquiring contractor insurance can often be a daunting and costly task. That’s where BGES Group comes to the rescue! As New York construction insurance experts, BGES Group is dedicated to helping contractors secure better contractor insurance for less money. In this article, we will explore the array of coverage options BGES Group offers, ensuring contractors can confidently build their projects without unnecessary financial burdens.

Builders Risk Insurance:

Builders Risk Insurance is a vital coverage for contractors, safeguarding their ongoing construction projects from potential damages. BGES Group provides tailored policies that protect contractors against property damage, theft, and vandalism during construction. By collaborating with top insurance companies, BGES Group ensures contractors get the best possible coverage at competitive rates, tailored to their specific project requirements.

Contractor Liability Insurance:

Operating in a highly litigious environment, contractors need protection against third-party claims for bodily injury and property damage. BGES Group’s Commercial General Liability Insurance safeguards contractors against potential lawsuits, covering legal expenses and settlement costs. With the guidance of BGES Group, contractors can rest assured knowing their businesses are shielded from unpredictable liabilities.

Contractor Umbrella Liability Insurance:

While Commercial General Liability Insurance provides primary coverage, it might not be sufficient in certain circumstances. BGES Group offers Umbrella Liability Insurance, extending coverage limits and providing an additional layer of protection. This excess liability coverage proves invaluable in safeguarding contractors’ assets when faced with substantial claims that surpass their primary coverage limits.

Business Auto Insurance:

Contractors rely heavily on vehicles for transporting equipment and materials to job sites. BGES Group offers comprehensive Business Auto Insurance, protecting contractors against potential accidents, property damage, or bodily injury. With customized policies, contractors can have peace of mind while their fleet is on the move.

Workers’ Compensation Insurance:

The construction industry carries inherent risks for workers, making Workers’ Compensation Insurance mandatory in New York. BGES Group works with contractors to find suitable policies that cover medical expenses and lost wages in the event of work-related injuries or illnesses. By partnering with BGES Group, contractors can ensure compliance with state regulations while caring for their valuable workforce.

NYS Disability Insurance:

New York State Disability Insurance provides essential coverage for contractors and their employees during non-work-related accidents or illnesses. BGES Group assists contractors in navigating the complexities of this coverage, ensuring compliance and seamless claims processing.

Bid and Performance Bonds:

Contractors often require Bid and Performance Bonds to secure contracts and assure project owners that they can complete the work as agreed. BGES Group’s expertise in bonding enables contractors to access competitive rates and secure the necessary bonds promptly. This gives contractors a competitive edge in the industry, enhancing their reputation and business prospects.

Group Health Insurance:

In an industry where skilled labor is crucial, offering Group Health Insurance is a powerful tool to attract and retain top talent. BGES Group collaborates with contractors to design comprehensive Group Health Insurance plans that cater to their employees’ needs. By providing valuable benefits, contractors can create a more loyal and motivated workforce.

Market Access and Expertise:

One of BGES Group’s most significant advantages is its network of 50 insurance companies, including industry giants. With access to these leading insurers, BGES Group can efficiently market accounts, ensuring contractors receive competitive quotes and comprehensive coverage options. The deep knowledge and experience of BGES Group in the New York construction insurance market ensure contractors make informed decisions, maximizing their insurance investments.


BGES Group stands as a beacon of support for New York contractors, providing them with better contractor insurance for less money. With a diverse range of coverage options, including Builders Risk, Commercial General Liability, Umbrella Liability, Business Auto, Workers’ Compensation, NYS Disability, Bid and Performance Bonds, and Group Health Insurance, BGES Group ensures contractors are fully protected against potential risks and liabilities.

By leveraging their expertise and vast network of insurance companies, BGES Group empowers contractors to navigate the complexities of the insurance landscape with ease. As New York construction insurance experts, BGES Group is committed to helping contractors thrive and grow their businesses while securing the comprehensive insurance coverage they deserve. With BGES Group by their side, New York contractors can confidently build a brighter and more secure future.

If you would like to speak with us call Gary Wallach at 914-806-5853 or click here to email or click here to visit our website.

BGES Group, located in Larchmont, N.Y. are New York Construction Insurance Specialists that represent 50+ companies and all the BEST general & umbrella liability programs!  We offer every coverage you need including property, builders risk, inland marine, general liability, umbrella liability, auto, bid & performance bonds, workers’ compensation, N.Y.S. disability and group health.  We are extremely responsive, responsible, trustworthy, fast, minimize your insurance headaches, we don’t charge ridiculous policy or service fees and when you call, text or email, whatever time of day, even weekends, we are ARE THERE to help YOU!

BGES Group are Workers’ Compensation Insurance Specialists for Tri-State Business Owners: Unhappy with your rates, company, being cancelled, losses causing difficulty getting coverage, in the middle of an audit dispute, payrolls misclassified, whatever your issue, we can help!  We have special programs for: Auto Service, Contractors (especially New York), Limousine Services, Logistic Companies, Manufacturers, Recyclers, Truckers, we can help ANY tri-state business owner.  We are considered “Preferred Agents” for this one program that if we can get you in, their pricing is excellent, offers long-term coverage stability and can cover multi-state operations. Program takes the hassle out of doing annual audits too.

In addition, we offer all personal insurance coverages including home, auto, boat, jewelry, fine arts, life, disability, health and long-term care.  When was the last time you got a complete check up for all your coverage needs?   We are extremely caring and would love the chance to help you with your personal insurance needs.

BGES Group is an insurance agency whose owner is very responsible, responsive, offers boutique, very personal service and is ALWAYS there when you need him most!

We know reading an article we post or getting an email is not the best way to consider working with someone.  If you are interested, go read our “Google Reviews” and see what people have to say about us!  That can give you the comfort level needed to contact us.

If you would like to speak with us call Gary Wallach at 914-806-5853 or click here to email or click here to visit our website.

Company: BGES Group, 216A Larchmont Acres West, Larchmont, NY 10538



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