As New York’s bustling construction industry continues to thrive, contractors face various challenges when it comes to their general, umbrella, and workers compensation insurance policies. BGES Group, a well-established insurance brokerage, has been a trusted ally for New York contractors for decades. Offering a wide array of insurance options and a commitment to first-class service, BGES Group stands ready to address the unique insurance needs of contractors and ensure their businesses are adequately protected.
Access to the Best Liability Programs
BGES Group stands apart from the competition by providing access to the best contractor liability programs available. With a vast network of insurance providers, they can efficiently obtain quotes from over 50 insurance companies, ensuring contractors receive competitive rates and comprehensive coverage options for their specific needs.
Contractor Umbrella Liability Insurance – Better Coverage, Lower Rates
For contractors seeking broader coverage and cost-effective solutions, BGES Group offers access to umbrella liability insurance companies that provide better coverage at lower rates. An umbrella policy extends the limits of primary liability insurance, offering an additional layer of protection against catastrophic losses. With BGES Group’s expertise, contractors can find the most suitable umbrella policy tailored to their business requirements.
Workers Compensation Insurance – Simplifying Audits and Competitive Rates
Navigating workers compensation insurance can be complex and time-consuming for contractors. BGES Group simplifies the process by offering workers compensation insurance programs that provide competitive rates and eliminate the need for invasive annual audits. By properly classifying payrolls and applying payroll caps, contractors can ensure they are appropriately covered and compliant with state regulations. The pay-as-you-go basis offers further convenience, allowing contractors to manage their cash flow more efficiently.
Coverage Stability and Flexibility
BGES Group’s workers compensation insurance programs provide coverage stability, ensuring contractors are protected against unforeseen events that could disrupt their businesses. Whether it’s an unexpected loss or fluctuating payroll, BGES Group’s tailored solutions ensure contractors have the coverage they need when they need it.
Forgiving Past Losses
Contractors who have experienced a few bad losses in recent years may find it challenging to secure insurance coverage elsewhere. However, BGES Group’s extensive network and understanding of the construction industry allow them to find insurance solutions even for those with a less than perfect claims history. Contractors can trust that BGES Group will work diligently to find appropriate coverage, helping them move forward with confidence.
Eliminating Annual Deposit Payments
Traditional insurance policies often require contractors to make significant annual deposit payments, tying up essential capital that could be better invested in their businesses. BGES Group’s customized workers compensation insurance programs eliminate the need for these deposits, easing financial burdens and providing contractors with greater flexibility.
A Legacy of Exceptional Service
BGES Group’s roots go back decades, with a commitment to providing first-class service reminiscent of times past. Drawing from the values of their predecessors, BGES Group maintains a personalized approach to insurance solutions, treating each contractor’s needs with the utmost care and attention.
As New York contractors face challenges in obtaining the right insurance coverage for their businesses, BGES Group emerges as a reliable and experienced partner. Offering a comprehensive selection of liability programs and access to numerous insurance providers, BGES Group ensures contractors receive competitive rates and robust coverage options. Their workers compensation insurance programs streamline audits, provide competitive rates, and offer coverage stability. Trusting in BGES Group means contractors can focus on their projects with peace of mind, knowing their businesses are protected by a team with a legacy of exceptional service.
BGES Group, located in Larchmont, N.Y. are New York Construction Insurance Specialists that represent 50+ companies and all the BEST general & umbrella liability programs! We offer every coverage you need including property, builders risk, inland marine, general liability, umbrella liability, auto, bid & performance bonds, workers’ compensation, N.Y.S. disability and group health. We are extremely responsive, responsible, trustworthy, fast, minimize your insurance headaches, we don’t charge ridiculous policy or service fees and when you call, text or email, whatever time of day, even weekends, we are ARE THERE to help YOU!
BGES Group are Workers’ Compensation Insurance Specialists for Tri-State Business Owners: Unhappy with your rates, company, being cancelled, losses causing difficulty getting coverage, in the middle of an audit dispute, payrolls misclassified, whatever your issue, we can help! We have special programs for: Auto Service, Contractors (especially New York), Limousine Services, Logistic Companies, Manufacturers, Recyclers, Truckers, we can help ANY tri-state business owner. We are considered “Preferred Agents” for this one program that if we can get you in, their pricing is excellent, offers long-term coverage stability and can cover multi-state operations. Program takes the hassle out of doing annual audits too.
Company: BGES Group, 216A Larchmont Acres West, Larchmont, NY 10538
© – Copyright – 2023 – BGES Group