For business owners in New York, New Jersey, and Connecticut, finding the right workers’ compensation insurance is not just a box to check — it’s a crucial step in protecting employees, controlling costs, and keeping operations running smoothly. Whether you’ve been non-renewed, hit with a massive premium increase, or are simply looking for better service, navigating the workers’ comp marketplace can feel overwhelming.
That’s where BGES Group comes in. For decades, we’ve helped business owners across the tri-state area secure competitive workers’ compensation policies that protect their people and their bottom line.
Here’s why so many companies turn to BGES Group for their workers’ compensation insurance needs:
10 Reasons to Choose BGES Group for Workers’ Compensation Insurance
- We Specialize in Workers’ Compensation – Unlike generalist agencies, our team is laser-focused on workers’ comp, meaning we know the carriers, programs, and strategies that work best for your industry.
- Access to Exclusive Programs – We work with specialty carriers and programs that many other agencies can’t access, giving our clients more competitive options.
- Solutions for Tough Classes – Construction, manufacturing, healthcare — even companies that have been non-renewed or face high experience mods — we find solutions where others can’t.
- Proven Experience Mod Reduction Strategies – We help you lower your experience modification factor (EMR), which directly lowers your premium.
- Aggressive Claims Management – We work with you and the carrier to reduce claims costs, get injured workers back on the job quickly, and avoid premium-spiking reserves.
- Audit Support – We guide you through the workers’ comp audit process to prevent costly mistakes and unnecessary additional premiums.
- Personalized Service – You won’t be just a policy number. Our team provides direct, responsive service whenever you need it.
- Competitive Bidding – We shop your account with multiple carriers to make sure you’re getting the most competitive rates available.
- Help for New Businesses – Just starting out? We can help you get coverage even if you’ve never had a policy before.
- Education and Risk Management – We show you how to create safer workplaces, prevent injuries, and keep your long-term costs down.
Why BGES Group is the Tri-State Workers’ Comp Specialist
BGES Group is one of the premier workers’ compensation specialists serving New York, New Jersey, and Connecticut. We’ve built our reputation by focusing on one thing: helping business owners like you find the right coverage at the right price.
When other agencies say “no,” we find ways to say “yes.” We know the nuances of state rules, carrier appetites, and industry-specific exposures — and we use that knowledge to deliver results. Whether you’re a contractor, manufacturer, wholesaler, medical office, or professional firm, we have solutions tailored to your business.
Five Examples of How Businesses Can Be Helped
1. Construction Contractor with Non-Renewal:
Imagine a mid-sized contractor in Brooklyn receiving a non-renewal notice after multiple claims. Other agencies can’t find coverage — but BGES Group can step in, place them in a specialty construction program with competitive rates, and provide access to safety resources to help prevent future injuries.
2. Manufacturer Facing High Premiums:
Picture a New Jersey metal fabrication shop with an experience mod of 1.64, causing premiums to skyrocket. BGES Group could implement claims management strategies and safety training, helping to lower their mod and potentially reduce annual premiums significantly.
3. New Business with No Coverage History:
Consider a startup cleaning company in Connecticut that needs workers’ comp but has no coverage history. BGES Group can find a carrier willing to write their first policy, allowing them to hire employees and grow legally and safely.
4. Medical Office Hit with Audit Bill:
Suppose a multi-location medical practice in Westchester County receives a large audit adjustment. BGES Group can review the audit, correct misclassifications, and help reduce the additional premium owed.
5. Distributor Seeking Better Service:
Think about a wholesale distributor frustrated by years of poor communication from their agent. BGES Group can take over their account, streamline claims handling, and negotiate a policy that saves them money and provides better service.
Partner with BGES Group Today
When it comes to workers’ compensation insurance, you don’t just need a policy — you need a partner who will advocate for your business and help you manage costs year after year.
Contact BGES Group today to discuss your situation:
📞 Phone: (914) 806-5853
📧 Email: bgesgroup@gmail.com
🌐 Website: www.bgesgroup.com
Let us do the heavy lifting so you can focus on running your business.