Business owners know that choosing the right payroll service, workers’ compensation insurance, and group health insurance can make or break the efficiency and morale of their workforce. Unfortunately, many business owners find themselves stuck with subpar services that don’t quite meet their needs, whether it’s due to high costs, poor service, or limited options. If you’re a business owner dissatisfied with your current payroll service, workers’ compensation, or group health insurance provider, BGES Group offers a powerful alternative that can significantly streamline your operations and provide peace of mind.

Comprehensive Plans Tailored to Your Needs

BGES Group understands that every business is unique, and so are its needs. That’s why they offer comprehensive plans that combine payroll services, workers’ compensation, and group health insurance into one seamless package. This approach not only simplifies the administrative burden on your business but also ensures that all aspects of employee management are handled with a high level of expertise.

By choosing BGES Group, you gain access to several plan options that are designed to suit various business sizes and industries. Whether you run a small startup or a large corporation, BGES Group has a plan that fits your requirements. Their flexible offerings allow you to select the coverage levels and service options that best align with your company’s needs, ensuring you’re not paying for services you don’t need while still covering all your bases.

Competitive Rates and Pricing Stability

One of the key concerns for business owners is the cost of these essential services. BGES Group is proud to offer competitive rates that make it easier for businesses to manage their finances without sacrificing the quality of their payroll, workers’ compensation, or group health insurance services. Unlike other providers, BGES Group focuses on providing pricing stability, so you’re not caught off guard by unexpected rate hikes. This allows you to budget with confidence, knowing that your costs will remain predictable.

Exceptional Service You Can Rely On

When it comes to service, BGES Group stands out from the competition. They pride themselves on delivering excellent service that’s tailored to each client’s specific needs. Whether you need help managing payroll, processing a workers’ compensation claim, or navigating the complexities of group health insurance, the BGES Group team is there to support you every step of the way.

Their experienced professionals are not only knowledgeable but also dedicated to ensuring that you receive the best possible service. This commitment to excellence means that when you partner with BGES Group, you’re not just another client—you’re a valued partner who can expect personalized attention and prompt responses to any inquiries or issues that may arise.

Flexible Options for Coverage and Service

BGES Group’s plans are designed to offer flexibility, allowing you to choose the level of coverage and service that best meets your business’s needs. Whether you need comprehensive coverage for a large workforce or a more streamlined plan for a smaller team, BGES Group can provide the perfect solution. Their plans are structured to offer a variety of options, ensuring that you can find the right balance between coverage, cost, and service.

This flexibility extends to the way BGES Group works with your business. They understand that needs can change over time, which is why their plans are adaptable. As your business grows or your circumstances change, BGES Group will work with you to adjust your plan to ensure it continues to meet your needs.

Stability and Peace of Mind

In today’s rapidly changing business environment, stability is more important than ever. BGES Group’s plans are designed to provide not only cost stability but also the peace of mind that comes with knowing your payroll, workers’ compensation, and group health insurance needs are in expert hands. With BGES Group, you can focus on running your business while they take care of the rest.

Contact BGES Group Today

If you’re a business owner who’s unhappy with your current payroll service, workers’ compensation, or group health insurance, now is the time to explore the options available through BGES Group. With their comprehensive plans, competitive rates, and exceptional service, BGES Group is the smart choice for businesses looking to streamline their operations and ensure their employees are well taken care of.

For more information about how BGES Group can help your business, contact Gary Wallach at 914-806-5853 or email bgesgroup@gmail.com. Discover how BGES Group can transform your approach to payroll, workers’ compensation, and group health insurance today.

BGES Group is one of New York, New Jersey, and Connecticut’s Construction Insurance Specialists representing 50+ companies, including all the BEST general & umbrella liability programs. We offer all the coverage needed, including property, builders’ risk, inland marine, general liability, umbrella liability, auto, bid & performance bonds, workers’ compensation, N.Y.S. disability, and group health.  Our commitment to you goes beyond the policies we provide. We are always just a call, text, or email away, ready to assist you, even on weekends. We understand the importance of your business and are here to help you navigate any insurance challenges.

BGES Group are Workers’ Compensation Insurance Specialists for Tri-State Business Owners: Unhappy with your rates, company, being canceled, losses causing difficulty getting coverage, in the middle of an audit dispute, misclassified payrolls, or whatever your issue. We can help!  We have special programs for Auto Services, Contractors (especially in New York), Limousine Services, Logistics Companies, Manufacturers, Recyclers, and Truckers; we can help ANY tri-state business owner. We are considered “Preferred Agents” for this one program that, if we can get you into, their pricing is excellent, offers long-term coverage stability, and can cover multi-state operations. The program takes the hassle out of doing annual audits, too. 

If you want to speak with us, call Gary Wallach at 914-806-5853, click here to email, or visit our website.

Company: BGES Group, 216A Larchmont Acres West, Larchmont, NY 10538

email: bgesgroup@gmail.com

website: http://www.bgesgroup.com

© – Copyright – 2024 – BGES Group

Workers’ compensation insurance is a critical safety net for employees who suffer work-related injuries. However, some employees might abuse this system by filing fraudulent claims, leading to higher insurance premiums and potentially causing financial strain on businesses. As a New York contractor, if you suspect that an employee is filing a fraudulent workers’ compensation claim, it’s essential to act swiftly and appropriately to protect your business. This article will guide you through the steps you should take and highlight three of the most commonly fraudulent claims filed by employees. We’ll also discuss how BGES Group, a workers’ compensation insurance specialist, can help you navigate these challenges.

Steps to Take When Suspecting a Fraudulent Claim

1. Gather Evidence:

  The first step in addressing a suspected fraudulent claim is to gather as much evidence as possible. This includes documenting the employee’s injury report, reviewing surveillance footage, and collecting witness statements. If the claim involves a supposed injury that occurred on-site, inspect the area for any signs that could confirm or disprove the employee’s account.

2. Consult Your Insurance Provider:

  Once you have gathered your evidence, consult with your workers’ compensation insurance provider. They can guide you on the appropriate steps and may initiate an investigation into the claim. Your insurance provider may also engage third-party investigators to further examine the situation.

3. Report to the Workers’ Compensation Board:

  If the evidence strongly suggests fraud, you should report the incident to the New York State Workers’ Compensation Board. They will review the claim and determine if it should be denied based on fraudulent activity. It’s important to follow this step to ensure that the claim is handled legally and transparently.

4. Stay Compliant:

  Throughout the process, ensure that you remain compliant with all state and federal laws regarding workers’ compensation. Mishandling a suspected fraudulent claim can lead to legal repercussions for your business.

5. Communicate with the Employee:

  While you should be cautious about directly confronting the employee, it’s essential to maintain open communication. Keep them informed about the claim’s progress and ensure they understand their responsibilities. However, avoid making any accusations without solid evidence, as this could lead to legal complications.

Three Commonly Fraudulent Workers’ Compensation Claims

1. Exaggerated Injuries:

  One of the most common types of fraudulent claims involves employees exaggerating the severity of their injuries. They may claim that a minor injury is far more debilitating than it actually is, leading to extended time off work and increased benefits.

2. Off-Site Injuries Reported as Work-Related:

  Some employees may sustain injuries outside of work but falsely report them as work-related to receive workers’ compensation benefits. This type of fraud can be challenging to detect, especially if the injury could have reasonably occurred on the job.

3. Phantom Injuries:

  In more extreme cases, an employee might file a claim for an injury that never occurred. They may fabricate a story about an accident at work and even go as far as faking symptoms to receive compensation.

How BGES Group Can Help

Navigating the complexities of workers’ compensation insurance, especially when dealing with fraudulent claims, can be overwhelming for any contractor. That’s where BGES Group comes in. As specialists in workers’ compensation insurance, BGES Group understands the unique challenges faced by New York contractors. They can provide expert advice on handling fraudulent claims, help you review your current policy, and assist in obtaining new coverage if your current policy is at risk of cancellation or if your rates are skyrocketing.

With years of experience in the industry, BGES Group offers a personalized approach to insurance, ensuring that your business is protected with the right coverage at the best possible rates. Whether you’re facing a fraudulent claim or simply want to ensure that your workers’ compensation policy is up to date, BGES Group is here to help.

Conclusion

Fraudulent workers’ compensation claims can have severe financial implications for New York contractors. By taking the right steps—gathering evidence, consulting your insurance provider, and staying compliant with regulations—you can protect your business from these fraudulent activities. And with the support of BGES Group, you can ensure that your workers’ compensation insurance remains robust and affordable, even in the face of challenges. If you’re concerned about fraudulent claims or need to review your current policy, don’t hesitate to reach out to BGES Group for expert guidance.

BGES Group is one of New York, New Jersey, and Connecticut’s Construction Insurance Specialists representing 50+ companies, including all the BEST general & umbrella liability programs. We offer all the coverage needed, including property, builders’ risk, inland marine, general liability, umbrella liability, auto, bid & performance bonds, workers’ compensation, N.Y.S. disability, and group health.  Our commitment to you goes beyond the policies we provide. We are always just a call, text, or email away, ready to assist you, even on weekends. We understand the importance of your business and are here to help you navigate any insurance challenges.

BGES Group are Workers’ Compensation Insurance Specialists for Tri-State Business Owners: Unhappy with your rates, company, being canceled, losses causing difficulty getting coverage, in the middle of an audit dispute, misclassified payrolls, or whatever your issue. We can help!  We have special programs for Auto Services, Contractors (especially in New York), Limousine Services, Logistics Companies, Manufacturers, Recyclers, and Truckers; we can help ANY tri-state business owner. We are considered “Preferred Agents” for this one program that, if we can get you into, their pricing is excellent, offers long-term coverage stability, and can cover multi-state operations. The program takes the hassle out of doing annual audits, too. 

If you want to speak with us, call Gary Wallach at 914-806-5853, click here to email, or visit our website.

Company: BGES Group, 216A Larchmont Acres West, Larchmont, NY 10538

email: bgesgroup@gmail.com

website: http://www.bgesgroup.com

© – Copyright – 2024 – BGES Group

When it comes to securing workers’ compensation insurance, contractors in the Tri-State area face unique challenges. BGES Group is here to make the process easier, offering comprehensive coverage with a personal touch. Here are ten reasons why you should turn to BGES Group for your workers’ compensation insurance:

1. Specialized Expertise in Construction: BGES Group specializes in workers’ compensation insurance for contractors. We understand the specific risks associated with the construction industry and tailor our policies to meet your needs.

2. Access to Competitive Rates: We have strong relationships with a variety of insurance carriers, allowing us to provide you with competitive pricing options that can help you save money on your premiums without sacrificing coverage.

3. Comprehensive Coverage Options: Whether you’re a general contractor or a subcontractor, BGES Group offers a range of coverage options to ensure that your business is fully protected in case of an accident or injury on the job.

4. Mom-and-Pop, Boutique-Like Service: At BGES Group, we pride ourselves on providing personalized service that you won’t find at larger firms. When you call us, you’ll be connected to a knowledgeable professional within seconds who can address your concerns and get the job done efficiently.

5. Fast and Efficient Claims Processing: In the event of a claim, BGES Group ensures that your claim is processed quickly and efficiently, minimizing downtime and keeping your business running smoothly.

6. Tailored Insurance Solutions: We don’t believe in one-size-fits-all policies. BGES Group takes the time to understand your business and creates a customized insurance solution that fits your unique needs.

7. Proven Track Record of Success: With years of experience in the industry, BGES Group has built a reputation for helping contractors secure the best coverage at the most competitive rates. Our clients trust us to protect their businesses.

8. Ongoing Support and Guidance: Insurance needs can change over time, and BGES Group is there to provide ongoing support and guidance. We’ll help you adjust your coverage as your business grows and evolves.

9. Special Programs for High-Risk Contractors: BGES Group offers specialized programs for high-risk contractors, including those involved in roofing, demolition, and asbestos work. We can help you secure the coverage you need to protect your business from the unique risks associated with these trades.

10. Personalized Risk Management Advice: Beyond providing insurance coverage, BGES Group offers personalized risk management advice to help you minimize your exposure to potential claims and reduce your insurance costs over time.

What Client’s and Other Contractors Who Have Called for Help Are Saying About BGES Group

1. Nick C. –    Gary was super helpful and got me a workers comp quote in minutes. Highly recommend BGES Group. And he’s funny!                                                                                                               

2. Tom C. – Gary did a Great Job, he sent me numerous quotes for my Comp Ins. Then he advised me as to which one would be best for my Company.  Thank you I appreciate the assistance

3. Kevin M. – Gary Wallach of BGES group is amazing. He helped me insure my construction project and he made it easy. Not only did he help save me money but more importantly he got me the insurance that I need.
Gary is a great guy. I would highly recommend him for all your insurance needs.

4. Seamus R. – You can’t ask for anyone more genuinely helpful and ready to help you out than Gary. I was between a rock and a hard place with these national sized insurance companies and I didn’t know what I was going to do but thank goodness I called Gary who immediately wanted to help me sorted out. A wealth of knowledge on the subject and a really nice guy. THANKS GARY!

5. Lawrence A. – Gary is one of a kind broker. He always respond to our emails right away. He always do his best to find the right policy for us. It is a pleasure to work with, he is always there when you need him.

BGES Group is one of New York, New Jersey, and Connecticut’s Construction Insurance Specialists representing 50+ companies, including all the BEST general & umbrella liability programs. We offer all the coverage needed, including property, builders’ risk, inland marine, general liability, umbrella liability, auto, bid & performance bonds, workers’ compensation, N.Y.S. disability, and group health.  Our commitment to you goes beyond the policies we provide. We are always just a call, text, or email away, ready to assist you, even on weekends. We understand the importance of your business and are here to help you navigate any insurance challenges.

BGES Group are Workers’ Compensation Insurance Specialists for Tri-State Business Owners: Unhappy with your rates, company, being canceled, losses causing difficulty getting coverage, in the middle of an audit dispute, misclassified payrolls, or whatever your issue. We can help!  We have special programs for Auto Services, Contractors (especially in New York), Limousine Services, Logistics Companies, Manufacturers, Recyclers, and Truckers; we can help ANY tri-state business owner. We are considered “Preferred Agents” for this one program that, if we can get you into, their pricing is excellent, offers long-term coverage stability, and can cover multi-state operations. The program takes the hassle out of doing annual audits, too. 

If you want to speak with us, call Gary Wallach at 914-806-5853, click here to email, or visit our website.

Company: BGES Group, 216A Larchmont Acres West, Larchmont, NY 10538

email: bgesgroup@gmail.com

website: http://www.bgesgroup.com

© – Copyright – 2024 – BGES Group

Workers’ compensation insurance is crucial for New York contractors, especially when your employees work across state lines. This coverage protects both the employer and the employee in case of workplace injuries, ensuring that medical expenses and lost wages are covered. However, when employees are working out of state for extended periods, the complexities of workers’ compensation can become more pronounced. Below, we explore three different scenarios involving New York contractors with employees working out of state and how workers’ compensation insurance applies in each situation.

Scenario 1: Office in New York, Worker Lives in New York, Injury Occurs in New York

In this scenario, both the employer’s office and the worker’s residence are in New York, and the injury occurs on a job site within New York. The situation is straightforward: New York workers’ compensation laws apply, and the claim is processed under New York’s workers’ compensation system.

Key Points:

– The worker is entitled to benefits according to New York’s workers’ compensation laws.

– The employer’s policy, assuming it covers New York, will handle the claim.

– There’s no need for additional coverage or cross-state considerations.

Scenario 2: Office in New York, Worker Lives in New York, Injury Occurs in New Jersey

Here, the employer’s office and the worker’s residence are both in New York, but the injury occurs on a job site in New Jersey. This situation requires more attention to detail. Although the worker is primarily covered under New York’s workers’ compensation insurance, New Jersey’s laws could also come into play, particularly if the worker sues for additional benefits under New Jersey’s jurisdiction.

Key Points:

– New York workers’ compensation will generally cover the injury, but the worker might have the option to pursue benefits under New Jersey’s laws.

– It’s crucial for the employer to ensure their workers’ compensation policy extends coverage to New Jersey.

– Cross-state coverage needs to be explicitly stated in the insurance policy to avoid gaps.

Scenario 3: Office in New York, Worker Lives in New Jersey, Injury Occurs in New Jersey

In this scenario, the employer’s office is in New York, but the worker resides and is injured in New Jersey. This situation is the most complex, as both New York and New Jersey workers’ compensation laws may be applicable. The employee might seek to file a claim under New Jersey’s system due to their residence and the location of the injury, even though the employer is based in New York.

Key Points:

– The worker can likely file a claim under New Jersey workers’ compensation law.

– The employer must ensure that their workers’ compensation policy covers out-of-state employees and provides adequate coverage in New Jersey.

– Without appropriate coverage, the employer could face legal complications or uncovered claims.

Why Choose BGES Group for Your Workers’ Compensation Needs?

Navigating workers’ compensation insurance can be challenging, especially when your employees work out of state. At BGES Group, we specialize in workers’ compensation insurance and understand the intricacies of multi-state coverage. Whether your employees are working in New York, New Jersey, or beyond, we can help you find a policy that offers comprehensive protection.

If you’re unsure whether your current policy provides the coverage you need, or if you’re looking to switch to a new company, BGES Group is here to assist. Contact Gary Wallach at 914-806-5853 or email him at bgesgroup@gmail.com to discuss your options.

What Client’s and Contractors Who Have Called for Help Are Saying About BGES Group

Here are five reviews from client’s and people who have called for help say that highlight the exceptional service and expertise of BGES Group:

1. Nick C. –    Gary was super helpful and got me a workers comp quote in minutes. Highly recommend BGES Group. And he’s funny!

2. Tom C. – Gary did a Great Job, he sent me numerous quotes for my Comp Ins. Then he advised me as to which one would be best for my Company.  Thank you I appreciate the assistance

3. Kevin M. – Gary Wallach of BGES group is amazing. He helped me insure my construction project and he made it easy. Not only did he help save me money but more importantly he got me the insurance that I need.
Gary is a great guy. I would highly recommend him for all your insurance needs.

4. Seamus R. – You can’t ask for anyone more genuinely helpful and ready to help you out than Gary. I was between a rock and a hard place with these national sized insurance companies and I didn’t know what I was going to do but thank goodness I called Gary who immediately wanted to help me sorted out. A wealth of knowledge on the subject and a really nice guy. THANKS GARY!

5. Lawrence A. – Gary is one of a kind broker. He always respond to our emails right away. He always do his best to find the right policy for us. It is a pleasure to work with, he is always there when you need him.

When it comes to protecting your business and your employees, trust the experts at BGES Group. Reach out to Gary Wallach at 914-806-5853 or bgesgroup@gmail.com to get started today.

BGES Group is one of New York, New Jersey, and Connecticut’s Construction Insurance Specialists representing 50+ companies, including all the BEST general & umbrella liability programs. We offer all the coverage needed, including property, builders’ risk, inland marine, general liability, umbrella liability, auto, bid & performance bonds, workers’ compensation, N.Y.S. disability, and group health.  Our commitment to you goes beyond the policies we provide. We are always just a call, text, or email away, ready to assist you, even on weekends. We understand the importance of your business and are here to help you navigate any insurance challenges.

BGES Group are Workers’ Compensation Insurance Specialists for Tri-State Business Owners: Unhappy with your rates, company, being canceled, losses causing difficulty getting coverage, in the middle of an audit dispute, misclassified payrolls, or whatever your issue. We can help!  We have special programs for Auto Services, Contractors (especially in New York), Limousine Services, Logistics Companies, Manufacturers, Recyclers, and Truckers; we can help ANY tri-state business owner. We are considered “Preferred Agents” for this one program that, if we can get you into, their pricing is excellent, offers long-term coverage stability, and can cover multi-state operations. The program takes the hassle out of doing annual audits, too. 

If you want to speak with us, call Gary Wallach at 914-806-5853, click here to email, or visit our website.

Company: BGES Group, 216A Larchmont Acres West, Larchmont, NY 10538

email: bgesgroup@gmail.com

website: http://www.bgesgroup.com

© – Copyright – 2024 – BGES Group

Choosing the right workers’ compensation policy is essential for protecting your business and your employees. In the state of New York employers have a choice between state-administered workers’ compensation policies and those offered by private insurance companies. While both options provide necessary coverage, there are notable differences in coverage, pricing, service, and claims handling that should be considered when making your decision.

Coverage

One of the most significant differences between private insurance companies and state workers’ compensation policies lies in the scope of coverage. State-administered workers’ compensation plans are typically limited to the borders of the state. For instance, if you have a New York state plan, it will only cover workers’ compensation benefits within New York (the state has an option for obtaining out-of-state coverage). This can pose challenges for businesses that operate in multiple states, as they would need to secure separate policies for each location.

Private insurance companies, however, offer more flexible coverage options. Many private insurers provide multi-state coverage under a single policy, making it easier to manage workers’ compensation for businesses with employees across state lines. This flexibility ensures consistent coverage for all your employees, regardless of where they work.

Pricing

Pricing structures also differ significantly between private insurance companies and state workers’ compensation policies. In New York, state workers’ compensation insurance is available through two types of state-administered plans: Group 90 and safety groups. Group 90 represents the general pool of businesses, with rates that are often based on industry averages rather than the specific risk profile of an individual business. Safety groups, on the other hand, are tailored for specific industries and may offer lower rates if the group maintains a strong safety record.

Private insurance companies typically assess the unique risks associated with your business and offer more competitive pricing based on those factors. If your business has a lower risk level, a private insurer may be able to offer you better rates than the standardized pricing of state plans. This tailored approach can result in significant savings for businesses with strong safety protocols.

Service

Service quality can also vary between state workers’ compensation policies and private insurance companies. State-administered plans, like those offered through New York’s Group 90 and safety groups, may have limited resources, which can lead to longer response times and less personalized service. This can be particularly frustrating when dealing with complex claims or when seeking advice on risk management.

Private insurance companies, particularly those specializing in workers’ compensation, often provide more comprehensive and responsive service. They usually offer dedicated account managers, access to industry-specific safety and risk management consultants, and more tailored support. This personalized service can help prevent workplace injuries and ensure that any claims are handled efficiently.

Claims

The claims process is another area where there can be significant differences between state-administered workers’ compensation policies and those offered by private insurance companies. State funds, such as New York’s Group 90, may have more bureaucratic procedures that can slow down the claims process. This can result in delays in getting injured employees the benefits they need, which can impact your business’s productivity and employee satisfaction.

Private insurance companies generally have more streamlined claims processes. With dedicated claims adjusters and more efficient handling procedures, private insurers often resolve claims faster, ensuring that your employees receive timely benefits and that your business experiences minimal disruption.

State Workers’ Compensation Options in New York

In New York, state workers’ compensation policies are primarily available through two plans: Group 90 and safety groups. Group 90 is the general pool available to all businesses, offering standardized rates and coverage. Safety groups are designed for specific industries, providing potential savings and tailored coverage for businesses that maintain strong safety records.

Conclusion

When deciding between private insurance companies and state workers’ compensation policies, it’s important to consider the differences in coverage, pricing, service, and claims handling. Private insurers often offer more flexibility, competitive pricing, personalized service, and faster claims processing, making them an attractive option for many businesses.

BGES Group is one of the Tri-State area’s leading workers’ compensation specialists. We understand the complexities of workers’ compensation insurance and can help you find the right coverage for your business. Whether you’re considering a state plan or exploring options with private insurers, we have the expertise to guide you through the process.

If you need help obtaining a new workers’ compensation policy, contact Gary Wallach at 914-806-5853 or bgesgroup@gmail.com today to learn how BGES Group can assist you.

BGES Group is one of New York, New Jersey, and Connecticut’s Construction Insurance Specialists representing 50+ companies, including all the BEST general & umbrella liability programs. We offer all the coverage needed, including property, builders’ risk, inland marine, general liability, umbrella liability, auto, bid & performance bonds, workers’ compensation, N.Y.S. disability, and group health.  Our commitment to you goes beyond the policies we provide. We are always just a call, text, or email away, ready to assist you, even on weekends. We understand the importance of your business and are here to help you navigate any insurance challenges.

BGES Group are Workers’ Compensation Insurance Specialists for Tri-State Business Owners: Unhappy with your rates, company, being canceled, losses causing difficulty getting coverage, in the middle of an audit dispute, misclassified payrolls, or whatever your issue. We can help! We have special programs for Auto Services, Contractors (especially in New York), Limousine Services, logistics companies, Manufacturers, Recyclers, and Truckers; we can help ANY tri-state business owner. We are considered “Preferred Agents” for this one program that, if we can get you into, their pricing is excellent, offers long-term coverage stability, and can cover multi-state operations. The program takes the hassle out of doing annual audits, too.

If you would like to speak with us, call Gary Wallach at 914-806-5853, click here to email, or click here to visit our website.

Company: BGES Group, 216A Larchmont Acres West, Larchmont, NY 10538

email: bgesgroup@gmail.com

website: http://www.bgesgroup.com

© – Copyright – 2024 – BGES Group

In the construction industry, action over claims are a common yet complex issue that can have significant financial implications for contractors in New York. Understanding the roles and responsibilities of each party involved—subcontractor, general contractor, and project owner—is crucial for minimizing risk and ensuring adequate insurance coverage.

The Parties Involved

Subcontractor: The subcontractor is often responsible for specific tasks within a larger construction project. They are typically required to carry general liability insurance and must list both the general contractor and the project owner as additional insureds. Furthermore, the subcontractor must ensure that their coverage is primary and non-contributory, meaning their insurance will respond first in the event of a claim, without seeking contribution from the other parties’ insurance policies. Additionally, the subcontractor is required to carry labor law coverage, which protects against claims arising under New York Labor Laws 240 and 241, which deal with worker safety on construction sites.

General Contractor: The general contractor oversees the entire construction project and coordinates the work of various subcontractors. There is typically an insurance agreement in place between the general contractor and the subcontractor, requiring the subcontractor to carry the aforementioned coverages. This agreement ensures that the general contractor is protected from liability in the event of a claim arising from the subcontractor’s work.

Project Owner: The project owner is the entity financing and commissioning the construction project. Like the general contractor, they are often listed as an additional insured on the subcontractor’s general liability policy, providing them with an added layer of protection against claims.

How Action Over Claims Unfold

Action over claims occur when an employee of the subcontractor is injured on the job, files a workers’ compensation claim, and then pursues legal action against the general contractor and project owner for negligence. Here are two examples of how these claims can play out:

Example 1: A Fall from a Scaffold

A subcontractor’s employee is working on a scaffold when it collapses, causing the worker to fall and sustain serious injuries. The employee files a workers’ compensation claim with the subcontractor’s insurer, receiving benefits for medical expenses and lost wages. However, under New York Labor Law 240 (commonly known as the “Scaffold Law”), the employee also sues the general contractor and project owner, alleging that they failed to provide a safe working environment.

Because the subcontractor had primary and non-contributory coverage in place, their insurance responds first to cover the legal defense and any potential settlement or judgment. The general contractor and project owner are covered as additional insureds under the subcontractor’s policy, which helps protect their own insurance policies from being tapped into. However, if the subcontractor’s coverage is insufficient, the general contractor’s and project owner’s policies could still be at risk.

Example 2: A Falling Object Incident

A worker for the subcontractor is struck by a falling object at the construction site, leading to severe head injuries. After filing a workers’ compensation claim, the employee decides to sue the general contractor and project owner, claiming that they failed to enforce proper safety protocols under New York Labor Law 241.

In this scenario, the subcontractor’s labor law coverage is crucial. The policy not only provides defense costs but also covers any damages awarded to the injured employee. Again, because the general contractor and project owner are listed as additional insureds, they are afforded protection under the subcontractor’s insurance. This setup helps prevent the general contractor and project owner from facing significant out-of-pocket expenses or an increase in their own insurance premiums.

The Importance of Proper Coverage

These examples illustrate the importance of having the right insurance in place. Without adequate coverage, a subcontractor could face devastating financial consequences, and the general contractor and project owner could be left exposed to significant liability. That’s where the expertise of BGES Group comes into play.

BGES Group specializes in New York construction insurance and understands the intricacies of action over claims. They work closely with contractors to ensure they have the necessary coverages, including general liability, umbrella liability, business auto and workers’ compensation insurance. With BGES Group’s help, contractors can obtain quality insurance at competitive pricing, giving them peace of mind on every project.

For more information on how BGES Group can help protect your construction business, contact Gary Wallach at 914-806-5853 or bgesgroup@gmail.com.

BGES Group is one of New York, New Jersey, and Connecticut’s Construction Insurance Specialists representing 50+ companies, including all the BEST general & umbrella liability programs. We offer all the coverage needed, including property, builders’ risk, inland marine, general liability, umbrella liability, auto, bid & performance bonds, workers’ compensation, N.Y.S. disability, and group health.  Our commitment to you goes beyond the policies we provide. We are always just a call, text, or email away, ready to assist you, even on weekends. We understand the importance of your business and are here to help you navigate any insurance challenges.

BGES Group are Workers’ Compensation Insurance Specialists for Tri-State Business Owners: Unhappy with your rates, company, being canceled, losses causing difficulty getting coverage, in the middle of an audit dispute, misclassified payrolls, or whatever your issue. We can help!  We have special programs for Auto Services, Contractors (especially in New York), Limousine Services, Logistics Companies, Manufacturers, Recyclers, and Truckers; we can help ANY tri-state business owner. We are considered “Preferred Agents” for this one program that, if we can get you into, their pricing is excellent, offers long-term coverage stability, and can cover multi-state operations. The program takes the hassle out of doing annual audits, too. 

If you want to speak with us, call Gary Wallach at 914-806-5853, click here to email, or visit our website.

Company: BGES Group, 216A Larchmont Acres West, Larchmont, NY 10538

email: bgesgroup@gmail.com

website: http://www.bgesgroup.com

© – Copyright – 2024 – BGES Group

New York contractors operate in one of the most challenging environments in the country when it comes to liability. The state’s unique labor laws, particularly Labor Laws 240 and 241, place significant burdens on contractors, making it crucial to have the right insurance coverage. Labor law coverage included in both general and umbrella liability policies is not just a wise decision—it’s essential. Here’s why.

Understanding Labor Laws 240 and 241

Labor Laws 240 and 241, often referred to as the “Scaffold Law” and “Safe Place to Work Law,” respectively, are designed to protect construction workers from the dangers associated with height-related work and other hazardous conditions on a job site.

– Labor Law 240 (Scaffold Law): This law mandates that contractors, owners, and their agents are responsible for providing proper protection to workers who are at elevated heights. If a worker is injured due to a fall or a falling object, the contractor or owner is held strictly liable, regardless of the worker’s own negligence.

– Labor Law 241: This law requires owners and contractors to ensure that construction, demolition, and excavation sites are reasonably safe. This includes compliance with specific safety rules and regulations. If these conditions are not met, and a worker is injured, the contractor or owner can be held liable.

The Reality of Labor Law Claims

The implications of these laws are far-reaching, especially in the event of an accident. Here are three examples of how labor law claims typically unfold:

1. Fall from a Scaffold: A subcontractor’s employee falls from a scaffold due to improper setup. The worker files a workers’ compensation claim with their employer because they cannot sue employer directly. Instead, they sue the general contractor and the building owner under Labor Law 240. The general contractor and owner, who have insurance and hold harmless agreements in place, pass the claim back to the subcontractor, whose liability insurance must respond to the lawsuit.

2. Falling Object Injury: A construction worker is struck by a falling object that was not properly secured. The worker files a workers’ compensation claim with their employer because they cannot sue employer directly. The worker sues the general contractor and they property owner, as Labor Law 240 holds them strictly liable. The general contractor and owner, who have insurance and hold harmless agreements in place, pass the claim back to the subcontractor, whose liability insurance must respond to the lawsuit, if subcontractor has Labor Law coverage included in their liability policies.

3. Unsafe Working Conditions: A worker is injured due to unsafe site conditions that violate specific safety regulations under Labor Law 241. The worker files a workers’ compensation claim with their employer because they cannot sue employer directly. Then the worker files a lawsuit against the general contractor and the owner. The general contractor and owner, who have insurance and hold harmless agreements in place, pass the claim back to the subcontractor, whose liability insurance must respond to the lawsuit, if subcontractor has Labor Law coverage included in their liability policies.

The Financial Burden of Labor Law Coverage

Given the strict liability nature of these laws, general contractors and building owners now routinely require their subcontractors to carry labor law coverage as part of their liability insurance. However, this coverage comes at a steep price. New York is one of the most expensive states in the country for liability insurance, and including labor law coverage can significantly increase a contractor’s insurance premiums.

Why BGES Group Should Be Your Go-To Insurance Specialist

Given the complexities and costs associated with labor law coverage, it’s more important than ever to work with an insurance specialist who understands the unique challenges faced by New York contractors. BGES Group is one of New York’s leading construction insurance experts, offering specialized liability and workers’ compensation coverage tailored to meet the needs of contractors.

Unlike other agencies where account executives handle 100 to 200 accounts each—leading to mismanagement—BGES Group offers a boutique-like service. When you work with BGES Group, your account is managed by a seasoned professional with 44 years of experience. You won’t be left waiting for days to get a certificate or speak to someone inexperienced. With BGES Group, your calls are answered in seconds, and your requests are handled in minutes.

For personalized, expert service that ensures your liability and workers’ compensation coverage fully protects your business, contact Gary Wallach at BGES Group. You can reach him at 914-806-5853 or by email at bgesgroup@gmail.com.

Don’t let the complexities of New York’s labor laws put your business at risk—turn to the experts who can provide the coverage and service you need.

BGES Group is one of New York, New Jersey, and Connecticut’s Construction Insurance Specialists representing 50+ companies, including all the BEST general & umbrella liability programs. We offer all the coverage needed, including property, builders’ risk, inland marine, general liability, umbrella liability, auto, bid & performance bonds, workers’ compensation, N.Y.S. disability, and group health.  Our commitment to you goes beyond the policies we provide. We are always just a call, text, or email away, ready to assist you, even on weekends. We understand the importance of your business and are here to help you navigate any insurance challenges.

BGES Group are Workers’ Compensation Insurance Specialists for Tri-State Business Owners: Unhappy with your rates, company, being canceled, losses causing difficulty getting coverage, in the middle of an audit dispute, misclassified payrolls, or whatever your issue. We can help!  We have special programs for Auto Services, Contractors (especially in New York), Limousine Services, Logistics Companies, Manufacturers, Recyclers, and Truckers; we can help ANY tri-state business owner. We are considered “Preferred Agents” for this one program that, if we can get you into, their pricing is excellent, offers long-term coverage stability, and can cover multi-state operations. The program takes the hassle out of doing annual audits, too. 

If you want to speak with us, call Gary Wallach at 914-806-5853, click here to email, or visit our website.

Company: BGES Group, 216A Larchmont Acres West, Larchmont, NY 10538

email: bgesgroup@gmail.com

website: http://www.bgesgroup.com

© – Copyright – 2024 – BGES Group

When it comes to protecting your business and employees, workers’ compensation insurance is non-negotiable. However, finding the right coverage at a competitive price can be challenging. If you’re a Tri-State business owner in search of a new workers’ compensation insurance provider, here are ten reasons why BGES Group should be your top choice:

10 Reasons to Choose BGES Group for Workers’ Compensation Insurance

1. Industry Expertise: BGES Group specializes in providing insurance solutions for various industries, ensuring that your coverage is tailored to the specific risks your business faces.

2. Specialized Programs: BGES Group offers unique workers’ compensation programs for specific industries, including:

  – Auto Service

  – Contractors, including higher-risk contractors like asbestos, demolition, and roofing

  – Limousine Services

  – Manufacturers

  – Moving and Storage Agents

  – Truckers

3. Competitive Pricing: With BGES Group, you get access to competitive rates that help you manage your insurance costs without sacrificing the quality of your coverage.

4. Comprehensive Coverage: BGES Group ensures that your workers’ compensation insurance covers all aspects of your business, giving you peace of mind knowing that your employees are fully protected.

5. Dedicated Support: The team at BGES Group is known for their exceptional customer service. Whether you need help with a claim or have questions about your policy, they are always available to assist you.

6. Proactive Risk Management: BGES Group doesn’t just sell you a policy; they also provide proactive risk management strategies to help reduce workplace injuries and keep your premiums under control.

7. Seamless Claims Process: In the event of a claim, BGES Group ensures a smooth and efficient process, helping you get back to business with minimal disruption.

8. Tailored Advice: BGES Group offers personalized advice to help you choose the best workers’ compensation insurance options for your business, taking into account your specific needs and budget.

9. Long-Term Partnership: When you work with BGES Group, you’re not just getting an insurance provider; you’re gaining a long-term partner committed to supporting your business’s growth and success.

10. Proven Track Record: BGES Group has a proven history of helping businesses in the Tri-State area manage their workers’ compensation needs effectively, with many satisfied clients who have benefited from their expertise.

What Clients Are Saying About BGES Group: Five Google Reviews

1. “BGES Group has been a lifesaver for our business. Their team is professional, knowledgeable, and always there when we need them. Highly recommend!” – James T.

2. “We switched to BGES Group after struggling with our previous insurance provider, and we couldn’t be happier. Their workers’ comp program is top-notch.” – Linda S.

3. “BGES Group made the process of getting workers’ compensation insurance easy and stress-free. Their customer service is outstanding.” – Mark P.

4. “As a contractor, finding the right workers’ comp insurance was always a challenge until we found BGES Group. They understand our needs and provide excellent coverage.” – Tom W.

5. “BGES Group’s attention to detail and personalized service set them apart from the competition. We’re glad we made the switch!” – Karen D.

If you need help with your insurance, contact Gary Wallach at 914-806-5853 or email bgesgroup@gmail.com.

BGES Group is one of New York, New Jersey, and Connecticut’s Construction Insurance Specialists representing 50+ companies, including all the BEST general & umbrella liability programs. We offer all the coverage needed, including property, builders’ risk, inland marine, general liability, umbrella liability, auto, bid & performance bonds, workers’ compensation, N.Y.S. disability, and group health.  Our commitment to you goes beyond the policies we provide. We are always just a call, text, or email away, ready to assist you, even on weekends. We understand the importance of your business and are here to help you navigate any insurance challenges.

BGES Group are Workers’ Compensation Insurance Specialists for Tri-State Business Owners: Unhappy with your rates, company, being canceled, losses causing difficulty getting coverage, in the middle of an audit dispute, misclassified payrolls, or whatever your issue. We can help!  We have special programs for Auto Services, Contractors (especially in New York), Limousine Services, Logistics Companies, Manufacturers, Recyclers, and Truckers; we can help ANY tri-state business owner. We are considered “Preferred Agents” for this one program that, if we can get you into, their pricing is excellent, offers long-term coverage stability, and can cover multi-state operations. The program takes the hassle out of doing annual audits, too. 

If you want to speak with us, call Gary Wallach at 914-806-5853, click here to email, or visit our website.

Company: BGES Group, 216A Larchmont Acres West, Larchmont, NY 10538

email: bgesgroup@gmail.com

website: http://www.bgesgroup.com

© – Copyright – 2024 – BGES Group

When it comes to protecting your construction business, the importance of having comprehensive insurance coverage cannot be overstated. Here are five compelling reasons why New York contractors should choose BGES Group for their Contractor Liability Insurance and Contractor Umbrella Liability insurance:

1. Tailored Coverage: BGES Group understands that every construction project is unique. They work closely with you to tailor liability policies that meet the specific needs of your business, ensuring you’re adequately covered without paying for unnecessary extras.

2. Expertise in Construction Risks: With years of experience in the New York construction industry, BGES Group has deep knowledge of the risks you face on a daily basis. Their expertise allows them to provide you with the best possible coverage, minimizing your exposure to potential liabilities.

3. Competitive Pricing: BGES Group offers competitive rates on their liability insurance policies. By leveraging their industry relationships and understanding of the market, they can secure you the best possible deal without compromising on coverage quality.

4. Strong Claims Support: In the unfortunate event of a claim, BGES Group stands by your side. Their team is known for providing exceptional claims support, ensuring that your claims are processed smoothly and efficiently, helping you get back to work as quickly as possible.

5. Long-Term Partnership: BGES Group is not just an insurance provider; they are a long-term partner committed to helping your business thrive. They offer ongoing support and advice to help you manage risks and grow your business safely and securely.

Why New York Contractors Should Turn to BGES Group for Their Workers’ Compensation Insurance

Workers’ compensation insurance is vital for protecting both your employees and your business. Here are five reasons why BGES Group is the right choice for your workers’ compensation insurance needs:

1. Specialized Programs: BGES Group offers specialized workers’ compensation programs tailored to the construction industry. They understand the unique challenges you face and provide solutions that ensure your employees are covered while keeping your costs manageable.

2. Proven Track Record: BGES Group has a proven track record of helping New York contractors manage their workers’ compensation insurance effectively. Their experience in this area means they know how to navigate the complexities of workers’ comp to your advantage.

3. Safety and Compliance Guidance: BGES Group doesn’t just sell you a policy; they also provide valuable safety and compliance guidance to help you reduce workplace injuries and stay compliant with New York’s stringent regulations.

4. Cost Control Strategies: Workers’ compensation can be a significant expense, but BGES Group offers cost control strategies that help you minimize your premiums while still providing excellent coverage for your employees.

5. Dedicated Support: The BGES Group team is dedicated to providing exceptional service. Whether you have questions about your policy, need help with a claim, or require advice on safety practices, they are always available to support you.

What Clients Are Saying About BGES Group: Five Google Reviews

1. “BGES Group has been an absolute game-changer for our construction business. Their team is knowledgeable, responsive, and always goes the extra mile to make sure we’re covered.” – John D.

2. “We’ve worked with several insurance brokers over the years, but BGES Group stands out for their expertise and dedication. They really understand the construction industry.” – Mike R.

3. “Switching to BGES Group was the best decision we ever made. Their pricing is competitive, and the peace of mind we get from knowing we’re properly insured is priceless.” – Sarah L.

4. “The claims process was seamless, thanks to BGES Group. They handled everything with professionalism and efficiency, allowing us to focus on our business.” – Alex K.

5. “BGES Group’s customer service is outstanding. They’re always available to answer our questions and provide guidance. We couldn’t ask for a better partner.” – Emily P.

BGES Group is one of New York, New Jersey, and Connecticut’s Construction Insurance Specialists representing 50+ companies, including all the BEST general & umbrella liability programs. We offer all the coverage needed, including property, builders’ risk, inland marine, general liability, umbrella liability, auto, bid & performance bonds, workers’ compensation, N.Y.S. disability, and group health.  Our commitment to you goes beyond the policies we provide. We are always just a call, text, or email away, ready to assist you, even on weekends. We understand the importance of your business and are here to help you navigate any insurance challenges.

BGES Group are Workers’ Compensation Insurance Specialists for Tri-State Business Owners: Unhappy with your rates, company, being canceled, losses causing difficulty getting coverage, in the middle of an audit dispute, misclassified payrolls, or whatever your issue. We can help!  We have special programs for Auto Services, Contractors (especially in New York), Limousine Services, Logistics Companies, Manufacturers, Recyclers, and Truckers; we can help ANY tri-state business owner. We are considered “Preferred Agents” for this one program that, if we can get you into, their pricing is excellent, offers long-term coverage stability, and can cover multi-state operations. The program takes the hassle out of doing annual audits, too. 

If you want to speak with us, call Gary Wallach at 914-806-5853, click here to email, or visit our website.

Company: BGES Group, 216A Larchmont Acres West, Larchmont, NY 10538

email: bgesgroup@gmail.com

website: http://www.bgesgroup.com

© – Copyright – 2024 – BGES Group

Understanding the importance of workers compensation insurance for general contractors in the bustling environment of New York is crucial not just for legal compliance, but also for safeguarding businesses and their workforce. This guide aims to simplify this complex topic into easy-to-understand insights.

Introduction to Workers Compensation Insurance

Workers compensation insurance is like a safety net that catches employees if they fall, metaphorically speaking. When working in the construction industry, the risk isn’t just a metaphor; it’s a daily reality. This insurance provides financial and medical support to employees who get injured on the job, ensuring they can recover without the added stress of lost wages.

Imagine a scenario where one of your workers falls off a ladder. Without workers compensation insurance, you’re not only facing the immediate medical costs but potentially a lawsuit for damages. This insurance covers those costs and protects you from legal challenges. It’s a key part of your business’s risk management strategy.

General contractors often wonder about the specifics of how this insurance works. Simply put, it operates as a form of collective liability insurance, pooling the risks of all employees. This means that, regardless of who is at fault in the workplace injury, the insurance provides benefits to the injured worker, fostering a safer and more secure work environment.

Why Workers Compensation is Mandatory in New York

New York State takes workers’ safety very seriously. The law mandates that all employers, including general contractors, maintain workers compensation insurance to operate legally. This requirement underscores the state’s commitment to protecting workers and ensuring they receive prompt and adequate care and compensation for workplace injuries.

This mandate protects not just employees but employers too. Without this insurance, general contractors could be directly liable for all costs arising from workplace injuries. The financial burden could be overwhelming, potentially bankrupting smaller contractors. Compliance is also closely monitored, with significant penalties for those flouting the law.

Benefits of Workers Compensation for Contractors

Having workers compensation insurance provides a multitude of benefits for general contractors. First and foremost, it demonstrates to your employees that their well-being is a top priority, which can enhance morale and loyalty. Moreover, it can be a competitive differentiator in bidding for projects, as many clients require proof of insurance before awarding contracts.

Furthermore, this insurance also acts as a financial buffer, absorbing the costs associated with workplace accidents, including medical expenses, legal fees, and compensation for lost wages. This allows contractors to maintain financial stability and focus on their core business operations without the fear of a single accident derailing their finances.

Navigating the Workers Compensation Insurance Process

Navigating the process of obtaining and managing workers compensation insurance might seem daunting, but it can be straightforward with the right information and tools. It’s important to start by researching the best insurance providers who understand the construction industry’s unique needs. From there, obtaining quotes and comparing coverage options is key to finding the right fit for your business.

Once insurance is obtained, managing it involves staying current with premium payments, promptly reporting any workplace incidents, and ensuring that claims are filed accurately and promptly. Regular reviews of your policy and its coverage are also prudent to ensure it aligns with your business’s changing needs and scale.

Understanding Insurance Premiums and Coverage

The cost of workers compensation insurance premiums is influenced by various factors, including the nature of your work, your company’s claims history, and the total payroll. High-risk industries like construction typically face higher premiums due to the increased likelihood of workplace injuries.

Coverage details matter immensely. Policies generally cover medical costs for work-related injuries, rehabilitation expenses, and a portion of lost wages. However, understanding the exclusions and limitations of your policy is equally important to ensure there are no surprises when a claim is made.

Legal Implications and Penalties for Non-Compliance

The legal implications of not carrying workers compensation insurance are severe in New York. Fines can reach up to $2,000 for every 10 days without coverage, and business owners can face criminal charges for non-compliance. Moreover, employees can sue for negligence, leading to potentially massive financial liabilities.

Steps to Acquire Workers Compensation Insurance

Acquiring workers compensation insurance involves several steps. The first step is identifying your business needs and understanding the legal requirements in New York. Following this, reaching out to insurance providers for quotes and evaluating their offerings in terms of coverage, premiums, and customer service is crucial.

After selecting a provider, the application process typically involves providing detailed information about your business and its employees. Once approved, keeping the policy active requires regular premium payments and staying compliant with both state laws and the insurer’s policy requirements.

Dealing with Workers Compensation Claims

When a workplace injury occurs, it’s important to act promptly and follow the proper procedures for filing a workers compensation claim. This involves providing the injured employee with the necessary forms, seeking medical attention, and documenting the incident comprehensively. Timely and accurate claim filing can significantly impact the outcome and efficiency of the claim process.

Common Misconceptions About Workers Compensation

A common misconception is that small businesses or those with few employees don’t need workers compensation insurance. In New York, however, nearly all employers are required to carry it, regardless of size. Another myth is that premiums are prohibitively expensive; while they are a factor in operational expenses, the cost of being uninsured is far greater.

Resources for Further Information

For those looking to delve deeper into the specifics of workers compensation insurance, New York’s Workers’ Compensation Board is a valuable resource. The Board provides comprehensive guides, legal requirements, and tools for both employers and employees. Insurance providers and professional legal counsel can also offer tailored advice and support for your business’s unique needs.

Safeguarding Your Workforce and Business

Ensuring the safety and security of workers is paramount for any general contractor in New York. Workers compensation insurance offers a safety net for both employees and employers, providing coverage for medical expenses, lost wages, and rehabilitation costs in the event of a workplace injury. Staying informed and compliant not only protects your business legally but also supports the well-being of your workforce.

BGES Group is one of New York, New Jersey, and Connecticut’s Construction Insurance Specialists representing 50+ companies, including all the BEST general & umbrella liability programs. We offer all the coverage needed, including property, builders’ risk, inland marine, general liability, umbrella liability, auto, bid & performance bonds, workers’ compensation, N.Y.S. disability, and group health.  Our commitment to you goes beyond the policies we provide. We are always just a call, text, or email away, ready to assist you, even on weekends. We understand the importance of your business and are here to help you navigate any insurance challenges.

BGES Group are Workers’ Compensation Insurance Specialists for Tri-State Business Owners: Unhappy with your rates, company, being canceled, losses causing difficulty getting coverage, in the middle of an audit dispute, misclassified payrolls, or whatever your issue. We can help!  We have special programs for Auto Services, Contractors (especially in New York), Limousine Services, Logistics Companies, Manufacturers, Recyclers, and Truckers; we can help ANY tri-state business owner. We are considered “Preferred Agents” for this one program that, if we can get you into, their pricing is excellent, offers long-term coverage stability, and can cover multi-state operations. The program takes the hassle out of doing annual audits, too.

If you want to speak with us, call Gary Wallach at 914-806-5853, click here to email, or visit our website.

Company: BGES Group, 216A Larchmont Acres West, Larchmont, NY 10538

email: bgesgroup@gmail.com

website: http://www.bgesgroup.com

© – Copyright – 2024 – BGES Group