As a contractor in the Tri-State area, having the right workers’ compensation insurance is vital. It protects your business, your employees, and ensures compliance with state laws. However, if you’re dissatisfied with your current workers’ compensation provider—whether due to high premiums, poor service, or limited coverage—it may be time for a change. BGES Group specializes in helping Tri-State contractors find superior workers’ compensation insurance options tailored to their unique needs. Here are 10 ways BGES Group can help improve your workers’ compensation experience:
1. Tailored Coverage for Contractors
BGES Group understands the specific risks and requirements contractors face. Whether you work in roofing, asbestos removal, demolition, or general construction, they offer workers’ compensation policies designed to meet your industry’s unique needs and reduce exposure to risks.
2. Special Programs for High-Risk Contractors
Contractors in higher-risk fields like roofing or demolition often face exorbitant premiums or difficulty finding coverage. BGES Group has access to specialized programs for these industries, ensuring that even high-risk contractors can get coverage at competitive rates.
3. Competitive Premiums
If your current workers’ compensation policy has seen rising premiums, BGES Group can shop around for better deals. They work with a broad range of insurance carriers, allowing them to find you the most affordable coverage without sacrificing quality.
4. Flexible Payment Plans
BGES Group offers flexible payment options, including pay-as-you-go plans that can ease the financial burden of paying for workers’ compensation insurance upfront. This is particularly beneficial for contractors who experience seasonal fluctuations in cash flow.
5. Audit Support
Workers’ compensation insurance audits can be stressful and time-consuming. BGES Group provides expert audit support, helping you prepare for and navigate through the process to ensure there are no surprises, errors, or overcharges.
6. Claims Advocacy
When an injury or claim arises, it’s critical to have an advocate who will fight for your business. BGES Group offers exceptional claims support, working directly with the insurance company to ensure that claims are handled fairly and quickly, protecting your interests every step of the way.
7. Expert Advice on Class Codes
Misclassification of employees is one of the leading causes of inflated workers’ compensation premiums. BGES Group has deep expertise in class codes, ensuring that all your employees are classified correctly, which can lead to significant savings on your policy.
8. Safety Programs and Risk Management
BGES Group offers guidance on implementing safety programs and risk management strategies that can help reduce workplace injuries, leading to lower workers’ compensation costs over time. They can advise on best practices and even help you qualify for safety credits that can reduce premiums.
9. Review of Subcontractor Coverage
If your business uses subcontractors, it’s essential to verify that they carry the appropriate workers’ compensation coverage. BGES Group can assist in reviewing certificates of insurance for subcontractors, ensuring that their coverage is adequate and up-to-date to protect your business.
10. Superior Customer Service
BGES Group offers a boutique-like service that prioritizes the client relationship. You’ll get personalized attention, quick responses to questions, and direct access to industry experts who are dedicated to finding the right workers’ compensation solution for your business.
Conclusion: BGES Group Has the Right Workers’ Compensation Options for You
If you’re a Tri-State contractor who’s unhappy with your current workers’ compensation company, it’s time to explore better options with BGES Group. Their expertise, personalized service, and access to a wide range of coverage options can ensure that you get the right policy at the right price.
Contact Gary Wallach at BGES Group today to explore how we can help improve your workers’ compensation insurance.
Call 914-806-5853 or email bgesgroup@gmail.com for a free consultation and quote tailored to your business needs.
BGES Group is one of New York, New Jersey, and Connecticut’s Construction Insurance Specialists representing 50+ companies, including all the BEST general & umbrella liability programs. We offer all the coverage needed, including property, builders’ risk, inland marine, general liability, umbrella liability, auto, bid & performance bonds, workers’ compensation, N.Y.S. disability, and group health. Our commitment to you goes beyond the policies we provide. We are always just a call, text, or email away, ready to assist you, even on weekends. We understand the importance of your business and are here to help you navigate any insurance challenges.
BGES Group are Workers’ Compensation Insurance Specialists for Tri-State Business Owners: Unhappy with your rates, company, being canceled, losses causing difficulty getting coverage, in the middle of an audit dispute, misclassified payrolls, or whatever your issue. We can help! We have special programs for Auto Services, Contractors (especially in New York), Limousine Services, Logistics Companies, Manufacturers, Recyclers, and Truckers; we can help ANY tri-state business owner. We are considered “Preferred Agents” for this one program that, if we can get you into, their pricing is excellent, offers long-term coverage stability, and can cover multi-state operations. The program takes the hassle out of doing annual audits, too.
If you want to speak with us, call Gary Wallach at 914-806-5853, click here to email, or visit our website.
Company: BGES Group, 216A Larchmont Acres West, Larchmont, NY 10538
email: bgesgroup@gmail.com
website: http://www.bgesgroup.com
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