If you’re frustrated with your Workers’ Compensation pricing, exhausted by endless audits, confused by changing rules, or disappointed in the service you’re getting from your broker, you’re not alone. In fact, business owners across the Tri-State area are dealing with unprecedented changes in the Workers’ Compensation marketplace—especially in New York.
The good news? You don’t have to settle for high premiums, sloppy audits, poor service, or inflexible programs. You have options—powerful ones. You just need the right advocate in your corner.
That’s where we come in.
BGES Group is one of the Tri-State area’s leading Workers’ Compensation Specialists. Think of us as your personal Workers’ Comp encyclopedia. We know every rule, every loophole, every credit, and every strategy that can legitimately work in your favor. And in many cases, we help businesses save 20% or more—sometimes much more.
The New York Workers’ Compensation Shake-Up of 2025: What You Need to Know
The Workers’ Compensation landscape in New York has shifted dramatically. One major insurance company—known for being aggressively competitive with contractor policies over the past few years—is now non-renewing all of its contractor accounts. That means hundreds of contractors are suddenly scrambling for coverage.
On top of that, Experience Modification Factors (Mods) are changing significantly. A high Mod can drive premiums through the roof, and without the right plan, many companies will find themselves blindsided by rising costs.
So what can you do?
Simple: call one of New York’s most experienced Workers’ Compensation specialists—Gary Wallach, available Monday through Sunday at 914-806-5853. Whether you need Plan A, Plan B, or a complete overhaul, this is the time to get expert guidance.
How BGES Group Solves Your Workers’ Compensation Problems
Every business is different—but almost every business eventually runs into Workers’ Comp headaches. Here are the issues we solve every day:
âś” Hard-to-Place Businesses
Are you in a high-risk industry? Struggling to find a carrier who will take your business?
We work with up to 10 carriers, including companies that specialize in poor loss histories and high-risk operations. If others have turned you away, don’t worry—we have options.
âś” Audit Disputes
Did your carrier make a mistake?
Is your audit wrong or inflated?
We can fight to correct errors—or get you into a new program that gets you out of a bad situation fast.
âś” Sick of Annual Audits?
Depending on your state and carrier, we may be able to avoid annual audits entirely, or shift you to programs requiring minimal documentation.
âś” Bad Loss Experience
Two clients with over $1 million in losses each ended up paying lower rates with us—even after being canceled by their previous carriers. We know which carriers will work with tough histories.
âś” Being Cancelled?
We can typically replace a cancelled policy within 1–2 days.
âś” High Experience Mod?
We offer programs that can offset high Mods with credits—giving you better rates even when your Mod is less than ideal.
âś” Misclassified Payroll
Wrong class codes can cost you a fortune.
We know how to get your carrier to reclassify payrolls correctly.
âś” Unhappy with Your Payroll Company?
We can find lower payroll fees and lower Workers’ Compensation rates—plus better service.
âś” Hate Paying Fixed Premiums?
We offer monthly payroll-reporting plans where you pay only for what you report.
Lean months = lower premiums = improved cash flow.
âś” Tired of Renewal Deposits?
Some programs require no renewal deposit after the first year.
âś” Done Paying $1,000+ Broker Fees?
We offer no policy fee and no service fee programs—while still providing first-class service, day and evening.
Whatever Your Issue—We Handle It.
Tell us what’s wrong and we’ll find a solution.
Tell us what you want done and we’ll create a path to make it happen.
Workers’ Compensation shouldn’t be a burden. It shouldn’t drain your cash flow, waste your time, distract you from running your business, or lock you into inflexible, overpriced programs.
Let us take your headaches—and make them ours.
Why Companies Choose BGES Group
We specialize in Workers’ Compensation for New York, New Jersey, and Connecticut, handling issues such as:
- Lowering pricing—specialty programs can save up to 40%
- Finding new carriers
- Replacing cancelled or non-renewed policies
- Correcting audit disputes
- Fixing fabricated payroll issues at audit
- Reducing high Experience Mods
- Fixing payroll misclassification
- Reducing or eliminating renewal deposits
- Getting coverage after a lapse
- Covering multiple states under one policy
- Eliminating 10% service or policy fees
- Ensuring certificates are issued fast and correctly
- Always being reachable when you need us
You won’t get voicemail prisons, week-long delays, or disappearing brokers. Our clients get real support, real expertise, and real savings.
About BGES Group
BGES Group is one of the most knowledgeable and service-focused Workers’ Compensation specialists in the Tri-State region. With decades of hands-on experience, an unmatched understanding of Workers’ Compensation rules, and deep relationships with top carriers, we help companies stay protected, compliant, and cost-efficient.
Contact Information
BGES Group
216A Larchmont Acres West
Larchmont, NY 10538
Phone: 914-806-5853
Email: bgesgroup@gmail.com
Website: www.bgesgroup.com
If you’re frustrated, confused, or overwhelmed by your Workers’ Compensation situation, you don’t have to stay stuck.
Call Gary Wallach today—and get the clarity, options, and savings you deserve.