When it comes to business insurance, contractors across New York, New Jersey, and Connecticut have plenty of options — but only one firm consistently stands out for its expertise, responsiveness, and trust: BGES Group.
In an industry filled with red tape, long hold times, and high premiums, BGES Group has built a reputation for getting things done fast, doing them right, and treating every client like family. Whether you’re a small subcontractor or a large general contractor, here are 10 powerful reasons why you should use BGES Group instead of other insurance organizations.
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1. They Shop Your Insurance — Aggressively and Intelligently
Most insurance agents send your information to one or two carriers and call it a day. BGES Group takes a completely different approach. They shop your insurance with multiple top-rated carriers, comparing programs line by line to find you the best coverage at the lowest cost.
Because BGES Group specializes in construction and business insurance, they know which carriers are aggressive for your trade, whether you’re a roofer, mason, electrician, or general contractor. They know how to present your business properly to underwriters — and that means you get better pricing, better coverage, and more leverage.
They don’t just quote — they negotiate.
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2. They’re Both “Book Smart” and “Street Smart”
There’s a big difference between an insurance agent who knows what’s written in the manual and one who understands how things actually work in the real world. BGES Group is both.
They’re book smart — experts in policies, endorsements, exclusions, and legal requirements. But they’re also street smart — they understand job sites, subcontractor relationships, union rules, certificates, audits, and all the real-world challenges contractors face.
That combination means when you have a problem, BGES Group doesn’t just quote you a policy — they solve it.
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3. They Actually Answer Their Phone
How many times have you called your insurance agent only to get voicemail, long delays, or no response at all? That doesn’t happen at BGES Group.
When you call, a real person answers — someone who knows your name, your business, and your policies. Whether you need a certificate, proof of coverage, or help with a claim, you won’t be left waiting.
This responsiveness is one of the biggest reasons contractors switch to BGES Group. They understand that in construction, time is money, and when you need something, you need it now, not next week.
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4. Certificates of Insurance Issued in Minutes
Every contractor knows the frustration of waiting days for a certificate of insurance. BGES Group eliminates that headache entirely.
Their team can issue certificates in minutes, often the same hour you request them. Need special wording or endorsements? No problem. They know exactly what general contractors, project owners, and municipalities require — and they make sure you’re compliant and job-ready every time.
With BGES Group, you’ll never lose a job because of a paperwork delay.
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5. No Ridiculous Policy Fees or Hidden Charges
Many insurance agencies tack on extra policy fees, “service” charges, or broker fees that inflate your costs. BGES Group doesn’t play that game.
They believe in fair pricing and full transparency. What you see is what you get — no surprises, no nonsense. Their goal isn’t to nickel-and-dime you; it’s to build a long-term relationship based on trust and integrity.
When you work with BGES Group, you’ll know your money is going exactly where it should — into your coverage, not into someone’s pocket.
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6. Trusted, Honest, and a Pleasure to Work With
In an industry where trust matters more than anything, BGES Group’s reputation speaks for itself. Clients consistently describe them as honest, reliable, and easy to work with.
They take the time to explain coverages in plain language, so you actually understand what you’re buying. They’ll tell you when you need a certain coverage — and just as importantly, when you don’t.
Their clients appreciate their down-to-earth style, no-pressure approach, and genuine care for helping contractors protect their businesses. When you work with BGES Group, you don’t feel like a policy number — you feel like a partner.
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7. Backed by 136 Five-Star Google Reviews (and Counting)
You don’t earn over 136 five-star reviews by accident. That kind of reputation is built on years of consistent service, reliability, and client satisfaction.
Contractors across New York, New Jersey, and Connecticut rave about how easy BGES Group is to work with — how they saved money, fixed past problems, and delivered fast, personal service when it mattered most.
These aren’t just reviews — they’re proof that BGES Group delivers on every promise they make.
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8. Experts in Workers’ Compensation and Audit Refunds
Workers’ compensation is one of the biggest pain points for contractors. Misclassified employees, inflated premiums, and brutal audit bills can cost thousands.
BGES Group are workers’ compensation experts — they know how to fix classification errors, recover overpayments, and even help you get refunds for past audits (you can go back several years).
They also specialize in helping contractors who’ve been canceled, non-renewed, or dropped find affordable coverage fast. Whether you’re a small trade contractor or a large GC, BGES Group has the expertise to keep you covered, compliant, and in control.
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9. Construction Insurance Is Their Specialty
Many insurance agencies try to cover every type of business. BGES Group doesn’t. They’ve built their entire business around construction and related industries.
That means they know your contracts, your exposures, your equipment, and your day-to-day operations. They also know the exact coverages you need:
• General Liability
• Workers’ Compensation
• Business Auto
• Umbrella/Excess Liability
• Builders Risk
• Bonds
If you’re a contractor, you want an insurance team that lives and breathes construction — and that’s exactly what you get with BGES Group.
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10. They’re Fast, Reliable, and Always in Your Corner
When you work with BGES Group, you’re not just buying insurance — you’re getting a dedicated partner who’s always looking out for your best interests.
They move fast when you need something. They fight for you when there’s a claim. They review your policies regularly to make sure you’re not overpaying. And they stay ahead of changes in laws, contracts, and carrier rules so you’re always protected.
Their motto is simple: “Do right by the client, every time.”
That’s why so many contractors stay with BGES Group year after year — and why most new clients come from referrals.
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The Bottom Line: BGES Group Delivers What Others Promise
If you’re tired of slow responses, high premiums, confusing coverages, or agents who don’t understand your business, it’s time to make a change.
BGES Group is everything a contractor wants in an insurance partner — smart, fast, trustworthy, and dedicated. They’ll help you save money, avoid headaches, and protect your business the right way.
Don’t settle for less. Join the hundreds of contractors who already trust BGES Group to handle their insurance with expertise and care.
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Contact BGES Group Today
📞 Gary Wallach
📱 914-806-5853
Serving New York, New Jersey, and Connecticut contractors, with associates covering the entire U.S.
BGES Group — The Construction Insurance Specialists Who Pick Up the Phone, Get Results, and Have Your Back.