Why New York Contractors Should Choose a Mom-and-Pop Agency – BGES Group – Over Factory-Like Insurance Agencies

For many New York contractors, dealing with insurance companies and brokers feels like an uphill battle. Rates keep climbing, policy fees are tacked on without explanation, and service fees can run as high as 10% of the total policy cost. Meanwhile, you’re left trying to get answers from brokers who treat you like just another account in their endless sea of clients. The experience can be frustrating, expensive, and downright impersonal.

But what if there were another way? A way to work with an agency that prioritizes your needs, values your relationship, and charges fair fees. A company that doesn’t just want your business but genuinely cares about your success. That agency is BGES Group, led by Gary Wallach, a true professional with the values of a Boy Scout and the charm of an old friend.

Gary Wallach isn’t your average insurance broker. He’s the type of person you can call about anything—whether it’s a coverage question or just a good laugh. He runs BGES Group with the kind of integrity and personal touch that’s rare to find these days. Let’s dive into why BGES Group stands out and how it could be the perfect fit for your business.

Factory-Like Brokers vs. Mom-and-Pop Service

The modern insurance world is dominated by factory-like agencies. They have automated answering systems, service thousands of accounts, and focus more on profits than people. You’ve probably experienced the frustration:

            •             Endless holds and transfers when you need help.

            •             Cookie-cutter policies that don’t consider your unique needs.

            •             Surprise fees that leave you wondering where your money is going.

In contrast, BGES Group operates like a true mom-and-pop shop. When you work with BGES Group, you’re not just another policy number—you’re part of a close-knit group that values personal relationships. Gary Wallach and his team are always there when you need them, offering boutique-like service tailored to your business.

And unlike those greedy brokers who tack on exorbitant fees, BGES Group takes a frugal approach to your money. They treat your finances as if they were their own, ensuring you get quality coverage without unnecessary costs.

Comprehensive Coverage for New York Contractors

BGES Group provides a wide range of insurance coverages designed to protect every aspect of your business. Here’s a breakdown of the services they offer:

1. Property Insurance

Protects your business property, including offices, tools, and equipment, from risks such as fire, theft, and vandalism.

2. Builder’s Risk Insurance

Designed specifically for construction projects, this coverage protects against damage to buildings under construction.

3. Employer Tools Insurance

Covers your tools and equipment, ensuring they’re protected from theft, loss, or damage so your projects stay on track.

4. General Liability Insurance

Every contractor needs solid liability protection. BGES Group’s policies cover claims related to bodily injury, property damage, and personal injury.

5. Umbrella Liability Insurance

For those unexpected claims that exceed the limits of your general liability policy, umbrella insurance provides additional protection.

6. Business Auto Insurance

Covers vehicles used in your business operations, ensuring they’re protected from accidents, liability, and damages.

7. Workers’ Compensation Insurance

Provides protection for employees injured on the job, covering medical expenses, lost wages, and rehabilitation costs.

8. NYS Disability Insurance

As required by New York State, BGES Group offers cost-effective disability insurance to meet your compliance needs.

9. Bid and Performance Bonds

Help you win more contracts and demonstrate your reliability with bid and performance bonds tailored to your needs.

10. Group Health Insurance

Offer competitive health insurance plans for your employees, helping you attract and retain top talent.

Gary Wallach: A Mensch in the Insurance World

What really sets BGES Group apart is Gary Wallach himself. He’s not just a broker—he’s a mensch. In today’s cutthroat business world, finding someone as honest, reliable, and personable as Gary is a rare gem.

Gary operates with the values of a Boy Scout—trustworthy, loyal, and helpful. He’s the kind of guy you can call for advice, a quick chat, or even a laugh when the day gets tough. His sense of humor and genuine care for his clients make working with BGES Group a pleasure.

More importantly, Gary is all about transparency and fairness. You won’t find him adding on hidden fees or pushing unnecessary coverage. He’s committed to making sure every dollar you spend goes toward protecting your business.

Why Choose BGES Group?

In an insurance market where big players dominate and client service suffers, BGES Group offers a refreshing alternative. Here’s why so many New York contractors are turning to them:

            •             Personalized Service: You get direct access to Gary and his team. No automated systems, no endless transfers—just real people who care.

            •             Affordable Rates: BGES Group works tirelessly to get you the best coverage at the best price, without hidden fees or inflated costs.

            •             Customized Solutions: They take the time to understand your business and create policies tailored to your specific needs.

            •             Expertise: With years of experience, BGES Group knows the ins and outs of the New York construction industry and its unique challenges.

The Choice Is Yours

So, what will it be? Will you stick with factory-like agencies that see you as just another number, or will you partner with a mom-and-pop agency that truly cares about your success? BGES Group offers the personal touch, affordability, and expertise you need to navigate today’s insurance market.

Stop settling for neglect and greed. Choose the agency that works the way things were meant to—with honesty, integrity, and a commitment to putting your needs first.

Contact BGES Group Today

To experience the BGES Group difference, reach out to Gary Wallach:

            •             Phone: 914-806-5853

            •             Email: bgesgroup@gmail.com

            •             Website: www.bgesgroup.com

Let BGES Group show you how insurance should be done. Give us a call today—you’ll be glad you did.

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