As a local trucker in New York, New Jersey, or Connecticut, you work hard to keep goods moving, meet deadlines, and stay safe on the road. But when it comes to workers’ compensation insurance, are you truly satisfied with your coverage?
Many truckers and fleet owners struggle with high costs, difficult claims, and poor service from their insurance providers. If you’re dealing with rising premiums, limited coverage, or a provider that doesn’t understand your industry, you’re not alone.
At BGES Group, we specialize in workers’ compensation solutions for trucking businesses just like yours. We offer custom programs designed to lower costs, improve coverage, and provide better service. If you’re unhappy with your current insurance situation, here are 10 ways we can help:
1. Lower Your Workers’ Compensation Costs
Many trucking companies overpay for workers’ compensation insurance. We analyze your current policy and find ways to reduce costs without sacrificing coverage. Our clients regularly save thousands of dollars per year.
2. Access to Specialized Trucking Insurance Programs
Not all insurance providers understand the trucking industry. At BGES Group, we offer exclusive programs designed specifically for truckers, ensuring your coverage meets your unique needs.
3. Pay-As-You-Go Premium Options
Why pay large upfront premiums when you can manage your cash flow more efficiently? Our pay-as-you-go workers’ compensation plans allow you to pay based on actual payroll, avoiding large audits and surprise bills.
4. Eliminate or Reduce Large Premium Audits
Many trucking companies get hit with unexpected premium audits, leading to large, unforeseen expenses. Our programs help eliminate or minimize these costly surprises.
5. Get Coverage Even If You’ve Been Canceled or Non-Renewed
If your workers’ compensation policy has been canceled or your carrier refuses to renew, we can help. We specialize in finding coverage for businesses that have struggled with claims, classification issues, or other challenges.
6. Faster Claims Handling to Keep You Moving
A delayed or mishandled workers’ compensation claim can disrupt your business. We work with providers who prioritize fast and fair claim resolutions, so your employees get the care they need and you get back to work quickly.
7. Coverage for Owner-Operators and Small Fleets
Many insurance providers focus only on large trucking companies, leaving owner-operators and small fleets with limited options. Our programs cater to businesses of all sizes, offering affordable and effective workers’ compensation solutions.
8. Help Managing Your Experience Modification Rate (MOD)
Your experience MOD directly impacts your workers’ comp costs. A high MOD means higher premiums. We help trucking companies manage their MOD by reducing claim costs and implementing safety measures that prevent accidents.
9. Safety Programs That Reduce Risk and Lower Costs
Accidents happen, but a solid safety program can prevent many injuries. We help trucking companies develop customized safety plans to keep drivers safe, reduce claims, and ultimately lower insurance costs.
10. A Dedicated Partner Who Puts Truckers First
At BGES Group, we don’t just sell insurance—we build relationships. We advocate for our clients, ensuring they get the best coverage, pricing, and service. Our team is always available to answer questions and provide expert guidance.
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Why Choose BGES Group for Your Workers’ Compensation Insurance?
We are workers’ compensation specialists dedicated to serving trucking companies in New York, New Jersey, and Connecticut. Whether you run a small fleet, are an owner-operator, or manage a large operation, we have the expertise to help you find better, more affordable coverage.
Contact BGES Group Today!
Don’t let high costs, poor service, or denied claims slow down your business. If you’re unhappy with your workers’ compensation insurance, let us show you how much better it can be.
Contact:
📞 Gary Wallach – (914) 806-5853
📧 Email: bgesgroup@gmail.com
🌐 Website: www.bgesgroup.com
Let’s get you on the road to better coverage, lower costs, and a safer workforce!