If you’re a business owner in Connecticut or New Jersey and your workers’ compensation insurance is currently in the Assigned Risk Program, you already know how expensive and limiting it can be. You’re not alone—thousands of businesses across both states are stuck paying inflated premiums, dealing with limited carrier options, and struggling with rigid policy terms that don’t reflect their actual risk.
But here’s the good news: BGES Group specializes in helping businesses get out of the Assigned Risk Pool—and save up to 25% or more on their workers’ compensation premiums.
We know the system. We know the markets. And we know how to help business owners just like you get better coverage at better rates.
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What is the Assigned Risk Pool?
The Assigned Risk Pool, also known as the Residual Market, is a state-run program designed for businesses that are unable to obtain workers’ comp insurance through the standard market. This could be due to:
• A poor claims history
• Being in a high-risk industry
• Being a new business without history
• Or simply being declined by traditional carriers
While the Assigned Risk Pool ensures that you meet state coverage requirements, it does so at a steep cost. Premiums are often higher, and the terms are stricter. Many business owners end up overpaying—not because they’re high-risk, but because they’re stuck in a system with limited options.
That’s where BGES Group comes in.
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How BGES Group Can Help You
BGES Group is a workers’ compensation specialist with over 30 years of experience helping businesses in Connecticut and New Jersey find the right insurance solutions. We have access to exclusive markets and specialized programs that most general agencies don’t offer—and that includes options specifically designed to help companies exit the Assigned Risk Pool.
Our team has successfully helped hundreds of businesses transition out of the residual market, reduce their costs, and get on track for long-term savings and better claims management.
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10 Reasons to Contact BGES Group Today
1. Save Up to 25% or More:
Many businesses in assigned risk programs are paying far more than they should. Our programs are built to slash your premiums without sacrificing coverage.
2. Access to Specialized Markets:
We work with top-tier insurance carriers that cater to high-risk or misunderstood industries, helping you qualify for standard market rates.
3. Free, No-Obligation Analysis:
We’ll review your current policy, claims history, and classification codes at no cost—and show you exactly how much you could be saving.
4. In-Depth Industry Expertise:
From construction to manufacturing to logistics, we know the ins and outs of your industry’s unique insurance needs.
5. Fast Turnaround Time:
We move quickly. If you’re facing a renewal deadline, we can work to get you options fast—often within 24 to 48 hours.
6. Aggressive Claims Advocacy:
We don’t just sell policies—we help you manage claims, keep your mod down, and reduce future costs.
7. Flexible Payment Plans:
Our programs offer cash flow-friendly options, including pay-as-you-go solutions that sync with your payroll.
8. Ongoing Support & Consultation:
We’re not a one-and-done agency. Our team stays with you year-round to help with audits, claims, and any coverage adjustments.
9. We Work for You, Not the Carrier:
We are an independent agency, which means our only loyalty is to you. We work to find the best deal, not the one that pays us the most commission.
10. Personalized Service from Real Experts:
At BGES Group, you deal directly with Gary Wallach, a seasoned expert with decades of experience—not a call center or junior rep.
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We’ve Helped Businesses Just Like Yours
Whether you’re a contractor, manufacturer, trucking company, or any other business with labor exposure, we’ve helped companies across Connecticut and New Jersey cut costs and improve their coverage. Many of our clients came to us discouraged, thinking they were out of options—only to be thrilled when we delivered a solution they didn’t know existed.
We don’t just move you into a better program—we work to keep you out of the assigned risk pool permanently, with proactive claims management and risk reduction strategies.
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Ready to Explore Your Options?
If you’re tired of overpaying for workers’ compensation and feeling trapped in a system that doesn’t reward you for improving safety or managing claims, it’s time to call BGES Group.
Let us run a free, no-pressure review of your current policy. If we can help you save, we’ll show you exactly how. If not, at least you’ll know you’re getting the best deal possible. Either way, you win.
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Contact BGES Group Today
Gary Wallach
Phone: 914-806-5853
Email: bgesgroup@gmail.com
Website: www.bgesgroup.com
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Don’t settle for overpriced, generic coverage. Let BGES Group help you get the right policy at the right price. You owe it to your business—and your bottom line.
Call or email today and find out just how much you could be saving.