In today’s fast-paced, profit-driven insurance world, New York contractors are finding themselves trapped in a system that has drastically changed — and not for the better. Once served by local insurance agencies that understood their business, cared about their needs, and went the extra mile, contractors now face impersonal, factory-like offices that treat them like numbers rather than valued clients.
Sound familiar?
This shift has happened fast. Over the past few years, many local and regional insurance agencies for contractors in New York have been bought up by large national or global firms. These corporate giants are focused more on shareholder value than client care. Their goal? Volume. They’ve turned what should be a highly personalized service into an automated, industrial process where service quality and real relationships are lost.
Insurance Factories: A Broken System
If you’ve walked into a hospital or local medical provider’s office lately, you’ve likely experienced the same cold, factory-like treatment. No personal connection. Minimal checkups. Surprise bills. You’re lucky if the provider even looks you in the eye. It’s not the way it used to be — not like when we were kids in the 60’s, when a doctor would come to your house, knew your name, your family, and actually cared.
The same can be said for many of today’s insurance providers for contractors. You call, and no one answers. You email, and it takes days — if not weeks — to hear back. Your policies get renewed without a proper review, with zero discussion about changes or recommendations. And heaven forbid you ask for advice or want someone to actually explain what your general liability policy, workers’ compensation, or commercial auto insurance really covers.
Even worse, many of these agencies are tacking on thousands in extra policy fees. These are often buried in the fine print or hidden in bundles. When you look at how much you already pay in premiums, it’s nothing short of disgraceful. These fees aren’t for your benefit — they’re a direct reflection of agency greed, showing clearly that they put themselves first and you, the hardworking New York contractor, second.
You Deserve Better: Personalized, Honest Insurance Service
Fortunately, there is still a better way. Enter BGES Group — an agency that operates the old-school way, like a mom-and-pop store from the 1960s. They serve contractors in New York City, Westchester, Long Island, and throughout the state with a level of care that’s become almost unheard of in today’s industry.
Here’s what sets BGES Group apart:
- When you call, they answer. No call centers. No endless hold times. You speak with someone who knows you and your business.
- They know your account inside and out. You’re not just a number — you’re a valued client.
- No ridiculous policy fees. BGES Group believes in honest, fair pricing. The thousands you’re likely paying in fees with the big agencies? That stops here.
- Day and night availability. Insurance emergencies don’t follow a 9–5 schedule. Neither does BGES Group.
- Coverage reviews and recommendations. They don’t just sell you a policy and disappear. BGES Group proactively helps you manage risk, reduce exposures, and tailor your contractor insurance policies to your evolving business needs.
- No high employee turnover. Stability matters, especially when it comes to your commercial insurance. BGES Group’s experienced staff stays put — and that consistency benefits you.
The True Cost of Impersonal Service
Let’s face it: contractors in New York face enough challenges already. Tight project deadlines. Labor shortages. Supply chain issues. Insurance should be the last thing you have to worry about — but it often becomes one of the biggest headaches.
When your broker isn’t checking your policies for errors, when they’re not identifying coverage gaps, and when they’re unreachable during a crisis, your business is put at risk. The sad reality is that many large agencies today simply don’t care. Their staff is overworked, undertrained, and constantly churning. You don’t get the relationship, the advice, or the support that’s critical to your success.
Why Local Still Wins
There’s a reason why old-school, family-run businesses are still loved: trust. When you build a relationship with someone who genuinely wants to help, it changes everything.
BGES Group is that kind of agency. They’re not beholden to shareholders. They don’t cut corners. And they’re passionate about protecting New York contractors the way it should be done — with honesty, diligence, and unmatched service.
Their team specializes in New York contractor insurance, general liability insurance for contractors, workers’ compensation insurance, umbrella policies, tools and equipment coverage, and more. Whether you’re an HVAC contractor in Queens, a plumber in Brooklyn, a roofer in Long Island, or a general contractor in Manhattan, BGES Group can help.
Contact BGES Group Today
If you’re tired of being treated like just another number, it’s time to switch. Take control of your insurance. Get the service you deserve.
Contact BGES Group:
Phone: (914) 806-5853 – Gary Wallach
Email: bgesgroup@gmail.com
Website: www.bgesgroup.com
Location: Serving contractors in New York City, Westchester, Long Island, Rockland County, and statewide.
Bottom Line for New York Contractors: Don’t let your business suffer under a broken insurance system run by corporations that don’t care. You work too hard to be underserved. Choose a partner that values you — choose BGES Group.
This isn’t just about better insurance. It’s about peace of mind. It’s about knowing someone has your back. It’s about getting back to the way things used to be — and still can be.