construction insurance

New York Contractor! Having Difficulty Renewing Your Contractor Liability Insurance?

It’s hard to believe you can be a New York City plumbing contractor and not be able to get a quote from a “Main Street Insurance Company” for both Commercial General Liability and Commercial Umbrella Liability coverage.

To add insult to injury, every year insurance companies still increase rates 5% to 10%+.  It’s like they think contractors are billionaires, can keep absorbing these increases because they have no other expenses to pay and still stay in business.

We would love to see these insurance executives and the legal society have their costs increase the way they increase YOURS!  Maybe they would have an epiphany, gain some empathy and stop doing this to New York contractors every freaking year!

Then they slip in additional warranties, limitations, restrictions and exclusions that make it harder to get customers to accept your insurance coverage and worse, makes it easier for them to deny a claim!

Finally, you have a well known insurance company offering coverage to New York City contractors but failing to point out their general and umbrella policies have a tricky worded “Labor Law” exclusion.  They don’t even state so in their “Sales Proposals!”  What’s horrific is that this agent doesn’t know what he’s selling!  He is so poorly trained and sells crappy policies to unsuspecting New York City contractors and doesn’t even point out a “Labor Law Exclusion in Their General & Umbrella Policies!” In our opinion, that’s absolutely criminal and he should have his license suspended because he’s “Hazardous to the Small Contractor’s Financial Well Being!”

Don’t think saving money by buying the above will fool anyone.  After you give them your money and bind coverage, you learn customers, owners, real estate managers and general contractors are not accepting coverage!  Then you have to cancel coverage and are penalized for doing so!  Plus you may have lost business by your coverage not being accepted.

We cannot believe how hard working contractors are so poorly treated by the insurance industry!  But we have a way to change that for YOU!

How would you like to get a FREE REVIEW of your Property, General, Umbrella, Auto, Workers’ Compensation and Group Health policies from a specialist who has 42 years experience and will NOT and we repeat NOT try to force you to do business with us. Our only hope is down the road, should you have a coverage issue, you consider turning to us for help! Not a bad offer for opening up a door for starting a new business relationship.

Have you ever had to go to a medical specialist for help? They without blinking charge hundreds, thousands of dollars an office visit. After a diagnosis, have you ever gone to other doctors for second or third opinions? Crazy thing about doctors, they charge like you have a bank full of Monopoly money!

The GREAT thing about us is we are encyclopedias of construction insurance knowledge, review your policies and point out any coverage issues, possibly show you ways to lower your costs and recommend insurance programs that might be a better fit for your company, ALL FOR FREE!  SO CONTACTING US WON’T COST YOU A DIME AND WE WON’T TRY TO SELL YOU ANYTHING!

If you would like to speak with us call Gary Wallach at 914-806-5853 or click here to email or click here to visit our website.


Read what people have to say about us: 

Sarah S.

Gary is a considerate and honest guy. I have nothing but respect for him and 5 stars isn’t enough.

Nick S.

Over 20 years of excellent relationship that has met all our insurance needs.

Steve S.

My previous Workers Comp insurer was always trying to reclassify employees to put them in higher risk groups to raise the premium (despite no claims in over 5 years). Broker at the time wasn’t helping. Gary was recommended by a friend and did a phenomenal job. Found new insurer for less money who then, a year later, further reduced premium after the audit! I’m now paying 40% less than I used to and only 1/4 of what my old insurer wanted to jack the rate to.


Gary is a great, responsible, professional…someone you can rely on. I would highly recommend him.

George K.

Since I transferred my insurance policy to BGES Group I have saved a lot on the rates and service is a first class. Always get immediate response to all my needs. It’s a A Plus from me.

Elena E.

My broker, Gary Wallach, is the BEST! He’s professional and a pleasure to deal with. Always has the answers for me and is quick to respond to my emails and phone calls. This is one reason I remain a loyal BGES Group customer. Good rates on all my insurance needs too!

BGES Group, located in Larchmont, N.Y. are New York Construction Insurance Specialists (we cover the tri-state area) that represent 50+ companies and all the BEST general & umbrella liability programs! We offer every coverage you need including property, builders risk, inland marine, general liability, umbrella liability, auto, bid & performance bonds, workers’ compensation, N.Y.S. disability and group health. We are extremely responsive, responsible, trustworthy, fast, minimize your insurance headaches, we don’t charge ridiculous policy or service fees and when you call, text or email, whatever time of day, even weekends, we ARE THERE and WILL HELP!

BGES Group are Workers’ Compensation Insurance Specialists for Tri-State Business Owners: Unhappy with your rates, company, being cancelled, losses causing difficulty getting coverage, in the middle of an audit dispute, payrolls misclassified, whatever your issue, we can help!  We have special programs for: Auto Service, Contractors, Limousine Services, Logistic Companies, Manufacturers, Recyclers, Truckers, we can help ANY tri-state business owner. We are considered “Preferred Agents” for this one program that if we can get you in, their pricing is excellent, offers long-term coverage stability and can cover multi-state operations. Program takes the hassle out of doing annual audits too.

FREE MONEY! Get back up to $500,000 from your past Workers’ Compensation insurance companies. You wouldn’t believe the mistakes made on audits, payroll classifications, credits, experience modifications, uninsured subcontractor charges and more! We can go back up to 7 years and if we find them, get you your money back! We work on a contingency fee basis so unless we get money back for you, we do not get paid! We have helped New York and New Jersey business owners get hundreds of thousands of dollars back over the years!  This is a no brainer. Call Gary Wallach at 914-806-5853 today!

If you would like to speak with us call Gary Wallach at 914-806-5853 or click here to email or click here to visit our website.

Company: BGES Group, 216A Larchmont Acres West, Larchmont, NY 10538



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