Contractors – If You Go Work In Florida To Help With Clean Up You Need To Know This About Your Workers’ Compensation Coverage.

As a result of the significant damage in Southwest Florida caused by Hurricane Ian, many tri-state contractors will be assisting with storm clean-up and repairs.

Please note the State of Florida does not recognize the “ All States  Endorsement” on  Workers’ Compensation policies, so to protect your interests, if you decide to work in Florida, YOUR Workers’ Compensation policy needs to be endorsed to specifically include the state of Florida.

If you have coverage through a state plan, coverage cannot be extended to cover Florida for weeks or months at a time.  Therefore, you will need a policy that can cover both states or a new policy to cover just Florida.  The only issue you may have is both Workers’ Compensation companies picking up the same payrolls.   Check with your insurance companies as to what documents they need to avoid this from happening.

We have a Workers’ Compensation program to cover you in both states.

To ensure that you are adequately covered under your Workers’ Compensation policy, Florida will need to be added to section 3A of the policy.

If you would like to speak with us call Gary Wallach at 914-806-5853 or click here to email or click here to visit our website.

BGES Group’s office, located in Larchmont, NY is a full service insurance agency offering, Property, Liability, Umbrella Liability, Business Auto, Bid & Performance Bonds, Inland Marine, Workers Compensation InsuranceWorkers Compensation Premium Recovery, New York State Disability, Group Health, Life insurance, Personal lines and Identity Theft.

Special Contractor Insurance Programs (NY, NJ, CT) – We we have 50+ insurance companies to market your general liability, umbrella liability, business auto, workers compensation, bid & performance bonds and group health coverages. We can help contractors set up proper risk transfer. We offer extensive information about insurance markets, coverages, risk transfer, subcontractor screening and numerous ways to lower your insurance costs.

BGES Group are Worker’s Compensation Specialists for the States of New York, New Jersey and Connecticut – Issues we address: 1) Lowering pricing – we have specialty programs that can save you money; 2) Finding a new company; 3) Replacing coverage when you are being cancelled or non renewed; 4) Workers Compensation Audit disputes;  5) Lowering high experience modifications factors; 6) Misclassification of payrolls; 7) Lowering or eliminating renewal deposits;  8) Getting coverage when you’ve been without for a few months; 9) Covering multiple states under one policy; 10) Eliminating 10% service or policy fees; 11) Timely issuance of certificates; 12) Always being able to get someone on the phone when you need to; 13. Finding you a new payroll/workers compensation plan.  We represent many and know who offers excellent service.

If you would like to speak with us call Gary Wallach at 914-806-5853 or click here to email or click here to visit our website.

Company: BGES Group, 216A Larchmont Acres West, Larchmont, NY 10538



© – Copyright – 2022 – BGES Group 

Posted in Uncategorized.

Leave a Reply

Your email address will not be published. Required fields are marked *