1. Gary Wallach is a New York Construction Insurance Specialist 

With decades of experience in the industry, Gary Wallach knows the specific challenges contractors face in New York. He understands the complexities of insurance requirements, especially when it comes to construction projects in the state.

2. Access to the Best Coverage and Rates

Gary Wallach has long-standing relationships with insurance companies that offer the best coverage and pricing for New York contractors. He knows which insurers can meet your specific needs, ensuring you get the most competitive rates without sacrificing protection.

3. No Hidden Fees 

Unlike many agencies that pile on hidden fees, Gary Wallach is not a hazard to your bottom line. BGES Group is committed to transparent pricing, and Gary’s company BGES Group doesn’t charge extra hundreds/thousands in extra policy and service fees for quotes or added services which a lot of agencies now do.

4. Personalized Service – Like a Mom-and-Pop Shop 

When you call BGES Group, you get Gary directly. You’re not bounced around from person to person. Whether it’s by phone, email, or text, Gary is prompt in responding, making you feel like you’re working with a boutique agency that truly cares.

5. 44 Years of Insurance Expertise 

Many agencies hire account executives who lack experience and may only stay a few months or years before moving on. With BGES Group, you get the complete opposite. Gary Wallach brings 44 years of hands-on experience to every policy, ensuring consistency and deep knowledge of the industry.

6. Customized Insurance Solutions 

Gary doesn’t believe in one-size-fits-all insurance. He takes the time to understand your specific business operations and tailors liability coverage to fit your unique needs as a contractor.

7. Specialized in High-Risk Coverage 

If you’re a contractor working in high-risk sectors like roofing, demolition, or asbestos, Gary Wallach is your go-to expert. He knows how to navigate the complexities of obtaining proper coverage for these higher-risk trades.

8. Focus on Long-Term Relationships 

At BGES Group, the focus isn’t just on selling a policy; it’s on building long-term relationships with clients. Gary works hard to ensure that each renewal meets your evolving business needs.

9. Consistent Communication and Updates

With Gary Wallach, you’ll never be left in the dark. He keeps you informed of any changes in the insurance landscape, making sure you are always aware of opportunities to save money or improve coverage.

10. A Trusted Advisor Who Puts Your Interests First 

Gary is not just a broker; he’s a trusted advisor who puts your business’s interests at the forefront. He works tirelessly to find the best liability solutions that protect your assets and give you peace of mind.

Call Gary Wallach at 914-806-5853 or email bgesgroup@gmail.com today to discuss your renewal quotes and experience the difference BGES Group can make for your business.

BGES Group is one of New York, New Jersey, and Connecticut’s Construction Insurance Specialists representing 50+ companies, including all the BEST general & umbrella liability programs. We offer all the coverage needed, including property, builders’ risk, inland marine, general liability, umbrella liability, auto, bid & performance bonds, workers’ compensation, N.Y.S. disability, and group health.  Our commitment to you goes beyond the policies we provide. We are always just a call, text, or email away, ready to assist you, even on weekends. We understand the importance of your business and are here to help you navigate any insurance challenges.

BGES Group are Workers’ Compensation Insurance Specialists for Tri-State Business Owners: Unhappy with your rates, company, being canceled, losses causing difficulty getting coverage, in the middle of an audit dispute, misclassified payrolls, or whatever your issue. We can help!  We have special programs for Auto Services, Contractors (especially in New York), Limousine Services, Logistics Companies, Manufacturers, Recyclers, and Truckers; we can help ANY tri-state business owner. We are considered “Preferred Agents” for this one program that, if we can get you into, their pricing is excellent, offers long-term coverage stability, and can cover multi-state operations. The program takes the hassle out of doing annual audits, too. 

If you want to speak with us, call Gary Wallach at 914-806-5853, click here to email, or visit our website.

Company: BGES Group, 216A Larchmont Acres West, Larchmont, NY 10538

email: bgesgroup@gmail.com

website: http://www.bgesgroup.com

© – Copyright – 2024 – BGES Group

In today’s construction industry, insurance costs are at an all-time high. Contractors are constantly faced with the challenge of managing these expenses while ensuring their businesses are adequately protected. Liability, workers’ compensation, and business auto insurance are essential coverages, but when rates keep rising, it’s necessary to prioritize which coverages are most critical.

At BGES Group, we understand the pressure you’re under. However, it’s important to be aware of additional coverages that could make a significant difference in the event of unforeseen circumstances. If your budget allows, here are a few other types of protection you may want to consider:

1. Building and Contents Insurance & Business Interruption Coverage

This coverage ensures your physical assets—like your office, warehouse, or storage facilities—are protected in the event of damage from fire, storms, or vandalism. But equally important is business interruption coverage, which steps in to cover lost income if your operations are halted due to such events. These are particularly valuable for contractors who store expensive materials or equipment onsite. If you have extra dollars in your insurance budget, this is an area worth investing in to ensure your business can recover quickly from unexpected setbacks.

2. Equipment Coverage

Contractors rely on specialized tools and machinery to get the job done. Whether it’s excavators, cranes, or smaller but equally vital items like power drills, losing access to this equipment due to theft or damage can halt progress on your projects. Equipment coverage protects you from having to pay out-of-pocket to repair or replace costly items, ensuring that downtime is minimized.

3. Employee Tools Coverage

Your workers bring their own tools to the job site, and sometimes these tools are just as important as the equipment owned by your business. If their tools are damaged, stolen, or lost, productivity can take a hit. Employee tools coverage helps ensure that your workforce can get back to work without long delays or out-of-pocket expenses for replacements.

4. Employee Benefits Liability

Managing employee benefits is complex, and even small mistakes in handling health insurance, retirement plans, or other benefits can lead to costly lawsuits. Employee benefits liability provides coverage if claims are made against you for errors in administering your employees’ benefits. This can protect your business from significant financial losses due to oversight or miscommunication.

5. Employment Practices Liability

Workplace disputes involving harassment, discrimination, wrongful termination, or other employee-related issues can lead to expensive lawsuits. Employment practices liability insurance (EPLI) helps cover the costs of defending against these claims. With lawsuits against employers on the rise, this coverage is more critical than ever for safeguarding your business.

6. Cyber Insurance

In today’s digital age, construction companies are increasingly vulnerable to cyberattacks. Hackers may break into your computer systems, hold your data for ransom, or steal sensitive information to hack into your bank accounts or take out loans in your business’s name. Cyber insurance protects your business against these risks, covering the costs of recovering from cyberattacks and protecting your business from financial ruin.

Making Smart Choices with BGES Group

As a Tri-State contractor, your priority is to ensure you have the right coverage in place while balancing the high costs of insurance. BGES Group is here to help you navigate these choices and make the most of your insurance budget. We specialize in providing construction-specific insurance solutions, and we understand the unique risks you face.

If you’re unsure which coverages to prioritize or want to explore additional protection for your business, contact Gary Wallach at 914-806-5853 or email bgesgroup@gmail.com. Our team is here to guide you in making informed decisions to protect your business and your bottom line.

BGES Group is one of New York, New Jersey, and Connecticut’s Construction Insurance Specialists representing 50+ companies, including all the BEST general & umbrella liability programs. We offer all the coverage needed, including property, builders’ risk, inland marine, general liability, umbrella liability, auto, bid & performance bonds, workers’ compensation, N.Y.S. disability, and group health.  Our commitment to you goes beyond the policies we provide. We are always just a call, text, or email away, ready to assist you, even on weekends. We understand the importance of your business and are here to help you navigate any insurance challenges.

BGES Group are Workers’ Compensation Insurance Specialists for Tri-State Business Owners: Unhappy with your rates, company, being canceled, losses causing difficulty getting coverage, in the middle of an audit dispute, misclassified payrolls, or whatever your issue. We can help!  We have special programs for Auto Services, Contractors (especially in New York), Limousine Services, Logistics Companies, Manufacturers, Recyclers, and Truckers; we can help ANY tri-state business owner. We are considered “Preferred Agents” for this one program that, if we can get you into, their pricing is excellent, offers long-term coverage stability, and can cover multi-state operations. The program takes the hassle out of doing annual audits, too. 

If you want to speak with us, call Gary Wallach at 914-806-5853, click here to email, or visit our website.

Company: BGES Group, 216A Larchmont Acres West, Larchmont, NY 10538

email: bgesgroup@gmail.com

website: http://www.bgesgroup.com

© – Copyright – 2024 – BGES Group

As a business owner in the New York, New Jersey and Connecticut area, you’re probably feeling the pressure of rising healthcare costs. With group health insurance premiums climbing higher each year and the constant challenge of getting claims approved and paid on time, it’s clear that traditional approaches to managing employee benefits might not be the most efficient path forward. So, what can you do to ease this burden while still offering competitive benefits to your employees?

The answer might lie in an innovative solution that combines group health insurance with payroll and workers’ compensation services—something BGES Group offers. This bundled approach has the potential to save you up to 30% across the board, helping to protect your bottom line without compromising the quality of your employee benefits.

How Does BGES Group’s Offered Program Work?

The BGES Group offers a program that integrates payroll services, workers’ compensation, and group health insurance, creating a seamless, cost-effective solution for your business. Here’s how this unique approach benefits you:

1. Cost Savings: By bundling payroll, workers’ comp, and group health insurance, you can save up to 30% compared to managing these services separately. BGES Group offered program has negotiated special rates with well-known carriers, passing on those savings to you. These negotiated rates aren’t typically available to businesses when buying insurance on their own, meaning BGES Group’s offered program offers a significant financial advantage.

2. Flexible Workers’ Compensation Insurance Rates: Through partnerships with respected insurance carriers, BGES Group offered program offers flexibility in workers’ compensation rates. This allows your business to benefit from customized plans that fit your unique needs, ensuring you’re not overpaying for coverage that doesn’t serve you.

3. Group Health Insurance Savings: Group health insurance costs are notoriously difficult to control, but BGES Group’s offered program has worked out advantageous deals with large, well-established carriers. This means you’ll not only save on premiums but also experience fewer headaches when dealing with claims, thanks to their direct relationships with insurers.

Beyond Insurance: A Comprehensive Business Solution

One of the standout features of BGES Group’s offered program is the Human Resources (HR) assistance it provides. Managing HR compliance issues can be time-consuming and overwhelming, especially for small to mid-sized businesses. Through their program, BGES Group’s program offers access to HR experts who can assist with a range of compliance matters, including:

– Labor law compliance: Stay updated on the ever-changing regulations and avoid costly penalties.

– Employee onboarding: Streamline the onboarding process, ensuring that your HR systems are organized and efficient.

– Employee handbooks: Create or update employee handbooks to meet current legal standards and protect your business.

This added support means you can focus on what matters most—running your business—while BGES Group’s offered program helps manage the administrative and regulatory complexities.

Why Choose BGES Group?

With decades of industry experience, BGES Group understands the intricacies of business insurance and employee benefits better than most. Their partnerships with programs that offer top-tier carriers allow them to offer highly competitive rates while still delivering exceptional service.

Here are a few more reasons why businesses are turning to BGES Group for their insurance and payroll needs:

– Personalized Service: At BGES Group, you’re not just another client. We take the time to understand your business and customize our offerings to meet your specific needs.

– Streamlined Processes: By bundling services together, you reduce the number of vendors you need to manage, simplifying both your administrative workload and your financial commitments.

– Trustworthy Partnerships: BGES Group partners with some of the largest, most well-known insurance carriers, ensuring your business receives top-notch coverage at competitive rates.

How to Get Started

Getting started with BGES Group is easy. Whether you’re looking for a quote or just exploring your options, Gary Wallach and the team are ready to assist. All it takes is a quick consultation to discover how much you could save with their unique payroll, workers’ compensation, and group health insurance program.

Contact Gary Wallach at BGES Group today to learn more about how you can save on your group health insurance and streamline your business operations. You can reach Gary directly at 914-806-5853 or email bgesgroup@gmail.com for a no-obligation consultation.

With rising costs and an ever-changing insurance landscape, now is the time to take advantage of innovative solutions that not only provide excellent coverage but also put money back in your business’s pocket. Make the switch to BGES Group and see the difference for yourself.

BGES Group is one of New York, New Jersey, and Connecticut’s Construction Insurance Specialists representing 50+ companies, including all the BEST general & umbrella liability programs. We offer all the coverage needed, including property, builders’ risk, inland marine, general liability, umbrella liability, auto, bid & performance bonds, workers’ compensation, N.Y.S. disability, and group health.  Our commitment to you goes beyond the policies we provide. We are always just a call, text, or email away, ready to assist you, even on weekends. We understand the importance of your business and are here to help you navigate any insurance challenges.

BGES Group are Workers’ Compensation Insurance Specialists for Tri-State Business Owners: Unhappy with your rates, company, being canceled, losses causing difficulty getting coverage, in the middle of an audit dispute, misclassified payrolls, or whatever your issue. We can help!  We have special programs for Auto Services, Contractors (especially in New York), Limousine Services, Logistics Companies, Manufacturers, Recyclers, and Truckers; we can help ANY tri-state business owner. We are considered “Preferred Agents” for this one program that, if we can get you into, their pricing is excellent, offers long-term coverage stability, and can cover multi-state operations. The program takes the hassle out of doing annual audits, too. 

If you want to speak with us, call Gary Wallach at 914-806-5853, click here to email, or visit our website.

Company: BGES Group, 216A Larchmont Acres West, Larchmont, NY 10538

email: bgesgroup@gmail.com

website: http://www.bgesgroup.com

© – Copyright – 2024 – BGES Group

Navigating a workers’ compensation review can be daunting, but understanding the key factors can help make the process smoother and stress-free. Whether you’re an employer or an employee, this guide will provide you with essential insights to consider during a workers’ comp review in New York. Let’s break it down step by step.

1. Understanding Workers’ Compensation Laws in New York

Before diving into a review, it’s crucial to have a basic understanding of the workers’ compensation laws specific to New York. These laws outline the rights and responsibilities of both employers and employees, ensuring protection and fairness in the event of workplace injuries. Employers are required by law to carry workers’ compensation insurance for all their employees, including part-time workers. This policy covers medical bills and lost wages for employees who are injured on the job. You can find more about these requirements on the New York State Workers’ Compensation Board’s website.

New York’s extensive workers’ compensation regulations create complex barriers for injured personnel attempting to navigate the system and receive entitled benefits. For instance, despite evident work-related injuries, insurance carriers habitually deny claims—even plausible ones warranting due compensation. It’s beneficial to read a comprehensive guide like this one tailored for New York contractors for a deeper dive into specific laws and regulations.

2. Employee Eligibility Criteria

Not all employees are automatically eligible for workers’ compensation benefits. Understanding the eligibility criteria, such as the nature of employment and the circumstances of the injury, is essential for a successful review. For example, the employee must have been injured while performing work-related tasks, and the employer must be aware of the incident. Knowing these criteria can help in the proper documentation and filing of claims. More on this can be found on the NYS Workers’ Compensation Board.

In addition to basic eligibility criteria, it is important to understand that certain types of employment statuses, like independent contractors, might not be covered. Clarifying these statuses early on can prevent confusion and legal complications down the line. To get a detailed understanding, learn about common workers’ compensation issues.

3. Accurate Documentation of the Incident

Proper documentation is critical. This includes detailed reports of the incident, medical records, and any other supporting evidence. Accurate documentation can significantly impact the outcome of your workers’ comp review. When an incident occurs, make sure to document the scene, gather witness statements, and seek immediate medical attention. Detailed documentation not only supports your claim but also ensures that all necessary medical treatments are validated.

Employers should ensure that all documentation provided is thorough and accurately reflects the incident. Missing or incorrect details can delay the review process. For example, incomplete medical records can lead to disputes about the severity of the injury. To avoid such issues, use this step-by-step guide to ensure all documentation is in order.

4. Filing Deadlines and Procedures

Missing key deadlines can jeopardize your workers’ compensation claim. Familiarize yourself with the filing procedures and deadlines to ensure that your review process is not adversely affected by avoidable mistakes. Typically, employees must notify their employer of the injury within 30 days and file a claim with the Workers’ Compensation Board within two years. Detailed steps and timeline information can be found on the City of New York website.

To avoid missing deadlines, keep a checklist and set reminders for key dates. If you’re uncertain about specific procedures, consulting with an expert can be beneficial. For example, insurance specialists at BGES Group can provide tailored guidance to help you stay on track.

5. Role of Medical Evaluations

Medical evaluations play a significant role in the workers’ compensation review process. They provide a professional assessment of the injury and its impact on the employee’s ability to work, which is crucial for determining the compensation amount. Workers should follow the guidelines strictly to ensure all their medical treatments are covered. Ensuring that medical evaluations are performed by authorized professionals can make a big difference.

Doctors need to comply with the stringent guidelines set forth by the New York State Workers’ Compensation Board. This includes following specific protocols for treatments and documenting every step accurately. Learn more about why medical evaluations are vital to the process.

6. Impact of Pre-existing Conditions

Pre-existing conditions can complicate workers’ comp reviews. It’s important to understand how these conditions are factored into the review process, as they can influence the determination of benefits. For instance, if an existing health issue is aggravated by a workplace injury, there may be additional protocols to follow to establish how much of the injury is work-related.

Properly documenting the status of a pre-existing condition before the workplace incident can help clarify its impact. Being transparent with medical professionals about past health issues ensures accurate treatments and evaluations. For more information on navigating this complex issue, consult the Hartford’s workers’ comp guide.

7. Legal Assistance and Representation

Navigating the complexities of a workers’ comp review can be challenging, and having legal assistance can be invaluable. Consider consulting with a lawyer who specializes in workers’ compensation cases to ensure you have the best possible representation. Attorneys can help in gathering evidence, filling out forms accurately, and meeting all deadlines.

A competent attorney can be the difference between a successful claim and one that drags on endlessly. They can help you understand your rights, negotiate with insurance companies, and represent you in hearings. For example, the Rothenberg Law Firm offers free consultations to help you understand your case better.

BGES Group is one of New York, New Jersey, and Connecticut’s Construction Insurance Specialists representing 50+ companies, including all the BEST general & umbrella liability programs. We offer all the coverage needed, including property, builders’ risk, inland marine, general liability, umbrella liability, auto, bid & performance bonds, workers’ compensation, N.Y.S. disability, and group health.  Our commitment to you goes beyond the policies we provide. We are always just a call, text, or email away, ready to assist you, even on weekends. We understand the importance of your business and are here to help you navigate any insurance challenges. 

BGES Group are Workers’ Compensation Insurance Specialists for Tri-State Business Owners: Unhappy with your rates, company, being canceled, losses causing difficulty getting coverage, in the middle of an audit dispute, misclassified payrolls, or whatever your issue. We can help!  We have special programs for Auto Services, Contractors (especially in New York), Limousine Services, Logistics Companies, Manufacturers, Recyclers, and Truckers; we can help ANY tri-state business owner. We are considered “Preferred Agents” for this one program that, if we can get you into, their pricing is excellent, offers long-term coverage stability, and can cover multi-state operations. The program takes the hassle out of doing annual audits, too.  

If you want to speak with us, call Gary Wallach at 914-806-5853, click here to email, or visit our website.
 
Company: BGES Group, 216A Larchmont Acres West, Larchmont, NY 10538

email: bgesgroup@gmail.com

website: http://www.bgesgroup.com

© – Copyright – 2024 – BGES Group
 

Liability insurance is essential for New York contractors, offering protection from legal claims and financial losses that may arise on a construction project. Two critical aspects of contractor liability insurance are Blanket Additional Insureds and Blanket Waiver of Subrogation. However, the coverage provided by these clauses can vary significantly depending on the wording of the policy forms. Understanding these differences is crucial to ensure the right protection is in place.

Blanket Additional Insureds: A Closer Look

A Blanket Additional Insured endorsement allows contractors to extend their insurance coverage to other parties involved in a project, such as general contractors (GCs), property owners, or subcontractors, without naming each one individually in the policy. This simplifies the process and reduces administrative work for contractors. However, not all blanket additional insured endorsements are created equal, and the terms of coverage depend heavily on the policy wording.

Scheduled Additional Insureds: A Common Requirement

In some insurance forms, additional insureds must be scheduled for coverage to apply. This means that simply having a contractual agreement to add someone as an additional insured isn’t enough—you must list that party explicitly on your policy. If the contractor fails to do this, the additional insured (e.g., a GC or property owner) may not be covered in the event of a claim, leaving them vulnerable to liability.

Careful management of who is listed on the policy is crucial, especially for contractors working on multiple projects with various stakeholders. If you rely on a blanket additional insured clause but forget to schedule a party, you could face a denied claim.

Privity: What It Means for Additional Insured Coverage

In some cases, the policy language may specify that only additional insureds where there is privity of contract are covered. Privity refers to the direct legal relationship between two parties, typically established through a contract. For example, if a subcontractor has a direct contract with a general contractor, there is privity between them, and the subcontractor’s insurance may cover the GC as an additional insured.

However, if a property owner is not in direct contract with the subcontractor, and there is no privity, the property owner may not be covered by the subcontractor’s policy unless explicitly stated. Understanding whether your liability insurance requires privity is essential to ensure all parties that should be covered are protected.

Forms That Don’t Require Privity: Broader Coverage Options

Not all insurance forms require privity for additional insured coverage. Some policies will provide coverage as long as the additional insured is listed in a written contract—whether that contract is between the contractor and the GC, the subcontractor, or the property owner. In these cases, privity is not necessary, which can simplify the process of ensuring coverage for all relevant parties involved in a project.

These broader forms are typically preferred because they minimize the risk of unintentionally leaving a key stakeholder uninsured. As long as there’s a written contract specifying who should be included as an additional insured, the policy will extend coverage accordingly, even if there’s no direct contract (i.e., no privity) between the insured and the additional insured.

Blanket Waiver of Subrogation: Key Considerations

A Blanket Waiver of Subrogation is another critical component of contractor liability insurance. When an insurance company pays a claim, they usually reserve the right to “subrogate,” or seek reimbursement from another party who may be responsible for the loss. However, a waiver of subrogation prevents the insurer from pursuing legal action against other parties involved in the project, like GCs or property owners.

But as with additional insured clauses, blanket waiver of subrogation forms can vary significantly in terms of who is covered. Some forms require the waiver to apply only to parties that are explicitly scheduled on the policy. Other forms may only extend the waiver to parties with privity of contract, meaning a direct contractual relationship must exist for the waiver to be effective.

Finally, there are forms that provide broader coverage, extending the waiver of subrogation to all parties mentioned in a written contract, regardless of whether they are scheduled or have privity. These forms offer greater flexibility, ensuring that all necessary parties are protected from subrogation claims as long as they are included in the contract, reducing the potential for conflicts or litigation between stakeholders.

The Importance of Proper Coverage: BGES Group Can Help

Navigating the complexities of Blanket Additional Insureds and Blanket Waiver of Subrogation can be challenging, but it’s crucial to ensure your business is fully protected. Whether your policy requires scheduling, privity, or simply a written contract, understanding the specifics of your coverage can mean the difference between a covered claim and a costly denial.

At BGES Group, we specialize in helping New York contractors secure the right liability insurance tailored to their needs. With extensive experience in the construction industry, we can help you understand your policy’s nuances, avoid common pitfalls, and ensure that your business and its stakeholders are fully protected.

Need help understanding your insurance coverage? Contact Gary Wallach at BGES Group today at 914-806-5853 or bgesgroup@gmail.com. Let us help you protect your business with the right insurance solutions tailored to New York contractors.

BGES Group is one of New York, New Jersey, and Connecticut’s Construction Insurance Specialists representing 50+ companies, including all the BEST general & umbrella liability programs. We offer all the coverage needed, including property, builders’ risk, inland marine, general liability, umbrella liability, auto, bid & performance bonds, workers’ compensation, N.Y.S. disability, and group health.  Our commitment to you goes beyond the policies we provide. We are always just a call, text, or email away, ready to assist you, even on weekends. We understand the importance of your business and are here to help you navigate any insurance challenges.

BGES Group are Workers’ Compensation Insurance Specialists for Tri-State Business Owners: Unhappy with your rates, company, being canceled, losses causing difficulty getting coverage, in the middle of an audit dispute, misclassified payrolls, or whatever your issue. We can help!  We have special programs for Auto Services, Contractors (especially in New York), Limousine Services, Logistics Companies, Manufacturers, Recyclers, and Truckers; we can help ANY tri-state business owner. We are considered “Preferred Agents” for this one program that, if we can get you into, their pricing is excellent, offers long-term coverage stability, and can cover multi-state operations. The program takes the hassle out of doing annual audits, too. 

If you want to speak with us, call Gary Wallach at 914-806-5853, click here to email, or visit our website.

Company: BGES Group, 216A Larchmont Acres West, Larchmont, NY 10538

email: bgesgroup@gmail.com

website: http://www.bgesgroup.com

© – Copyright – 2024 – BGES Group

If you’re a New York contractor, you know how burdensome annual workers’ compensation audits can be. The process is time-consuming, requires digging through financial records, and often leads to headaches as you try to ensure compliance with regulations. But what if you could simplify this process—or even avoid it altogether?

BGES Group offers specialized programs designed to help contractors streamline their operations and take the hassle out of workers’ compensation audits. These programs not only provide comprehensive workers’ compensation insurance but also come with a suite of additional services tailored to the needs of New York contractors.

What BGES Group’s Programs Offer:

– Workers’ Compensation Insurance: These programs cover your workers’ compensation insurance needs, ensuring compliance with state regulations and protecting your business and employees from potential claims.

– Payroll Services: BGES Group’s programs integrate payroll services, making it easier to manage wages and employee documentation. This integration means that much of the financial information required for audits is already captured and reported accurately.

– Group Health Coverage: You can even bundle your group health insurance under one of these programs, making it a one-stop solution for all your employee benefits needs.

– Compliance Support: The programs prepare your essential state forms, such as New York State Form 45 (Quarterly Combined Withholding, Wage Reporting, and Unemployment Insurance Return) and IRS Form 941 (Employer’s Quarterly Federal Tax Return), helping you stay on top of your reporting requirements.

– Human Resources Support: To further ease your administrative burden, these programs provide complete HR backup, assisting you with New York State laws and compliance issues. Whether you’re navigating new labor laws or dealing with employee relations, BGES Group’s resources have you covered.

Avoid Comprehensive Annual Audits

One of the standout features of these programs is how they can minimize or eliminate the need for comprehensive annual workers’ compensation audits. Since the program manages payroll and has access to most of your financial information, there’s little left to audit. Instead of a deep dive into your records, you may only need to provide a few supporting documents, such as certificates of insurance for your subcontractors.

BGES Group: Workers’ Compensation Specialists for New York Contractors

At BGES Group, we specialize in helping New York contractors with their workers’ compensation insurance needs. If you’re tired of dealing with complicated audits and compliance headaches, or if you’re encountering problems with your current coverage, we can provide the solutions you need.

Contact Gary Wallach today for more information. Call 914-806-5853 or email bgesgroup@gmail.com. Let us help you simplify your workers’ compensation and payroll processes, so you can focus on what matters most—growing your business.

BGES Group is one of New York, New Jersey, and Connecticut’s Construction Insurance Specialists representing 50+ companies, including all the BEST general & umbrella liability programs. We offer all the coverage needed, including property, builders’ risk, inland marine, general liability, umbrella liability, auto, bid & performance bonds, workers’ compensation, N.Y.S. disability, and group health.  Our commitment to you goes beyond the policies we provide. We are always just a call, text, or email away, ready to assist you, even on weekends. We understand the importance of your business and are here to help you navigate any insurance challenges.

BGES Group are Workers’ Compensation Insurance Specialists for Tri-State Business Owners: Unhappy with your rates, company, being canceled, losses causing difficulty getting coverage, in the middle of an audit dispute, misclassified payrolls, or whatever your issue. We can help!  We have special programs for Auto Services, Contractors (especially in New York), Limousine Services, Logistics Companies, Manufacturers, Recyclers, and Truckers; we can help ANY tri-state business owner. We are considered “Preferred Agents” for this one program that, if we can get you into, their pricing is excellent, offers long-term coverage stability, and can cover multi-state operations. The program takes the hassle out of doing annual audits, too. 

If you want to speak with us, call Gary Wallach at 914-806-5853, click here to email, or visit our website.

Company: BGES Group, 216A Larchmont Acres West, Larchmont, NY 10538

email: bgesgroup@gmail.com

website: http://www.bgesgroup.com

© – Copyright – 2024 – BGES Group

Larry David and Jerry Seinfeld have a way of turning everyday life into brilliant, laugh-out-loud humor, and when it comes to women and their contractors, the comedy potential is endless. Women might start with a few complaints about messes and delays, but by the end of the project, they’ve bonded with the contractor in ways no one ever expected. Picture Larry and Jerry sitting at the diner, marveling at how women go from frustrated to secretly adoring their contractors—because, after all, who doesn’t love someone who fixes things? Here are ten hilarious yet positive takes on why women end up loving their contractors.

—

1. “He speaks the language of shelves.”

  Jerry: “Women love a man who can install shelves. It’s like speaking their love language.”

  Larry: “Forget flowers and chocolates, give them built-ins, and suddenly, you’re a hero!”

2. “He’s got the magic touch—on the walls.”

  Larry: “There’s just something about a man who can make drywall smooth. They go from ‘When will this be done?’ to ‘Maybe I’ll add another wall!’”

  Jerry: “Yeah, once they see those smooth walls, it’s like he’s Michelangelo and she’s staring at the Sistine Chapel.”

3. “He turns chaos into order.”

  Jerry: “One minute there’s dust and tools everywhere, and the next, it’s a sparkling new bathroom. That’s real power!”

  Larry: “It’s like they’re magicians. Contractors don’t just build— they restore calm in a world of clutter.”

4. “He listens… to the design changes.”

  Jerry: “At first, he’s just another guy with a hammer. But then he listens to the 12th design change without flinching? Instant love!”

  Larry: “Anyone who can take ‘I think we need to move the sink… again’ with a smile is basically a saint.”

5. “He’s there when no one else is.”

  Larry: “When everything is falling apart—literally—the contractor shows up. It’s like a superhero moment.”

  Jerry: “Yeah, Batman may save Gotham, but a contractor saves the kitchen! And in the end, who’s the real hero?”

6. “He fixes things… permanently.”

  Jerry: “Sure, they started out as just a guy fixing the leaky faucet, but after six months without a drip? That’s a relationship that’s built to last!”

  Larry: “Every time she turns on that faucet and it doesn’t leak, she’s like, ‘Yep, I love him.’”

7. “He doesn’t just build, he beautifies.”

  Jerry: “They thought they just wanted a deck. But now, with that pergola and the new lighting, it’s a sanctuary!”

  Larry: “Who knew a contractor could turn a backyard into a romantic getaway? It’s like having your own personal HGTV star.”

8. “He can handle the honey-do list… without complaints.”

  Larry: “Women love contractors because they actually finish the honey-do list. And they don’t complain while doing it!”

  Jerry: “You mean they don’t ‘forget’ about it for three weeks and then pretend it was never there? No wonder women love them!”

9. “He knows his way around the hardware store.”

  Jerry: “He walks into a hardware store, and he knows exactly what to get. No wandering the aisles, no asking for help!”

  Larry: “To women, that’s like watching a guy change a tire without YouTube. Pure admiration.”

10. “He brings the vision to life.”

  Larry: “Women fall in love with the contractor because he doesn’t just talk about their dream kitchen—he makes it happen.”

  Jerry: “They love him because, unlike most guys, he actually finishes what he starts. It’s not just talk—it’s tile.”

—

The Contractor Who Saves More Than Just Your Kitchen: BGES Group

While we’re all laughing about why women end up loving their contractors, there’s one thing no one loves—bad business insurance. If you’re a contractor in New York, New Jersey, or Connecticut and you’re unhappy with your business insurance, don’t worry. There’s a solution that will make you feel as good as that perfect backsplash: BGES Group.

Just like women fall in love with their contractors for delivering on promises, you’ll fall in love with BGES Group for delivering the best business insurance. And here’s the kicker—Jerry Seinfeld and Larry David would get a kick out of the owner, Gary Wallach. He’s not your ordinary insurance guy. Not only does he know his stuff, but he’s got a great sense of humor. He’s the kind of guy you actually want to talk to about insurance, because he makes the whole process fun. No boring meetings, no complicated jargon—just good laughs and even better coverage.

So, if you’re a contractor looking to get business insurance that works as hard as you do, reach out to BGES Group. Whether you need workers’ compensation or contractor liability insurance, Gary Wallach is the guy who’ll take care of you—and he’ll even make you smile along the way.

Give Gary a call at 914-806-5853 or send him an email at bgesgroup@gmail.com. He’ll fix your insurance problems faster than a contractor can build your dream kitchen, and who knows? You might just end up loving him as much as you love that new addition to your home!

BGES Group is one of New York, New Jersey, and Connecticut’s Construction Insurance Specialists representing 50+ companies, including all the BEST general & umbrella liability programs. We offer all the coverage needed, including property, builders’ risk, inland marine, general liability, umbrella liability, auto, bid & performance bonds, workers’ compensation, N.Y.S. disability, and group health.  Our commitment to you goes beyond the policies we provide. We are always just a call, text, or email away, ready to assist you, even on weekends. We understand the importance of your business and are here to help you navigate any insurance challenges.

BGES Group are Workers’ Compensation Insurance Specialists for Tri-State Business Owners: Unhappy with your rates, company, being canceled, losses causing difficulty getting coverage, in the middle of an audit dispute, misclassified payrolls, or whatever your issue. We can help!  We have special programs for Auto Services, Contractors (especially in New York), Limousine Services, Logistics Companies, Manufacturers, Recyclers, and Truckers; we can help ANY tri-state business owner. We are considered “Preferred Agents” for this one program that, if we can get you into, their pricing is excellent, offers long-term coverage stability, and can cover multi-state operations. The program takes the hassle out of doing annual audits, too. 

If you want to speak with us, call Gary Wallach at 914-806-5853, click here to email, or visit our website.

Company: BGES Group, 216A Larchmont Acres West, Larchmont, NY 10538

email: bgesgroup@gmail.com

website: http://www.bgesgroup.com

© – Copyright – 2024 – BGES Group

If you’re a business owner in New York, New Jersey or Connecticut, you likely understand the significant expense of workers’ compensation insurance. But what if you’ve been paying more than necessary for years and didn’t know it? At BGES Group, we offer a specialized service called Workers’ Compensation Premium Recovery that reviews your past policies, uncovers mistakes that led to overpayments, and helps you recover your money from past insurance companies. This service is offered on a contingency fee basis, meaning there’s no upfront cost to you. It’s truly a win-win situation—there’s nothing to lose and potentially significant sums to recover.

Why Workers’ Compensation Costs Could Be Higher Than They Should Be

Workers’ compensation insurance is a crucial safeguard, but it’s often more costly than it needs to be. Many business owners end up overpaying due to common errors, such as:

– Misclassified employees

– Inaccurate experience modification factors

– Incorrect payroll reporting

– Audit discrepancies

These errors can quietly accumulate over the years, leading to significant overpayments. For many businesses, this can mean thousands, tens of thousands, or even hundreds of thousands of dollars lost. Our Workers’ Compensation Premium Recovery service can review your past policies going back up to seven years, searching for mistakes and working to recover any money you’ve overpaid.

Our Process: Thorough and Stress-Free

The BGES Group partners with experts who perform a comprehensive audit of your workers’ compensation policies, payroll records, and claims history. Their meticulous approach ensures that every potential error is identified and corrected. Here’s what you can expect:

1. Employee Classification Check – Are your employees properly classified? Misclassification is a leading cause of inflated premiums.

2. Payroll Data Verification – We review your payroll reporting to ensure there are no inaccuracies that could be driving up your costs.

3. Experience Modification Factor Review – Your experience mod factor should accurately reflect your claims history. If miscalculated, it can result in higher premiums.

Significant Financial Recovery Potential

Through our expert analysis and recovery efforts, New York, New Jersey or Connecticut business owners can recover substantial amounts—whether it’s thousands, tens of thousands, or even hundreds of thousands of dollars. Think about the impact these reclaimed funds could have on your business. You could:

– Reinvest in your operations

– Upgrade equipment

– Improve your company’s cash flow

The possibilities are endless, and the best part is, we handle the hard work for you.

No Upfront Costs—A Risk-Free Opportunity

Our Workers’ Compensation Premium Recovery service is completely contingency-based, which means you pay nothing upfront. Our partners take care of the audit and recovery process while keeping you updated on the progress. If we don’t recover any money for you, you owe us nothing.

Take Action Today—Contact Gary Wallach

Don’t wait any longer to see if you’ve been overpaying on your workers’ compensation insurance. Contact Gary Wallach today at 914-806-5853 or bgesgroup@gmail.com to learn more about how BGES Group can help you recover your hard-earned money. That’s Gary Wallach at 914-806-5853 or bgesgroup@gmail.com—call today and start the process of getting your money back!

BGES Group: Helping New York, New Jersey or Connecticut business owners recover hidden savings and improve their bottom line. Let us help you take back what’s rightfully yours.

BGES Group is one of New York, New Jersey, and Connecticut’s Construction Insurance Specialists representing 50+ companies, including all the BEST general & umbrella liability programs. We offer all the coverage needed, including property, builders’ risk, inland marine, general liability, umbrella liability, auto, bid & performance bonds, workers’ compensation, N.Y.S. disability, and group health.  Our commitment to you goes beyond the policies we provide. We are always just a call, text, or email away, ready to assist you, even on weekends. We understand the importance of your business and are here to help you navigate any insurance challenges.

BGES Group are Workers’ Compensation Insurance Specialists for Tri-State Business Owners: Unhappy with your rates, company, being canceled, losses causing difficulty getting coverage, in the middle of an audit dispute, misclassified payrolls, or whatever your issue. We can help!  We have special programs for Auto Services, Contractors (especially in New York), Limousine Services, Logistics Companies, Manufacturers, Recyclers, and Truckers; we can help ANY tri-state business owner. We are considered “Preferred Agents” for this one program that, if we can get you into, their pricing is excellent, offers long-term coverage stability, and can cover multi-state operations. The program takes the hassle out of doing annual audits, too. 

If you want to speak with us, call Gary Wallach at 914-806-5853, click here to email, or visit our website.

Company: BGES Group, 216A Larchmont Acres West, Larchmont, NY 10538

email: bgesgroup@gmail.com

website: http://www.bgesgroup.com

© – Copyright – 2024 – BGES Group

If you’re a New York contractor, you’ve likely felt the pinch of workers’ compensation insurance. But what if you’ve been paying more than necessary all these years without knowing it? At BGES Group, we offer a specialized service called Workers’ Compensation Premium Recovery that analyzes your past insurance policies, uncovers mistakes leading to overpayments, and helps recover your money. Best of all, this service is performed on a contingency fee basis, meaning there’s no upfront cost to you. It’s a win-win scenario—you have nothing to lose and potentially thousands of dollars to gain.

The Hidden Costs of Workers’ Compensation Insurance

Workers’ compensation insurance is vital for protecting your business and employees, but many contractors unknowingly overpay due to common errors. These errors can include:

– Misclassified employees

– Inaccurate experience modification factors

– Incorrect payroll reporting

– Audit discrepancies

Over time, these seemingly small mistakes can add up, costing your business thousands, tens of thousands, or even hundreds of thousands of dollars. Our service can go back up to seven years, reviewing your previous workers’ compensation policies for errors, and if any are found, we’ll help recover the overpaid amounts from your past insurers.

Our Recovery Process: Precise and Painless

The BGES Group partners with experts who conduct a comprehensive audit of your workers’ compensation policies, payroll records, and claims history. Their meticulous approach ensures that every potential error is identified and corrected. Here’s how the process works:

1. Employee Classification – Are your employees classified correctly? Incorrect classifications can lead to inflated premiums. We verify that everyone is categorized appropriately.

2. Payroll Data Analysis – We double-check that your payroll figures are reported accurately, as incorrect reporting can result in overcharges.

3. Experience Modification Factor Review – Your experience mod factor should reflect your claims history. If it’s miscalculated, you might be paying more than necessary.

Substantial Financial Recovery for New York Contractors

Imagine the relief of getting back the money you’ve overpaid in premiums. Whether it’s thousands, tens of thousands, or even hundreds of thousands of dollars, recovering these funds can significantly impact your business. You could reinvest in equipment, expand your operations, or simply improve cash flow. The possibilities are endless, and the process requires little to no effort on your part.

No Upfront Costs—You Have Nothing to Lose

Our Workers’ Compensation Premium Recovery service operates on a contingency fee basis. This means there’s no upfront cost to you. Our partners handle the heavy lifting, conducting the entire audit and recovery process, while keeping you updated with progress reports. If we don’t recover any money for you, you don’t pay a thing.

Get Started Today—Contact Gary Wallach

Why wait? If you suspect you’ve been overpaying on your workers’ compensation insurance, contact Gary Wallach today at 914-806-5853 or bgesgroup@gmail.com to learn more about how BGES Group can help recover your money. That’s Gary Wallach at 914-806-5853 or bgesgroup@gmail.com—call today and see how much you could recover!

BGES Group: We help New York contractors uncover hidden savings and improve their bottom line. Let us help you get your money back.

BGES Group is one of New York, New Jersey, and Connecticut’s Construction Insurance Specialists representing 50+ companies, including all the BEST general & umbrella liability programs. We offer all the coverage needed, including property, builders’ risk, inland marine, general liability, umbrella liability, auto, bid & performance bonds, workers’ compensation, N.Y.S. disability, and group health.  Our commitment to you goes beyond the policies we provide. We are always just a call, text, or email away, ready to assist you, even on weekends. We understand the importance of your business and are here to help you navigate any insurance challenges.

BGES Group are Workers’ Compensation Insurance Specialists for Tri-State Business Owners: Unhappy with your rates, company, being canceled, losses causing difficulty getting coverage, in the middle of an audit dispute, misclassified payrolls, or whatever your issue. We can help!  We have special programs for Auto Services, Contractors (especially in New York), Limousine Services, Logistics Companies, Manufacturers, Recyclers, and Truckers; we can help ANY tri-state business owner. We are considered “Preferred Agents” for this one program that, if we can get you into, their pricing is excellent, offers long-term coverage stability, and can cover multi-state operations. The program takes the hassle out of doing annual audits, too. 

If you want to speak with us, call Gary Wallach at 914-806-5853, click here to email, or visit our website.

Company: BGES Group, 216A Larchmont Acres West, Larchmont, NY 10538

email: bgesgroup@gmail.com

website: http://www.bgesgroup.com

© – Copyright – 2024 – BGES Group

Understanding contractor insurance requirements can be a daunting task. However, having the right knowledge can save you from potential headaches and financial losses. This FAQ blog aims to break down this complex topic into simple, easy-to-understand sections. Whether you’re a contractor or a client hiring one, knowing about these insurance requirements is crucial.

What is Contractor Insurance?

Contractor insurance is a type of coverage that protects contractors and their clients from various risks associated with construction and contracting work. This can include liabilities like property damage, bodily injury, and more.

Imagine working on a project and an accident occurs, causing significant damage. Without insurance, the financial burden and legal repercussions fall squarely on your shoulders. However, with proper contractor insurance, you’re shielded from these unexpected costs. Therefore, insurance acts as a safety net, ensuring that you can continue your projects without major setbacks.

Contractor insurance also plays a vital role in maintaining a professional reputation. Potential clients feel more at ease knowing you have the necessary insurance coverage, fostering trust and increasing your chances of securing more contracts. It’s not just about protection; it’s also about showing professionalism and reliability.

Why Do Contractors Need Insurance?

Contractors need insurance to safeguard themselves against potential lawsuits and financial losses. Having the right insurance not only protects the contractor but also enhances their credibility and professionalism.

One of the primary reasons contractors need insurance is to comply with legal and contractual requirements. Many clients and regulatory bodies mandate that contractors carry specific types of insurance to operate legally. Failing to meet these requirements can result in hefty fines, legal issues, and possibly losing out on lucrative contracts. Learn more.

Beyond legal compliance, insurance is crucial for protecting your business assets. For instance, a client could sue you for a project mishap, or an employee might get injured on-site. These scenarios can lead to significant financial strain if you’re not covered. Insurance helps mitigate these risks, ensuring that your business remains solvent.

Additionally, insurance can cover costs related to damage or loss of equipment, essential for project completion. Construction tools and machinery are often expensive, and replacing them out-of-pocket can be financially crippling. Having the right insurance ensures that you can replace damaged or stolen equipment swiftly without disrupting your project timelines.

What Types of Insurance Should Contractors Have?

There are several types of insurance that contractors should consider, including General Liability Insurance, Workers’ Compensation Insurance, Professional Liability Insurance, and Commercial Auto Insurance. Each type covers different aspects of potential risks.

General Liability Insurance is perhaps the most critical as it covers claims related to bodily injury, property damage, and personal injury. It’s the foundation of a solid insurance strategy, ensuring you’re covered for most basic risks encountered on a construction site. If, for example, a passerby were injured by falling debris from your site, this insurance would cover their medical expenses and any legal fees. General Contractor Insurance Requirements.

Workers’ Compensation Insurance is another must-have, especially if you have employees. This insurance covers medical expenses and lost wages if your workers get injured on the job, protecting both your employees and your business from financial ruin. In most states, having workers’ compensation is not just advisable; it’s often a legal requirement.

Professional Liability Insurance, also known as Errors and Omissions Insurance, is essential for contractors providing specialized or professional services. This coverage protects you against claims of negligence or inadequate work. For instance, if a client sues you for errors in your work that affect the project’s outcome, this insurance would cover the legal fees and any settlements.

Lastly, Commercial Auto Insurance is vital if you use vehicles for your business. This insurance covers any damages or injuries caused by your vehicles during business operations. It also protects your vehicles against theft, vandalism, or accidents, ensuring that your transportation and delivery processes remain unhampered.

How Do Insurance Requirements Vary By State?

Insurance requirements can vary significantly from state to state. It’s important for contractors to understand the specific regulations and requirements in the state where they operate to ensure compliance.

In some states, contractors are required to carry state-specific types of insurance, such as disability benefits coverage or specific minimum limits for liability insurance. For example, in New York, contractors must have workers’ compensation insurance even if they only have a single employee. Not meeting these requirements can lead to severe penalties, including fines and work stoppages. Read more.

The type of work you do can also influence the local insurance requirements. For instance, if you’re working on public or government-funded projects, you may be required to carry higher liability limits or additional forms of insurance, such as bonds. Understanding these requirements ensures that you’re always in compliance and can continue your projects without interruptions.

Keep in mind that some states have unique insurance laws that might not exist elsewhere. Thus, even if you have extensive insurance coverage in one state, you might need to adjust it when working across state lines. Consulting with an experienced insurance broker who is familiar with the local laws can help you navigate these complexities effortlessly.

What Are the Consequences of Not Having Proper Insurance?

Not having the proper insurance can lead to severe consequences such as legal actions, financial penalties, and loss of reputation. It’s a risk that no professional contractor should take.

Legal consequences can range from hefty fines to business shutdowns. If you’re unable to produce required insurance certificates during an inspection, regulatory bodies have the authority to stop your projects or revoke your license until you’re in compliance. Additionally, you could face lawsuits that demand significant compensation, severely impacting your business financially.

The financial repercussions of uninsured claims are another significant concern. Imagine being sued for a workplace accident or property damage and having to settle the claim out-of-pocket. This scenario could drain your financial resources, potentially bankrupting your business. Proper insurance protects you from such catastrophic financial losses.

Lastly, your reputation might take a hit. Clients prefer to work with contractors who are fully insured because it demonstrates professionalism and reliability. Failing to have adequate insurance can lead potential clients to question your credibility, resulting in lost business opportunities and a tarnished reputation in the industry.

How Can Contractors Get the Right Insurance?

To get the right insurance, contractors should consult with insurance brokers who specialize in contractor insurance. They can provide tailored advice and packages that meet the specific needs of the contractor’s business and the jobs they undertake.

Start by evaluating the specific risks associated with your projects. Each job site can present different challenges and hazards. An experienced broker can help you identify these risks and determine the types of coverage you need. This customized approach ensures that you’re not paying for unnecessary coverage while also filling in any gaps that could leave you vulnerable. Avoiding Insurance Mistakes.

It’s also helpful to compare policies from multiple insurers. Not all insurance policies are created equal, and prices can vary significantly. Get multiple quotes to find the best deals, but don’t just focus on the price. Ensure that the policy offers comprehensive coverage that aligns with your needs. Reading the fine print and understanding the terms and conditions can help you avoid unpleasant surprises down the line.

Finally, maintain an ongoing relationship with your insurance broker. Regularly reviewing your policies, especially when your business or project scope changes, ensures you’re always adequately protected. Your broker can promptly update your coverage to reflect any new requirements or risks, keeping your business compliant and safeguarded at all times.

Final Thoughts

In summary, understanding contractor insurance requirements is essential for both contractors and clients. It protects all parties involved, ensures compliance with laws, and enhances professional credibility. By getting the right type of insurance and keeping it up to date, you can avoid potential risks and focus on your work with greater peace of mind.

BGES Group is one of New York, New Jersey, and Connecticut’s Construction Insurance Specialists representing 50+ companies, including all the BEST general & umbrella liability programs. We offer all the coverage needed, including property, builders’ risk, inland marine, general liability, umbrella liability, auto, bid & performance bonds, workers’ compensation, N.Y.S. disability, and group health.  Our commitment to you goes beyond the policies we provide. We are always just a call, text, or email away, ready to assist you, even on weekends. We understand the importance of your business and are here to help you navigate any insurance challenges.
 
BGES Group are Workers’ Compensation Insurance Specialists for Tri-State Business Owners: Unhappy with your rates, company, being canceled, losses causing difficulty getting coverage, in the middle of an audit dispute, misclassified payrolls, or whatever your issue. We can help!  We have special programs for Auto Services, Contractors (especially in New York), Limousine Services, Logistics Companies, Manufacturers, Recyclers, and Truckers; we can help ANY tri-state business owner. We are considered “Preferred Agents” for this one program that, if we can get you into, their pricing is excellent, offers long-term coverage stability, and can cover multi-state operations. The program takes the hassle out of doing annual audits, too.  

If you want to speak with us, call Gary Wallach at 914-806-5853, click here to email, or visit our website.
 
Company: BGES Group, 216A Larchmont Acres West, Larchmont, NY 10538

email: bgesgroup@gmail.com

website: http://www.bgesgroup.com

© – Copyright – 2024 – BGES Group