If you’re a business owner in the Tri-State area, especially in New York, you know the annual workers’ compensation insurance audit can be one of the most dreaded events of the year. It’s time-consuming, stressful, and often feels invasive—much like a proctology exam. Contractors, in particular, face an uphill battle gathering the necessary documentation, ensuring compliance, and often dealing with unexpected premium adjustments.
Let’s break down what you’re going through and how BGES Group can simplify this process, save you time, and put money back into your pocket.
The Painful Reality of Workers’ Compensation Audits
Every year, your workers’ compensation insurance company requires an audit to determine if you’ve paid the correct premium based on your actual payroll and classifications. While this might sound straightforward, the reality is anything but simple. Here’s what many New York contractors and other Tri-State business owners endure:
1. Extensive Documentation Requirements
Gathering payroll records, employee classifications, 1099 forms, subcontractor certificates, and job descriptions can take hours—sometimes days.
2. Accounting and Administrative Costs
Many businesses spend thousands—if not hundreds of thousands—of dollars in accountant fees to ensure their records are audit-ready.
3. Premium Adjustments and Surprises
If your classifications or payroll were underestimated, you could face substantial retroactive charges. Some contractors report bills in the tens of thousands post-audit.
4. Lost Productivity
Instead of focusing on growing your business or completing projects, you’re stuck dealing with the workers’ compensation audit process.
A Smarter Way: BGES Group’s Solution
At BGES Group, we understand how overwhelming workers’ compensation insurance audits can be, which is why we’ve developed programs specifically designed to eliminate these headaches.
Imagine a solution that combines payroll services, workers’ compensation, and even group health insurance into one seamless package. That’s exactly what we offer.
Here’s how our programs work—and how they can revolutionize your business:
1. No More Exhaustive Audits
Our program integrates your payroll with your workers’ compensation insurance, so premiums are calculated in real time based on actual payroll. This eliminates the need for annual audits altogether.
2. Built-In Human Resource Support
Our solutions include access to a dedicated human resources department to assist with employment practices, compliance, and employee management. This can save your business thousands in legal fees and compliance penalties.
3. Comprehensive Coverage in One Place
In addition to payroll and workers’ compensation, we can also manage your group health insurance, providing you with a one-stop solution for all your employee benefits.
4. Save Up to 30%
Our programs are designed to streamline your operations and reduce overhead costs. Many of our clients save up to 30% on their workers’ compensation insurance and related expenses.
Why Choose BGES Group?
We’re not your typical insurance agency. At BGES Group, we pride ourselves on being one of the Tri-State area’s top workers’ compensation insurance specialists. We operate like a boutique, mom-and-pop office, meaning:
• Personalized Service: When you call, you get us. There are no endless phone trees or impersonal representatives.
• Always Available: Need help? We’re here for you—day or night.
• Expert Guidance: With years of experience, we know the ins and outs of the workers’ compensation insurance landscape, especially for New York contractors.
What Sets BGES Group Apart?
• Specialized Programs for Contractors
Whether you’re in construction, demolition, roofing, or general contracting, we have tailored solutions designed to meet your specific needs.
• Payroll Integration
Simplify your operations by letting us handle your payroll and link it directly to your workers’ compensation insurance, saving you time and eliminating audit-related headaches.
• Human Resource Support
Gain access to HR services that can assist with hiring, compliance, and employee relations.
• Proven Savings
Many of our clients have reported saving thousands—sometimes tens of thousands—by switching to our programs.
How to Get Started
If you’re tired of the annual proctologist-like experience of workers’ compensation audits, it’s time to make a change. Let BGES Group help you simplify your operations, save money, and focus on what matters most—growing your business.
Contact us today for a free consultation:
• Phone: 914-806-5853
• Email: bgesgroup@gmail.com
• Website: bgesgroup.com
What Our Clients Say
Don’t just take our word for it—here’s what some of our clients have to say:
1. “BGES Group saved us thousands of dollars and countless hours of stress. Their payroll and workers’ comp program is a game-changer.”
2. “Switching to BGES Group was the best decision we made. Their customer service is unmatched.”
3. “We’ve never had such a smooth and stress-free insurance process. Highly recommend!”
4. “BGES Group’s programs not only simplified our operations but also saved us 30% on insurance costs.”
5. “The team at BGES Group is knowledgeable, friendly, and always there when you need them.”
Keywords to Keep in Mind
If you’re searching for solutions to workers’ compensation insurance audits, here are some key terms to help you find the best provider:
• Workers’ Compensation Insurance
• New York Contractors Insurance
• Payroll Services for Contractors
• Tri-State Workers’ Compensation Experts
• HR Services for Small Businesses
• Workers’ Compensation Audit Solutions
Make the Switch Today
The annual workers’ compensation audit doesn’t have to feel like a proctology exam. With BGES Group, you can eliminate the stress, save money, and focus on growing your business.
Call Gary Wallach at 914-806-5853 or email us at bgesgroup@gmail.com today to learn how we can help. Don’t let another year go by dealing with the headaches of traditional workers’ compensation insurance—let us simplify your life and save you money.