As a New York contractor, you’ve got enough headaches to deal with—delayed deliveries, tight deadlines, and that one worker who somehow always manages to drop a hammer on his foot. But if your workers’ compensation insurance company is giving you more grief than the entire crew combined, it’s time to make a change. Let BGES Group step in and find you better coverage with less stress. Here are 10 funny but totally solid reasons why.
1. Your Current Agency Doesn’t Answer Their Phones
Let’s face it: nothing says “great customer service” like getting voicemail every time you call. If you’re starting to wonder if your insurance company even owns a phone, let BGES Group handle it. We actually answer our phones, and yes, real people (not robots) will be on the other end!
2. Their Staff is as Green as Freshly Poured Concrete
You asked a basic question about your policy, and they responded with, “Let me Google that for you.” If your current agency’s staff is still figuring out the difference between a general contractor and a sub, it’s time to switch to BGES Group, where insurance expertise is as strong as your job-site foundations.
3. They Add More Fees Than a Manhattan Restaurant
“Service fee,” “processing fee,” “admin fee”—sound familiar? If your workers’ comp policy has more hidden charges than your last dinner bill, BGES Group will cut through the nonsense. No ridiculous, excessive fees here—just honest pricing with none of the fine print trickery.
4. You Can’t Stand Doing Audits, and Your Company Wants a Full Financial Autopsy
Every year, the dreaded workers’ comp audit rolls around, and your insurer demands every financial document since the dawn of time. If you’re tired of digging through piles of paperwork like you’re Indiana Jones looking for hidden treasure, let BGES Group take the hassle out of it. We help simplify the audit process so you can focus on building, not bookkeeping.
5. Your Claims Process Feels Like a Reality Show Challenge
Trying to get a claim processed with your current insurer is like navigating an obstacle course. First, you need to find the right form, then fill it out without tripping over the legal jargon, and finally, submit it without losing your sanity. At BGES Group, we believe insurance claims should be as smooth as freshly laid asphalt—no hurdles or hoops to jump through.
6. Their Premiums Rise Like New York Skyscrapers
You thought you locked in a decent rate, but your premiums have skyrocketed faster than new luxury condos in the city. If your workers’ comp insurer’s rates are climbing higher than your scaffolding, BGES Group will find you competitive pricing that doesn’t hit your wallet like a wrecking ball.
7. Their Policy Explanations Are as Clear as NYC Parking Rules
“Wait, I’m covered for what now?” If your policy reads like a legal novel and you’re never quite sure what’s included, it’s time to work with BGES Group. We break it down in contractor-friendly terms, so you know exactly what you’re getting.
8. Your Agent Acts Like They’re Doing You a Favor
When you call for help, you get the sense your agent is doing you a massive favor just by speaking to you. If your current insurance company treats you like they’re the boss, it’s time to switch to BGES Group. We know you’re the client, and we work hard to make sure you’re treated that way.
9. You’re Tired of the “Surprise! You Owe Us More” Routine
Every time you turn around, there’s a new bill, a higher premium, or some added charge for something you didn’t even know existed. BGES Group believes in transparency—you’ll know exactly what you’re paying and why, so there are no unpleasant surprises.
10. You’d Rather Do Anything Than Deal with Another Audit Request
Your current insurer’s audit requirements have you gathering financial data for hours, sweating over spreadsheets, and digging through receipts like you’re preparing for a tax audit from the IRS. If you’re just plain tired of it, BGES Group is here to rescue you from the audit agony.
If you’re nodding your head (and maybe laughing a bit) as you read these reasons, then you know it’s time for a change. BGES Group specializes in finding better workers’ comp insurance for contractors who are tired of the runaround, hidden fees, and endless paperwork. Let us take the hassle out of your insurance, so you can get back to doing what you do best—building New York.
BGES Group is one of New York, New Jersey, and Connecticut’s Construction Insurance Specialists representing 50+ companies, including all the BEST general & umbrella liability programs. We offer all the coverage needed, including property, builders’ risk, inland marine, general liability, umbrella liability, auto, bid & performance bonds, workers’ compensation, N.Y.S. disability, and group health. Our commitment to you goes beyond the policies we provide. We are always just a call, text, or email away, ready to assist you, even on weekends. We understand the importance of your business and are here to help you navigate any insurance challenges.
BGES Group are Workers’ Compensation Insurance Specialists for Tri-State Business Owners: Unhappy with your rates, company, being canceled, losses causing difficulty getting coverage, in the middle of an audit dispute, misclassified payrolls, or whatever your issue. We can help! We have special programs for Auto Services, Contractors (especially in New York), Limousine Services, Logistics Companies, Manufacturers, Recyclers, and Truckers; we can help ANY tri-state business owner. We are considered “Preferred Agents” for this one program that, if we can get you into, their pricing is excellent, offers long-term coverage stability, and can cover multi-state operations. The program takes the hassle out of doing annual audits, too.
If you want to speak with us, call Gary Wallach at 914-806-5853, click here to email, or visit our website.
Company: BGES Group, 216A Larchmont Acres West, Larchmont, NY 10538
email: bgesgroup@gmail.com
website: http://www.bgesgroup.com
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