Understanding Waivers of Subrogation
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Tens of thousands of forklift-related injuries occur every year in U.S. workplaces, most of them preventable.
Employees may be injured when a lift falls between loading docks and an unsecured trailer, and others are injured or even killed when forklifts are accidentally driven off loading docks.
According to Fed Osha, some of the most common types of forklift accidents are:
- Forklift rollovers
- Human impacts
- Falling loads
- Truck falling off a dock or trailer
- Crushed by a forklift
Common mistakes that cause forklift accidents include improper backing techniques, turning and failure to warn others about a forklift usage nearby.
Proper training and monitoring are crucial to avoiding forklift accidents and injuries. Employees need adequate training under close supervision in proper operational procedures and safety regulations.
Such training should include written operating procedures and safety regs, as well as the inspection guidelines and maintenance schedule for the machinery.
Forklift operating procedures should be clearly written and monitored. They should be posted where everyone can see them and include the obvious; everything from not giving rides to the need for good communication between those in the work area when the equipment is in use.
Inspection and maintenance
Furthermore, equipment requires continuous inspection and maintenance.
An operator should inspect the equipment every day before using the forklift, ensuring that the brakes and steering are in good working order. They should also check fluid levels and visually inspect for leaks beneath the equipment.
The final step in ensuring safe forklift operations is to make sure all machinery is kept in good maintenance.
If a forklift begins to show its age, it should be replaced. No employee should be forced to use equipment that is clearly unsafe or has not properly been maintained.
You may not think that a forklift that hasn’t undergone regular maintenance is dangerous: think again:
- Brake failure can lead to an out-of-control forklift.
- Broken tines can drop heavy loads.
- Bald tires are more likely to skid, and
- Dirty machines are more likely to contribute to fires.
Forklift safety is serious business. They are unwieldy, heavy machines with lots of blind spots. In a busy workplace, dangers abound.
So do the right thing if you have forklifts on your premises. Train your workers and keep the machines in good working order to avoid deadly consequences.
BGES Group’s office, located in Larchmont, NY is a full service insurance agency offering, Property, Liability, Umbrella Liability, Business Auto, Bid & Performance Bonds, Inland Marine, Worker’s Compensation, New York State Disability, Group Health, Life insurance, Personal lines and Identity Theft.
Special Contractor Insurance Programs (NY, NJ, CT) – We we have 60+ insurance companies to market your general liability, umbrella liability, business auto, workers compensation, bid & performance bonds and group health coverages. We help contractors set up proper risk transfer. If you’re a contractor we offer extensive information about insurance markets, coverages, risk transfer, subcontractor screening, ways to lower your insurance costs.
BGES Group are Worker’s Compensation Specialists for the States of New York, New Jersey and Connecticut – Issues we address: 1) Lowering pricing – we have specialty programs that can save you up to 40%; 2) Finding a new company; 3) Replacing policies that are being cancelled or non renewed; 4) Audit disputes; 5) Company creating fictitious payroll at audit time; 6) Lowering high experience modifications factors; 7) Misclassification of payrolls; 8) Lowering or eliminating renewal deposits; 9) Getting coverage when you’ve been without for a few months; 10) Covering multiple states under one policy; 11) Eliminating 10% service or policy fees; 12) Timely issuance of certificates; 13) Always being able to get someone on the phone or by email when you need to.
If you would like to speak with us call Gary Wallach at 914-806-5853 or click here to email or click here to visit our website.
Company: BGES Group, 216A Larchmont Acres West, Larchmont, NY 10538
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