In a bid to address the prevailing challenges faced by contractors and companies in the transportation industry, BGES Group, a renowned insurance organization, has launched innovative workers compensation programs. These programs are specifically designed to tackle issues such as high rates, high-risk contractors, exorbitant policy and service fees, poor loss experience, and high experience modification factors. With its dedication to delivering top-notch services and comprehensive solutions, BGES Group is poised to transform the insurance landscape for contractors and businesses in the transportation sector. This writing explores the key problems in the industry and how BGES Group’s new workers compensation programs offer a promising and rewarding solution for contractors and transportation companies.

1. High Rates and Cost-Burdened Contractors

One of the most pressing concerns for contractors and transportation business owners is the burden of high insurance rates. These elevated premiums can cripple businesses, impacting their competitiveness and profit margins. However, BGES Group’s workers compensation programs have been carefully tailored to ensure that contractors and transportation companies receive coverage at fair and reasonable rates, easing the financial strain on their enterprises.

2. High-Risk Contractors and Mitigation Strategies

Contractors and transportation companies often operate in high-risk environments, leading to increased susceptibility to workplace accidents and injuries. BGES Group recognizes this challenge and has developed comprehensive risk management strategies. Through stringent safety protocols and customized coverage plans, the company aims to help employers minimize risk and prevent accidents, thereby reducing the likelihood of costly workers compensation claims.

3. Eliminating Ridiculous Policy and Service Fees

Many business owners have been troubled by insurance providers imposing excessive policy and service fees. These fees can add up significantly, leading to frustration and dissatisfaction among clients. However, BGES Group is committed to transparency and fair pricing. Their new programs strive to eliminate unnecessary fees, allowing clients to benefit from cost-effective insurance solutions.

4. Enhancing Loss Experience and Claims Management

Poor loss experience can have detrimental effects on a company’s insurance premiums. Frequent claims or mishandling of incidents can lead to skyrocketing costs, making it challenging for businesses to maintain adequate coverage. BGES Group’s workers compensation programs focus on strengthening claims management and loss prevention measures, helping employers improve their loss experience over time.

5, Tackling High Experience Modification Factors

Experience Modification Factors (EMF) play a crucial role in determining insurance premiums. High EMFs can arise due to past claims and incidents, adversely impacting a company’s financial stability. BGES Group’s programs are designed to assist business owners in understanding and reducing their EMFs through proactive risk management and safety protocols, ultimately leading to lower insurance costs.

6. Empowering New Ventures in the Construction & Transportation Sectors

Starting a new venture in the construction and transportation industries can be a daunting task, especially when it comes to securing appropriate insurance coverage. BGES Group’s workers compensation programs offer tailored solutions for new businesses, providing them with the confidence and support needed to navigate the insurance landscape successfully.

7. The Importance of Insurance Company Ratings

BGES Group prides itself on being an “a-rated” insurance company. This means that the company has been assessed and rated favorably by independent rating agencies, indicating its financial stability and ability to meet policyholder obligations. Choosing an “a-rated” insurance provider like BGES Group ensures that contractors and transportation companies can trust in the company’s ability to fulfill its promises and provide reliable coverage.

BGES Group’s new workers compensation programs for contractors and companies in the transportation industry represent a groundbreaking solution to long-standing challenges. With a focus on fair pricing, risk mitigation, claims management, and tailored coverage, these programs offer an unmatched opportunity for businesses to secure reliable and cost-effective insurance. For new ventures, BGES Group provides the necessary support and guidance to establish a strong foundation in the industry. By embracing these innovative programs, employers have nothing to lose and everything to gain – a brighter, safer, and more prosperous future. To experience the transformative benefits firsthand, it is highly recommended to request a quote from BGES Group today.

If you would like to speak with us call Gary Wallach at 914-806-5853 or click here to email or click here to visit our website.

BGES Group are Workers’ Compensation Insurance Specialists for Tri-State Business Owners: Unhappy with your rates, company, being cancelled, losses causing difficulty getting coverage, in the middle of an audit dispute, payrolls misclassified, whatever your issue, we can help!  We have special programs for: Auto Service, Contractors (especially New York), Limousine Services, Logistic Companies, Manufacturers, Recyclers, Truckers, we can help ANY tri-state business owner.  We are considered “Preferred Agents” for this one program that if we can get you in, their pricing is excellent, offers long-term coverage stability and can cover multi-state operations. Program takes the hassle out of doing annual audits too.

If you would like to speak with us call Gary Wallach at 914-806-5853 or click here to email or click here to visit our website.

Company: BGES Group, 216A Larchmont Acres West, Larchmont, NY 10538

e-mail: bgesgroup@gmail.com

website: http://www.bgesgroup.com

© – Copyright – 2023 – BGES Group

Workers Compensation Insurance for The Transportation Industry

Workers Compensation for New York Contractors

Workers Compensation is shown on a business photo using the text

When you hire contractors, electricians or other home repair specialists, you may shop around on price and go with the least expensive one.

But if a contractor comes in with a bid that is much lower than the competition, it could mean they are cutting corners – and one of the top ways for them to do this is in the insurance they carry, or are supposed to carry.

Consider these scenarios:

• An electrician’s faulty work starts a fire that guts your kitchen and dining room.

• A contractor’s worker breaks a leg while working on your home.

If either of these events occurs and the contractor doesn’t have insurance, you’ll be on the hook for the damages.

Even if a contractor tells you they are insured and bonded, you need to verify that it’s true. After all, they could be stretching the truth by just having their vehicle insured, and they could be bonded for another project they have worked on in the past.

While your homeowner’s policy provides some liability coverage, it may not cover all the costs in an especially costly event.

The first thing you should do when hiring a contractor is to ask to see their certificate of insurance. If they don’t have it, they can call their insurance agent and ask them to send it to you. A certificate doesn’t provide all the insurance details, but it’s a good start.

However, if you are having major work done on your home, you need to delve further. You should look for the following:

Coverages on certificate of liability insurance

Current dates – Check to see that the coverage is current. If it’s past the policy expiration date, then it doesn’t tell you if they currently have insurance.

General liability coverage – The contractor should have this insurance, which covers bodily injury to you or third parties and property damage arising out of their operations. Check also to see if their coverage includes “products and completed operations,” which covers damages that may arise out of their finished work. If this is not included, then the contractor’s liability ends when they finish the job.

Workers’ compensation – This coverage is mandatory for all employers, except under very rare circumstances. It covers medical expenses and lost wages if an employee is injured on the job. If the contractor doesn’t have this coverage, you could be on the hook for these costs.

Sometimes small contractors will tell you that they don’t need to have it, but that is typically true only if they have no employees and it’s a sole proprietorship.

Other coverages to look for

Builder’s risk – If you are building a new home or adding onto your home, this provides protection for the new construction and building materials while it is being built.

While most contractors will buy this coverage, some of them will ask the homeowner to do so. Make sure you are clear who should buy this coverage and, if it is the contractor, make sure you ask for proof that it’s been purchased.

Fidelity bonds – The most common type of bond you could encounter provides protection if a contractor’s workers steal from you. While better than nothing, actually getting paid from these bonds can be somewhat difficult.

It’s probably a better bet to lock up or remove your valuables when contractors are working in your home. Although you have hopefully picked a contractor you trust, he or she is probably not going to be the only one that enters the job site.

If you would like to speak with us call Gary Wallach at 914-806-5853 or click here to email or click here to visit our website.

BGES Group, located in Larchmont, N.Y. are New York Construction Insurance Specialists that represent 50+ companies and all the BEST general & umbrella liability programs!  We offer every coverage you need including property, builders risk, inland marine, general liability, umbrella liability, auto, bid & performance bonds, workers’ compensation, N.Y.S. disability and group health.  We are extremely responsive, responsible, trustworthy, fast, minimize your insurance headaches, we don’t charge ridiculous policy or service fees and when you call, text or email, whatever time of day, even weekends, we are ARE THERE to help YOU!

BGES Group are Workers’ Compensation Insurance Specialists for Tri-State Business Owners: Unhappy with your rates, company, being cancelled, losses causing difficulty getting coverage, in the middle of an audit dispute, payrolls misclassified, whatever your issue, we can help!  We have special programs for: Auto Service, Contractors (especially New York), Limousine Services, Logistic Companies, Manufacturers, Recyclers, Truckers, we can help ANY tri-state business owner.  We are considered “Preferred Agents” for this one program that if we can get you in, their pricing is excellent, offers long-term coverage stability and can cover multi-state operations. Program takes the hassle out of doing annual audits too.

In addition, we offer all personal insurance coverages including home, auto, boat, jewelry, fine arts, life, disability, health and long-term care.  When was the last time you got a complete check up for all your coverage needs?   We are extremely caring and would love the chance to help you with your personal insurance needs.

BGES Group is an insurance agency whose owner is very responsible, responsive, offers boutique, very personal service and is ALWAYS there when you need him most!

We know reading an article we post or getting an email is not the best way to consider working with someone.  If you are interested, go read our “Google Reviews” and see what people have to say about us!  That can give you the comfort level needed to contact us.

If you would like to speak with us call Gary Wallach at 914-806-5853 or click here to email or click here to visit our website.

Company: BGES Group, 216A Larchmont Acres West, Larchmont, NY 10538

e-mail: bgesgroup@gmail.com

website: http://www.bgesgroup.com

© – Copyright – 2023 – BGES Group

Hiring a contractor to do work in your home

Hiring a contractor.  What types of insurance should you look for?

Contractor Standing In Front Custom Kitchen Construction Framing Gradating Into Finished Build.

For New York contractors, securing a comprehensive General Liability (GL) policy is crucial to protect against potential liabilities and unforeseen risks on construction projects. One of the essential decisions contractors must make when obtaining insurance is choosing the appropriate rating structure for their policy. Two common methods include basing the cost on gross receipts or on payroll and subcontracted costs. We will explore the pros and cons of each approach and shed light on the role of BGES Group in guiding contractors to make the right choice.

The Significance of Rating Structure:

The rating structure defines how the cost of the General Liability policy is calculated. Contractors can opt for either gross receipts or payroll and subcontracted costs as the basis for determining their premium. Each method has unique implications for the contractor’s financials and level of coverage.

1. Gross Receipts as the Rating Basis:

Basing the GL policy cost on gross receipts means that the premium is calculated using the total revenue generated by the contractor’s business. This method is straightforward and easy to implement. However, it might not always provide an accurate representation of the contractor’s risk exposure.

The Impact of Increasing Construction Material Costs:

One significant concern with the gross receipts method is how it can lead to a policy cost that is “out of whack” when construction material costs increase during the policy period. As material prices fluctuate, the cost of projects may rise, potentially distorting the premium calculations and leading to inadequate coverage. In such cases, contractors might find themselves underinsured and facing financial hardships in the event of a claim.

2. Payroll and Subcontracted Costs as the Rating Basis:

Using payroll and subcontracted costs as the basis for rating the GL policy offers a more accurate reflection of a contractor’s exposure to risks. This method takes into account the labor costs and expenses associated with hiring subcontractors, providing a more realistic assessment of the potential liabilities.

The Role of BGES Group:

Recognizing the complexity of insurance decisions for New York contractors, BGES Group offers invaluable assistance in selecting the right rating structure. With their expertise in the construction industry and insurance landscape, they can guide contractors to make informed choices that align with their unique business needs.

Special Contractor Liability Programs:

BGES Group not only helps contractors choose the appropriate rating structure but also offers specialized contractor liability programs. These tailor-made programs cater to the specific risks and challenges faced by contractors, ensuring that they receive the most suitable coverage at competitive rates.

Leveraging a Vast Network of Insurance Companies:

Another advantage of partnering with BGES Group is their extensive network of 50+ insurance companies. This broad reach allows them to market contractors’ accounts to multiple insurers, increasing the likelihood of finding the most competitive and comprehensive policy.

Assistance in Policy Adjustment:

If a contractor finds that their current policy rating basis is not the best fit for their evolving business, BGES Group can step in to help make necessary changes. Adjusting the rating structure mid-term or at renewal ensures that the contractor remains adequately covered while adapting to industry dynamics.

Selecting the right rating structure for a General Liability policy is a critical decision that can significantly impact a New York contractor’s financial security and risk management. While gross receipts offer simplicity, it may lead to drastic cost increases during periods of rising construction material costs. Alternatively, basing the policy cost on payroll and subcontracted costs provides a more accurate representation of the contractor’s risk exposure. To navigate these choices and secure the best coverage, contractors can rely on the expertise and support of BGES Group, which not only assists in choosing the right rating structure but also offers specialized liability programs and access to a vast network of insurance companies. By partnering with BGES Group, New York contractors can safeguard their businesses and projects with confidence.

If you would like to speak with us call Gary Wallach at 914-806-5853 or click here to email or click here to visit our website.

BGES Group, located in Larchmont, N.Y. are New York Construction Insurance Specialists that represent 50+ companies and all the BEST general & umbrella liability programs!  We offer every coverage you need including property, builders risk, inland marine, general liability, umbrella liability, auto, bid & performance bonds, workers’ compensation, N.Y.S. disability and group health.  We are extremely responsive, responsible, trustworthy, fast, minimize your insurance headaches, we don’t charge ridiculous policy or service fees and when you call, text or email, whatever time of day, even weekends, we are ARE THERE to help YOU!

BGES Group are Workers’ Compensation Insurance Specialists for Tri-State Business Owners: Unhappy with your rates, company, being cancelled, losses causing difficulty getting coverage, in the middle of an audit dispute, payrolls misclassified, whatever your issue, we can help!  We have special programs for: Auto Service, Contractors (especially New York), Limousine Services, Logistic Companies, Manufacturers, Recyclers, Truckers, we can help ANY tri-state business owner.  We are considered “Preferred Agents” for this one program that if we can get you in, their pricing is excellent, offers long-term coverage stability and can cover multi-state operations. Program takes the hassle out of doing annual audits too.

In addition, we offer all personal insurance coverages including home, auto, boat, jewelry, fine arts, life, disability, health and long-term care.  When was the last time you got a complete check up for all your coverage needs?   We are extremely caring and would love the chance to help you with your personal insurance needs.

BGES Group is an insurance agency whose owner is very responsible, responsive, offers boutique, very personal service and is ALWAYS there when you need him most!

We know reading an article we post or getting an email is not the best way to consider working with someone.  If you are interested, go read our “Google Reviews” and see what people have to say about us!  That can give you the comfort level needed to contact us.

If you would like to speak with us call Gary Wallach at 914-806-5853 or click here to email or click here to visit our website.

Company: BGES Group, 216A Larchmont Acres West, Larchmont, NY 10538

e-mail: bgesgroup@gmail.com

website: http://www.bgesgroup.com

© – Copyright – 2023 – BGES Group

contractor liability policy – New York

contractor liability insurance – New York

Contractors Liability – Gross receipts or payroll/subcontractor costs

A construction site crane flying a United States Flag with a clear blue sky on a bright sunny day

The BGES Group is here to offer a lifeline to New York and New Jersey contractors who may have lost significant funds through workers’ compensation premiums. With the specialized service of Workers Compensation Premium Recovery, contractors can reclaim up to $500,000 from past workers compensation companies. In this writing, we will explore five compelling reasons why contractors should consider letting BGES Group conduct a review on their behalf, along with emphasizing the no up-front fee policy and how the service can benefit contractors regardless of their policy carrier.

1. No Up-Front Fees – Performance-Based Payment

BGES Group stands apart from other recovery services by offering its Workers Compensation Premium Recovery with no up-front fees. Contractors can rest assured that they won’t be charged for the review process. The only time they need to pay is if BGES Group successfully recovers their overpaid premiums. This performance-based payment system ensures that the contractor’s best interests are aligned with the service provider, motivating BGES Group to work diligently on each case.

2. Comprehensive Coverage – State or Regular Carriers

One of the major advantages of BGES Group’s Workers Compensation Premium Recovery is that it covers both state and regular carriers. It doesn’t matter which insurance provider the contractor was associated with; BGES Group has the expertise to navigate through both policies. This comprehensive approach ensures that all contractors, regardless of their carrier, have the opportunity to reclaim any overpayments they might have made.

3. Mistakes Happen – No Fault of Anyone

Workers compensation policies can be complex and intricate, and mistakes can happen inadvertently. Often, these mistakes result in overpayments made by contractors. BGES Group understands that these errors may not be anyone’s fault specifically but can significantly impact the contractor’s financial stability. By offering their expertise and services, BGES Group takes on the responsibility of rectifying these mistakes, giving contractors a fair chance to recover their hard-earned money.

4. Efficient and Hassle-Free Process

BGES Group shoulders all the work involved in the Workers Compensation Premium Recovery process. From gathering the necessary documentation to navigating through the intricate legalities, contractors can rely on BGES Group’s expert team to handle everything with utmost efficiency. This hassle-free process allows contractors to focus on their core business while BGES Group works diligently to recover any overpaid premiums on their behalf.

5. High Likelihood of Overpayments

By going back up to 7 years in the review process, BGES Group significantly increases the likelihood of finding overpayments. With the ever-changing workers’ compensation regulations and policies, contractors may not be aware of the potential discrepancies in their premium payments. BGES Group’s in-depth review process can unearth these overpayments, providing contractors with a valuable opportunity to reclaim substantial amounts of money.

Conclusion

In conclusion, BGES Group’s Workers Compensation Premium Recovery service offers New York and New Jersey contractors an unparalleled opportunity to recover up to $500,000 from past workers compensation companies. The five compelling reasons mentioned in this article highlight the advantages of letting BGES Group conduct a review on the contractor’s behalf. The no up-front fees policy, coverage of both state and regular carriers, acknowledgment of inadvertent mistakes, efficient process, and the high likelihood of overpayments make this service an invaluable resource for contractors. With nothing to lose and the potential to gain significant financial benefits, contractors can trust BGES Group to help them navigate through the intricacies of workers’ compensation and reclaim what is rightfully theirs.

If you would like to speak with us call Gary Wallach at 914-806-5853 or click here to email or click here to visit our website.

BGES Group, located in Larchmont, N.Y. are New York Construction Insurance Specialists that represent 50+ companies and all the BEST general & umbrella liability programs!  We offer every coverage you need including property, builders risk, inland marine, general liability, umbrella liability, auto, bid & performance bonds, workers’ compensation, N.Y.S. disability and group health.  We are extremely responsive, responsible, trustworthy, fast, minimize your insurance headaches, we don’t charge ridiculous policy or service fees and when you call, text or email, whatever time of day, even weekends, we are ARE THERE to help YOU!

BGES Group are Workers’ Compensation Insurance Specialists for Tri-State Business Owners: Unhappy with your rates, company, being cancelled, losses causing difficulty getting coverage, in the middle of an audit dispute, payrolls misclassified, whatever your issue, we can help!  We have special programs for: Auto Service, Contractors (especially New York), Limousine Services, Logistic Companies, Manufacturers, Recyclers, Truckers, we can help ANY tri-state business owner.  We are considered “Preferred Agents” for this one program that if we can get you in, their pricing is excellent, offers long-term coverage stability and can cover multi-state operations. Program takes the hassle out of doing annual audits too.

In addition, we offer all personal insurance coverages including home, auto, boat, jewelry, fine arts, life, disability, health and long-term care.  When was the last time you got a complete check up for all your coverage needs?   We are extremely caring and would love the chance to help you with your personal insurance needs.

BGES Group is an insurance agency whose owner is very responsible, responsive, offers boutique, very personal service and is ALWAYS there when you need him most!

We know reading an article we post or getting an email is not the best way to consider working with someone.  If you are interested, go read our “Google Reviews” and see what people have to say about us!  That can give you the comfort level needed to contact us.

If you would like to speak with us call Gary Wallach at 914-806-5853 or click here to email or click here to visit our website.

Company: BGES Group, 216A Larchmont Acres West, Larchmont, NY 10538

e-mail: bgesgroup@gmail.com

website: http://www.bgesgroup.com

Cranes on the construction site surrounded by new real estates. Scenic aerial photo of growing city districts

© – Copyright – 2023 – BGES Group

For New York contractors, navigating the complex landscape of business auto insurance coverage can be overwhelming. The risks associated with running a construction business demand a robust insurance policy that safeguards not only the contractor’s vehicles but also their employees, assets, and financial interests. This is where BGES Group comes to the rescue. As New York construction experts, BGES Group represents a multitude of reputable insurance companies, offering tailor-made solutions for contractor auto insurance needs. In this writing, we will delve into the various coverages that BGES Group provides to protect contractors and their businesses effectively.

1. Liability Coverage

Liability coverage is the foundation of any business auto insurance policy. It protects contractors from financial losses resulting from bodily injury or property damage caused by their company vehicles. When accidents happen, the cost of medical expenses and property repairs can escalate quickly. With BGES Group’s liability coverage, New York contractors can rest assured that they have a strong financial safety net.

2. Employers Auto Non-Owned and Hired Car Coverage

In the construction industry, contractors often rely on employees using their personal vehicles for work-related tasks or rent vehicles for specific projects. Employers Auto Non-Owned and Hired Car Coverage from BGES Group provides protection when these non-owned or rented vehicles are involved in accidents during business operations.

3. Medical Payments Coverage

Accidents can result in injuries to drivers and passengers alike. Medical Payments Coverage from BGES Group covers the necessary medical expenses for injuries sustained by those inside the contractor’s company vehicles, regardless of fault. This essential coverage ensures that everyone involved receives timely medical attention without causing a financial burden to the business.

4. No-Fault Coverage

New York is a no-fault insurance state, which means that personal injury protection is required for all vehicles. BGES Group offers No-Fault Coverage that pays for medical expenses, lost wages, and other necessary services, regardless of fault, in the event of an accident involving a company vehicle. This coverage minimizes the potential for lengthy and costly legal battles.

5. Uninsured and Underinsured Motorist Coverage

Despite the legal requirement for auto insurance, there are still uninsured and underinsured drivers on the roads. BGES Group’s Uninsured and Underinsured Motorist Coverage protects contractors if they are involved in an accident with a driver who lacks sufficient insurance coverage or has none at all. This coverage ensures that contractors are not left to bear the financial burden in such unfortunate circumstances.

6. Comprehensive Fire and Theft Coverage

In the event of vehicle damage or loss due to fire or theft, Comprehensive Fire and Theft Coverage from BGES Group offers much-needed financial support. This coverage extends beyond accidents and safeguards contractors’ vehicles from various unforeseen perils.

7. Collision Coverage

Collisions are a common risk faced by contractors on the road. BGES Group’s Collision Coverage pays for repairs or replacement of company vehicles involved in accidents with other vehicles or objects. With this coverage in place, contractors can focus on their work without worrying about expensive repair bills.

8. Rental Reimbursement Coverage

When a contractor’s vehicle is being repaired due to an accident, Rental Reimbursement Coverage from BGES Group provides the necessary funds to rent a temporary replacement vehicle. This ensures that contractors can continue their operations without any major disruptions, minimizing downtime and potential loss of income.

9. Towing Coverage

Breakdowns and accidents can happen unexpectedly, leaving contractors stranded on the road. BGES Group’s Towing Coverage ensures that assistance is just a phone call away, covering the costs of towing and related services to get vehicles back on track swiftly.

Conclusion

For New York contractors, securing comprehensive business auto insurance coverage is vital to protect their assets, employees, and financial stability. BGES Group’s expertise in the construction industry, coupled with its representation of numerous reputable insurance companies, makes them the ideal partner to address contractor auto insurance needs. From liability and medical payments to collision and towing coverage, BGES Group offers a wide array of solutions to suit every contractor’s requirements. With BGES Group by their side, New York contractors can confidently focus on their core business, knowing they have a reliable and robust insurance policy to back them up in times of need.

If you would like to speak with us call Gary Wallach at 914-806-5853 or click here to email or click here to visit our website.

BGES Group, located in Larchmont, N.Y. are New York Construction Insurance Specialists that represent 50+ companies and all the BEST general & umbrella liability programs!  We offer every coverage you need including property, builders risk, inland marine, general liability, umbrella liability, auto, bid & performance bonds, workers’ compensation, N.Y.S. disability and group health.  We are extremely responsive, responsible, trustworthy, fast, minimize your insurance headaches, we don’t charge ridiculous policy or service fees and when you call, text or email, whatever time of day, even weekends, we are ARE THERE to help YOU!

BGES Group are Workers’ Compensation Insurance Specialists for Tri-State Business Owners: Unhappy with your rates, company, being cancelled, losses causing difficulty getting coverage, in the middle of an audit dispute, payrolls misclassified, whatever your issue, we can help!  We have special programs for: Auto Service, Contractors (especially New York), Limousine Services, Logistic Companies, Manufacturers, Recyclers, Truckers, we can help ANY tri-state business owner.  We are considered “Preferred Agents” for this one program that if we can get you in, their pricing is excellent, offers long-term coverage stability and can cover multi-state operations. Program takes the hassle out of doing annual audits too.

In addition, we offer all personal insurance coverages including home, auto, boat, jewelry, fine arts, life, disability, health and long-term care.  When was the last time you got a complete check up for all your coverage needs?   We are extremely caring and would love the chance to help you with your personal insurance needs.

BGES Group is an insurance agency whose owner is very responsible, responsive, offers boutique, very personal service and is ALWAYS there when you need him most!

We know reading an article we post or getting an email is not the best way to consider working with someone.  If you are interested, go read our “Google Reviews” and see what people have to say about us!  That can give you the comfort level needed to contact us.

If you would like to speak with us call Gary Wallach at 914-806-5853 or click here to email or click here to visit our website.

Company: BGES Group, 216A Larchmont Acres West, Larchmont, NY 10538

e-mail: bgesgroup@gmail.com

website: http://www.bgesgroup.com

© – Copyright – 2023 – BGES Group

Auto Insurance for contractors

Auto Insurance for New York Contractors

Smiling Caucasian Contractor Worker in his 40s Loading His Tool Boxes To His Commercial Van. Business Vehicles Theme.

In the bustling world of construction in New York, contractors face numerous risks and liabilities. Protecting their businesses and employees with comprehensive insurance coverage is crucial. However, acquiring contractor insurance can often be a daunting and costly task. That’s where BGES Group comes to the rescue! As New York construction insurance experts, BGES Group is dedicated to helping contractors secure better contractor insurance for less money. In this article, we will explore the array of coverage options BGES Group offers, ensuring contractors can confidently build their projects without unnecessary financial burdens.

Builders Risk Insurance:

Builders Risk Insurance is a vital coverage for contractors, safeguarding their ongoing construction projects from potential damages. BGES Group provides tailored policies that protect contractors against property damage, theft, and vandalism during construction. By collaborating with top insurance companies, BGES Group ensures contractors get the best possible coverage at competitive rates, tailored to their specific project requirements.

Contractor Liability Insurance:

Operating in a highly litigious environment, contractors need protection against third-party claims for bodily injury and property damage. BGES Group’s Commercial General Liability Insurance safeguards contractors against potential lawsuits, covering legal expenses and settlement costs. With the guidance of BGES Group, contractors can rest assured knowing their businesses are shielded from unpredictable liabilities.

Contractor Umbrella Liability Insurance:

While Commercial General Liability Insurance provides primary coverage, it might not be sufficient in certain circumstances. BGES Group offers Umbrella Liability Insurance, extending coverage limits and providing an additional layer of protection. This excess liability coverage proves invaluable in safeguarding contractors’ assets when faced with substantial claims that surpass their primary coverage limits.

Business Auto Insurance:

Contractors rely heavily on vehicles for transporting equipment and materials to job sites. BGES Group offers comprehensive Business Auto Insurance, protecting contractors against potential accidents, property damage, or bodily injury. With customized policies, contractors can have peace of mind while their fleet is on the move.

Workers’ Compensation Insurance:

The construction industry carries inherent risks for workers, making Workers’ Compensation Insurance mandatory in New York. BGES Group works with contractors to find suitable policies that cover medical expenses and lost wages in the event of work-related injuries or illnesses. By partnering with BGES Group, contractors can ensure compliance with state regulations while caring for their valuable workforce.

NYS Disability Insurance:

New York State Disability Insurance provides essential coverage for contractors and their employees during non-work-related accidents or illnesses. BGES Group assists contractors in navigating the complexities of this coverage, ensuring compliance and seamless claims processing.

Bid and Performance Bonds:

Contractors often require Bid and Performance Bonds to secure contracts and assure project owners that they can complete the work as agreed. BGES Group’s expertise in bonding enables contractors to access competitive rates and secure the necessary bonds promptly. This gives contractors a competitive edge in the industry, enhancing their reputation and business prospects.

Group Health Insurance:

In an industry where skilled labor is crucial, offering Group Health Insurance is a powerful tool to attract and retain top talent. BGES Group collaborates with contractors to design comprehensive Group Health Insurance plans that cater to their employees’ needs. By providing valuable benefits, contractors can create a more loyal and motivated workforce.

Market Access and Expertise:

One of BGES Group’s most significant advantages is its network of 50 insurance companies, including industry giants. With access to these leading insurers, BGES Group can efficiently market accounts, ensuring contractors receive competitive quotes and comprehensive coverage options. The deep knowledge and experience of BGES Group in the New York construction insurance market ensure contractors make informed decisions, maximizing their insurance investments.

Conclusion:

BGES Group stands as a beacon of support for New York contractors, providing them with better contractor insurance for less money. With a diverse range of coverage options, including Builders Risk, Commercial General Liability, Umbrella Liability, Business Auto, Workers’ Compensation, NYS Disability, Bid and Performance Bonds, and Group Health Insurance, BGES Group ensures contractors are fully protected against potential risks and liabilities.

By leveraging their expertise and vast network of insurance companies, BGES Group empowers contractors to navigate the complexities of the insurance landscape with ease. As New York construction insurance experts, BGES Group is committed to helping contractors thrive and grow their businesses while securing the comprehensive insurance coverage they deserve. With BGES Group by their side, New York contractors can confidently build a brighter and more secure future.

If you would like to speak with us call Gary Wallach at 914-806-5853 or click here to email or click here to visit our website.

BGES Group, located in Larchmont, N.Y. are New York Construction Insurance Specialists that represent 50+ companies and all the BEST general & umbrella liability programs!  We offer every coverage you need including property, builders risk, inland marine, general liability, umbrella liability, auto, bid & performance bonds, workers’ compensation, N.Y.S. disability and group health.  We are extremely responsive, responsible, trustworthy, fast, minimize your insurance headaches, we don’t charge ridiculous policy or service fees and when you call, text or email, whatever time of day, even weekends, we are ARE THERE to help YOU!

BGES Group are Workers’ Compensation Insurance Specialists for Tri-State Business Owners: Unhappy with your rates, company, being cancelled, losses causing difficulty getting coverage, in the middle of an audit dispute, payrolls misclassified, whatever your issue, we can help!  We have special programs for: Auto Service, Contractors (especially New York), Limousine Services, Logistic Companies, Manufacturers, Recyclers, Truckers, we can help ANY tri-state business owner.  We are considered “Preferred Agents” for this one program that if we can get you in, their pricing is excellent, offers long-term coverage stability and can cover multi-state operations. Program takes the hassle out of doing annual audits too.

In addition, we offer all personal insurance coverages including home, auto, boat, jewelry, fine arts, life, disability, health and long-term care.  When was the last time you got a complete check up for all your coverage needs?   We are extremely caring and would love the chance to help you with your personal insurance needs.

BGES Group is an insurance agency whose owner is very responsible, responsive, offers boutique, very personal service and is ALWAYS there when you need him most!

We know reading an article we post or getting an email is not the best way to consider working with someone.  If you are interested, go read our “Google Reviews” and see what people have to say about us!  That can give you the comfort level needed to contact us.

If you would like to speak with us call Gary Wallach at 914-806-5853 or click here to email or click here to visit our website.

Company: BGES Group, 216A Larchmont Acres West, Larchmont, NY 10538

e-mail: bgesgroup@gmail.com

website: http://www.bgesgroup.com

© – Copyright – 2023 – BGES Group

Architect inspects construction from the inside

In the bustling world of logistics, workers’ safety is paramount, and the possibility of workplace accidents cannot be ignored. Workers’ compensation insurance provides essential coverage for employees in the event of work-related injuries or illnesses. For businesses in the logistics industry, such as moving and storage agents and truckers, having a specialized workers’ compensation program is crucial to safeguard their workforce and operations. This writing explores the advantages of a tailored workers’ compensation insurance program for logistics professionals, highlighting its ability to cover businesses across multiple states, streamline audits, offer expert advice, and maintain financial stability.

I. Specialized Program for Moving and Storage Agents and Truckers

The logistics industry, comprising moving and storage agents and trucking companies, has unique requirements when it comes to workers’ compensation insurance. A specialized program caters to the specific risks faced by these businesses and ensures comprehensive coverage for their employees. Such a program takes into account the physically demanding nature of their work and the challenges associated with transporting goods over long distances.

II. Multi-State Coverage

In the logistics industry, businesses often operate across multiple states, making compliance with varying workers’ compensation laws a complex task. A specially designed workers’ compensation program for moving and storage agents and truckers offers the advantage of multi-state coverage. This streamlines the insurance process, ensuring that employees are protected regardless of where they are working, eliminating the need for separate policies in different states.

III. Streamlined Audits and Proper Payroll Classification

Conventional workers’ compensation policies can involve extensive audits to determine the proper premium based on payroll records. However, specialized programs for the logistics industry simplify this process. Audits become less time-consuming, allowing businesses to focus on their core operations. Moreover, such programs ensure that payrolls are properly classified, preventing potential discrepancies that could lead to increased insurance costs.

IV. Pay-as-You-Go System

A unique feature of workers’ compensation insurance for logistics professionals is the pay-as-you-go system. This flexible payment method allows businesses to pay insurance premiums in tandem with their payroll cycles. It eliminates the burden of upfront premium payments, making cash flow management smoother and more predictable.

V. Inclusive Payroll Services

Many specialized workers’ compensation programs for the logistics industry offer additional services, such as comprehensive payroll management. By integrating payroll services with insurance coverage, businesses can streamline their administrative processes, reduce paperwork, and ensure accurate records.

VI. No Renewal Deposits

Traditional workers’ compensation policies often require renewal deposits, causing financial strain on businesses during the renewal process. In contrast, specialized programs for logistics professionals typically waive renewal deposits, providing financial relief and enabling businesses to allocate resources more efficiently.

VII. Responsive Customer Support

Customer support is a critical factor in any insurance policy. Specialized workers’ compensation programs for the logistics industry prioritize excellent customer service, ensuring that businesses receive timely assistance whenever they have questions or need support.

VIII. Expert Advice and Claims Service

Navigating the intricacies of workers’ compensation can be challenging, but with specialized programs, businesses gain access to expert advice from insurance professionals who understand the unique risks associated with the logistics industry. Additionally, such programs often offer great claims services, streamlining the process of filing and managing claims, providing a sense of security to both employers and employees.

IX. Competitive Rates and Long-Term Coverage Stability

The logistics industry is competitive, and businesses are always looking for cost-effective solutions without compromising on coverage. Specialized workers’ compensation programs for moving and storage agents and truckers typically offer competitive rates, tailored to the specific needs of the industry. Furthermore, these programs prioritize long-term coverage stability, providing businesses with consistent protection against potential liabilities for years to come.

Conclusion

Workers’ compensation insurance is a critical aspect of the logistics industry, protecting both employers and employees from the unforeseen consequences of workplace accidents. For moving and storage agents and truckers, a specialized workers’ compensation program offers a host of benefits, including multi-state coverage, simplified audits, pay-as-you-go options, inclusive payroll services, expert advice, and exceptional customer support. By embracing a tailored insurance solution, logistics businesses can ensure the safety and well-being of their workforce, maintain financial stability, and focus on achieving long-term success in a highly competitive market.

If you would like to speak with us call Gary Wallach at 914-806-5853 or click here to email or click here to visit our website.

BGES Group, located in Larchmont, N.Y. are Workers’ Compensation Insurance Specialists for Tri-State Business Owners: Unhappy with your rates, company, being cancelled, losses causing difficulty getting coverage, in the middle of an audit dispute, payrolls misclassified, whatever your issue, we can help!  We have special programs for: Auto Service, Contractors, Limousine Services, Logistic Companies, Manufacturers, Recyclers, Truckers, we can help any tri-state employer.  We are considered “Preferred Agents” for this one program that if we can get you in, their pricing is excellent, they offer long-term coverage stability and can cover multi-state operations.

We offer all personal insurance coverages including home, auto, boat, jewelry, fine arts, life, disability, health and long-term care.  When was the last time you got a complete check up for all your coverage needs?   We are extremely caring and would love the chance to help you with your personal insurance needs.

BGES Group is an insurance agency whose owner is very responsible, responsive, offers boutique, very personal service and is ALWAYS there when you need him most!

We know reading an article or getting an email is not the best way to consider working with someone.  If you are interested, go read our “Google Reviews” and see what people have to say about us!  That can give you the comfort level needed to contact us.

If you would like to speak with us call Gary Wallach at 914-806-5853 or click here to email or click here to visit our website.

Company: BGES Group, 216A Larchmont Acres West, Larchmont, NY 10538

e-mail: bgesgroup@gmail.com

website: http://www.bgesgroup.com

© – Copyright – 2023 – BGES Group

Workers Compensation insurance for truckers

workers comp for truckers

semi tractor trailer driving on the highway in the evening

As New York’s bustling business landscape continues to evolve, one critical aspect that demands attention is employee well-being. Business owners must navigate the complex world of group health insurance to provide comprehensive coverage for their employees. Amidst this challenge, BGES Group emerges as a beacon of expertise and reliability. With an unwavering commitment to serving New York’s business community, BGES Group offers a host of benefits and unparalleled assistance, ensuring business owners and their employees receive the best possible insurance coverage. In this article, we explore how BGES Group can aid New York business owners with their group health insurance needs.

Unraveling the Experience:

BGES Group prides itself on having one of the most experienced teams in the industry. Their professionals possess an extensive background in group health insurance, honing their expertise over the years to become leading authorities in the field. This wealth of experience translates into an unrivaled level of understanding and guidance for business owners seeking comprehensive insurance solutions.

Knowledgeable and Supportive Professionals:

One of BGES Group’s key strengths lies in its team of helpful and knowledgeable professionals. Their experts possess a profound understanding of the insurance landscape, enabling them to navigate complexities with ease. Not only are they well-versed in the intricacies of group health insurance, but they are also adept at communicating and connecting with people. This unique blend of expertise and interpersonal skills fosters a warm and approachable atmosphere, allowing business owners to feel comfortable discussing their insurance needs.

Diverse Insurance Offerings:

BGES Group offers a diverse range of insurance benefits, designed to cater to the specific needs of New York business owners and their employees. Apart from group health insurance, the company provides dental, disability, drug, vision, and group life benefits. This comprehensive suite of offerings ensures that all facets of employee well-being are adequately addressed, promoting a healthier and happier workforce.

Streamlined Communication:

Communication is at the heart of BGES Group’s commitment to exceptional service. When business owners reach out to BGES, they are connected with a single point of contact, a knowledgeable professional who serves as their dedicated guide throughout the process. This streamlined communication approach enhances efficiency and eliminates confusion, providing business owners with clarity and confidence in their insurance decisions.

Reimagining Your Insurance Situation:

For business owners unsatisfied with their current insurance setup, BGES Group offers a unique opportunity to improve their situation. By conducting a thorough review of their existing coverage, the experienced professionals at BGES Group identify potential gaps or inefficiencies. Armed with this insight, they work diligently to propose customized solutions that better suit the needs of each business and its employees.

Putting Business Owners First:

BGES Group’s dedication to serving New York business owners goes beyond simple assistance; it embodies a commitment to helping them thrive. Through their vast experience, the team understands the challenges business owners face when navigating the complexities of group health insurance. As a result, BGES Group crafts personalized insurance plans that align with each company’s unique goals and values, ensuring optimal coverage and maximum peace of mind.

As New York business owners endeavor to provide the best possible group health insurance for their employees, they need a partner they can trust. BGES Group, with its seasoned professionals and diverse insurance offerings, stands ready to elevate the insurance experience for businesses of all sizes. By nurturing a culture of knowledge, support, and understanding, BGES Group delivers on its promise to assist business owners and their employees, securing their well-being and fostering a brighter future for the entire New York business community.

As New York contractors navigate the challenging landscape of business operations, managing insurance costs while maintaining comprehensive coverage becomes a priority. In this regard, the BGES Group emerges as a reliable partner, offering innovative solutions tailored to the specific needs of contractors in the tri-state area, encompassing New York, New Jersey, and Connecticut. With a diverse portfolio of specialized programs and partnerships with over 50 insurance companies, BGES Group empowers contractors to lower insurance premiums while ensuring top-tier protection across various aspects of their business.

1. Specialized Programs and Extensive Market Access

BGES Group’s distinction lies in its up to 10 specialized programs that cater to various contractor segments, making their insurance offerings highly customizable. This ensures that contractors receive coverage precisely tailored to their industry’s unique risks and requirements. Moreover, BGES Group’s extensive network of over 50 insurance companies allows them to market each contractor’s account to multiple providers, fostering competition and providing the best possible rates.

2. Comprehensive Coverage Options

BGES Group offers a comprehensive suite of insurance coverage options, guaranteeing New York contractors have the protection they need to operate confidently. Some of the key insurance lines offered by BGES Group include:

a. General Liability Insurance: Protecting contractors from third-party claims of bodily injury, property damage, or advertising injury arising during the course of their business operations.

b. Umbrella Liability Insurance: An additional layer of coverage that extends beyond the limits of primary liability policies, safeguarding contractors against catastrophic claims.

c. Business Auto Insurance: Tailored to meet the specific needs of contractor fleets, this insurance covers vehicles used for business purposes, shielding contractors from potential financial burdens resulting from accidents or damages.

d. Workers’ Compensation Insurance: Mandatory in New York, this insurance covers medical expenses and lost wages for employees injured on the job, mitigating legal risks for contractors.

e. NYS Disability Insurance: Protecting contractors and their employees from the financial impact of temporary disability, ensuring continued income during recovery periods.

f. Group Health Insurance: Attracting and retaining skilled employees is vital for any contractor, and BGES Group’s group health insurance options provide competitive benefits packages.

3. Workers’ Comp Premium Recovery

One of the unique offerings from BGES Group is their Workers’ Comp Premium Recovery program. This initiative helps contractors identify overpayments in workers’ compensation premiums for up to seven years. By conducting thorough audits and working with relevant authorities, BGES Group ensures that contractors receive the money they are owed, providing a significant financial boost to their businesses.  Amounts obtained on behalf of contractors have ranged from $20,000 to over $300,000.  This is a win win situation for a contractor and everyone should let us do this review for them.

4. Tri-State Coverage Expertise

With an intimate understanding of the tri-state area’s regulations and business environment, BGES Group is well-equipped to handle the insurance needs of contractors across New York, New Jersey, and Connecticut. This localized knowledge allows them to identify the most suitable coverage options and negotiate competitive premiums on behalf of their clients.

Conclusion

Navigating the complex insurance landscape is a challenging task for New York contractors, especially when striving to strike a balance between coverage adequacy and cost-effectiveness. The BGES Group, with its extensive market access, specialized programs, and deep understanding of the tri-state area, emerges as a prominent ally in this pursuit. By offering a wide array of insurance lines, including General Liability, Umbrella Liability, Business Auto, Workers’ Compensation, NYS Disability, Group Health, and Workers’ Comp Premium Recovery, BGES Group empowers contractors to secure robust protection while potentially lowering insurance premiums. As a dependable partner, BGES Group continues to support New York contractors in their growth and success within the tri-state area.

If you would like to speak with us call Gary Wallach at 914-806-5853 or click here to email or click here to visit our website.

BGES Group, located in Larchmont, N.Y. are New York Construction Insurance Specialists that represent 50+ companies and all the BEST general & umbrella liability programs!  We offer every coverage you need including property, builders risk, inland marine, general liability, umbrella liability, auto, bid & performance bonds, workers’ compensation, N.Y.S. disability and group health.  We are extremely responsive, responsible, trustworthy, fast, minimize your insurance headaches, we don’t charge ridiculous policy or service fees and when you call, text or email, whatever time of day, even weekends, we are ARE THERE to help YOU!

BGES Group are Workers’ Compensation Insurance Specialists for Tri-State Business Owners: Unhappy with your rates, company, being cancelled, losses causing difficulty getting coverage, in the middle of an audit dispute, payrolls misclassified, whatever your issue, we can help!  We have special programs for: Auto Service, Contractors (especially New York), Limousine Services, Logistic Companies, Manufacturers, Recyclers, Truckers, we can help ANY tri-state business owner.  We are considered “Preferred Agents” for this one program that if we can get you in, their pricing is excellent, offers long-term coverage stability and can cover multi-state operations. Program takes the hassle out of doing annual audits too.

In addition, we offer all personal insurance coverages including home, auto, boat, jewelry, fine arts, life, disability, health and long-term care.  When was the last time you got a complete check up for all your coverage needs?   We are extremely caring and would love the chance to help you with your personal insurance needs.

BGES Group is an insurance agency whose owner is very responsible, responsive, offers boutique, very personal service and is ALWAYS there when you need him most!

We know reading an article we post or getting an email is not the best way to consider working with someone.  If you are interested, go read our “Google Reviews” and see what people have to say about us!  That can give you the comfort level needed to contact us.

If you would like to speak with us call Gary Wallach at 914-806-5853 or click here to email or click here to visit our website.

Company: BGES Group, 216A Larchmont Acres West, Larchmont, NY 10538

e-mail: bgesgroup@gmail.com

website: http://www.bgesgroup.com

© – Copyright – 2023 – BGES Group

Tradesmen carrying lumber at construction site

Roofing can be a hazardous profession, with workers exposed to various risks on a daily basis. As such, having a comprehensive workers’ compensation program is essential for both employers and employees. The BGES Group, renowned for its commitment to providing tailored insurance solutions, has emerged as a trusted partner in offering an outstanding workers’ compensation program specifically designed to meet the needs of roofers. This article explores the key features that make the BGES Group’s workers’ compensation program stand out, including competitive pricing, coverage stability, payroll-based premium adjustments, easy audits, proper payroll classifications, multi-state coverage, immediate certificate issuance, and the convenience of a single point of contact.

1. Competitive Pricing:

One of the primary advantages of the BGES Group’s workers’ compensation program is its competitive pricing. Roofing businesses often face budgetary constraints, and the BGES Group understands the importance of affordability without compromising on coverage. By providing cost-effective solutions, the BGES Group empowers roofers to focus on their core operations with peace of mind.

2. Coverage Stability:

The stability of insurance coverage is crucial for roofing companies, as it ensures uninterrupted protection for employees in the event of accidents or injuries. The BGES Group’s workers’ compensation program offers robust and dependable coverage, safeguarding both employers and workers from unforeseen circumstances.

3. Premium Increases and Decreases Based on Monthly Payrolls:

BGES Group’s workers’ compensation program features a unique premium adjustment system, which fluctuates based on monthly payrolls. This flexible approach allows roofing businesses to adjust their premiums as per their financial situation, preventing overpaying during lean months and ensuring adequate coverage during peak seasons.

4. Easy Audits:

Keeping track of payroll records and undergoing audits can be time-consuming for roofers. However, the BGES Group streamlines this process with its easy-to-manage audits, reducing paperwork and administrative burden for roofing businesses.

5. Proper Payroll Classifications:

Accurate payroll classifications are essential for determining the appropriate workers’ compensation rates. The BGES Group’s program ensures that roofers’ payrolls are classified correctly, preventing potential errors that could lead to under- or over-payment of premiums.

6. No Renewal Deposits:

In traditional insurance programs, renewal deposits can be an added financial burden for roofing companies. With the BGES Group’s workers’ compensation program, roofers can benefit from the absence of renewal deposits, further enhancing affordability and easing cash flow management.

7. Coverage Across Multiple States:

For roofing businesses operating across state lines, navigating varying workers’ compensation regulations can be challenging. The BGES Group’s program offers coverage that extends to multiple states, simplifying compliance and ensuring seamless protection, regardless of geographical boundaries.

8. Immediate Issuance of Certificates:

BGES Group prioritizes efficiency and customer service, and this is evident in its immediate issuance of certificates. This quick turnaround time allows roofers to start their projects promptly, eliminating delays caused by insurance paperwork.

9. Single Point of Contact:

Dealing with a single point of contact is a significant convenience offered by the BGES Group. Roofing companies can rely on a dedicated representative who understands their unique needs and can provide personalized assistance throughout the policy term.

Roofing businesses face inherent risks that require comprehensive workers’ compensation coverage. The BGES Group stands out as an industry leader in offering roofers a top-tier program that boasts competitive pricing, coverage stability, flexible premium adjustments, easy audits, accurate payroll classifications, and multi-state coverage. Furthermore, the BGES Group’s commitment to efficiency and customer service, such as immediate certificate issuance and a single point of contact, ensures a seamless experience for roofing companies seeking the best protection for their workforce. With the BGES Group by their side, roofers can focus on their projects with the confidence that they are backed by a reliable and dedicated insurance partner.

If you would like to speak with us call Gary Wallach at 914-806-5853 or click here to email or click here to visit our website.

BGES Group, located in Larchmont, N.Y. are New York Construction Insurance Specialists that represent 50+ companies and all the BEST general & umbrella liability programs!  We offer every coverage you need including property, builders risk, inland marine, general liability, umbrella liability, auto, bid & performance bonds, workers’ compensation, N.Y.S. disability and group health.  We are extremely responsive, responsible, trustworthy, fast, minimize your insurance headaches, we don’t charge ridiculous policy or service fees and when you call, text or email, whatever time of day, even weekends, we are ARE THERE to help YOU!

BGES Group are Workers’ Compensation Insurance Specialists for Tri-State Business Owners: Unhappy with your rates, company, being cancelled, losses causing difficulty getting coverage, in the middle of an audit dispute, payrolls misclassified, whatever your issue, we can help!  We have special programs for: Auto Service, Contractors (especially New York), Limousine Services, Logistic Companies, Manufacturers, Recyclers, Truckers, we can help ANY tri-state business owner.  We are considered “Preferred Agents” for this one program that if we can get you in, their pricing is excellent, offers long-term coverage stability and can cover multi-state operations. Program takes the hassle out of doing annual audits too.

In addition, we offer all personal insurance coverages including home, auto, boat, jewelry, fine arts, life, disability, health and long-term care.  When was the last time you got a complete check up for all your coverage needs?   We are extremely caring and would love the chance to help you with your personal insurance needs.

BGES Group is an insurance agency whose owner is very responsible, responsive, offers boutique, very personal service and is ALWAYS there when you need him most!

We know reading an article we post or getting an email is not the best way to consider working with someone.  If you are interested, go read our “Google Reviews” and see what people have to say about us!  That can give you the comfort level needed to contact us.

If you would like to speak with us call Gary Wallach at 914-806-5853 or click here to email or click here to visit our website.

Company: BGES Group, 216A Larchmont Acres West, Larchmont, NY 10538

e-mail: bgesgroup@gmail.com

website: http://www.bgesgroup.com

© – Copyright – 2023 – BGES Group

Roofer builder worker dismantling roof shingles