BGES Group Insurance

N.Y.S. Disability – Most Employer Plans Pay 50% of Average Weekly Wage Up To $170 a Week. Our Plan Can Pay Up To $850 a Week! Read On–>

BGES Group Insurance

Do you really want to tell your your employee who gets sick and will be out for weeks/months they will only receive $170 a week from the company disability carrier?  You no longer have to!

About N.Y.S. Disability

New York is one of a handful of states that require employers to provide disability benefits coverage to employees for an off-the-job injury or illness.

Disability benefits are temporary cash benefits paid to an eligible wage earner, when he/she is disabled by an off the job injury or illness (i.e. pregnancy, cancer or an accident that causes person to be out of work for weeks). The Disability Benefits Law provides weekly cash benefits to replace, in part, wages lost due to injuries or illnesses that do not arise out of or in the course of employment. Disability benefits are also paid to an unemployed worker to replace unemployment insurance benefits lost because of illness or injury.

Cash benefits are 50 percent of a claimant’s average weekly wage, but under MOST employer plans, no more than $170 a week.

Benefits are paid for a maximum of 26 weeks of disability during 52 consecutive weeks. There is a 7-day waiting period for which no benefits are paid. Benefit rights begin on the eighth consecutive day of disability.


  1. Can your employees live on just $170 a week?

  2. Would you morally feel obligated to supplement their payment?

  3. How long would you continue their payment?

  4. How much would you supplement their payment?

  5. How about if one of your employees is a relative?  What will you do about their pay?

Why place yourself and employees in this predicament?   Our company can offer weekly payments up to $850.

Example of Weekly Benefit Limits Offered:

50% To $170

50% To $195

50% To $200

50% To $225

50% To $255

50% To $340

50% To $425

50% To $510

50% To $680

50% To $850

Do you really want to have to tell one of your employees just diagnosed with cancer that while out of work they will only get paid $170 a week up to 26 weeks?  How about a female worker going out on maternity leave? For a nominal cost (compared to what you pay for some other insurance policies) you can protect everyone up to $850 a week!

To obtain better protection, within just a few minutes, hassle free, contact Gary Wallach at 914-806-5853 or click here to email us.

BGES Group’s office is a full service agency offering property, liability, umbrella liability, auto, bid & performance bonds, inland marine, workers’ compensation, N.Y.S. Disability and group health insurance coverages.

BGES Group are Worker’s Compensation Specialists for the States of New York, New Jersey and Connecticut – Issues we address: 1) Lowering pricing – we have specialty programs that can save you up to 40%; 2) Finding a new company; 3) Being cancelled or non renewed; 4) Audit disputes; 5) Company creating fictitious payroll at audit time; 6) Lowering high experience modifications factors; 7) Misclassification of payrolls; 8) Lowering or eliminating renewal deposits;   9) Getting coverage when you’ve been without for a few months; 10) Covering multiple states under one policy; 11) Eliminating 10% service or policy fees; 12) Timely issuance of certificates; 13) Always being able to get someone on the phone or by email when you need to.

Special Contractor Insurance Programs (NY, NJ, CT) – We we have 40 insurance companies to market your general liability, umbrella liability, business auto, workers compensation, bid & performance bonds and group health coverages to.

New Jersey and Connecticut Contractors:  We have an extremely competitively priced General /Excess Liability program.  You want to lower these costs, get a quote today!  Call Gary Wallach at 914-806-5853 or click here.

If you would like to speak with us call Gary Wallach at 914-806-5853 or click here to email or click here to visit our website. or

Company: BGES Group, 216A Larchmont Acres West, Larchmont, NY  10538


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