Did you know that home thefts increase dramatically during the holiday season? Thieves expect people to be shopping for new toys and electronics and stashing them in the house.
Not only that, but cyber criminals also up their game during the holidays, increasing your risk of identity or credit card theft.
While you might be planning your next big score at a great sale, burglars are looking for ways to break in while you are out and distracted from the home.
Similarly, online thieves are out in full force ready to capitalize on the millions of online shoppers who are submitting their private credit card information.
Whether you do your shopping online or in the stores, it’s important to remember these basic Christmas safety tips to protect yourself against holiday season theft.
Lock everything – Many burglars get into homes just because a door or window was left open or unlocked.
Secure valuables – Never leave anything of value out in plain sight. Consider placing any jewelry, extra cash or other valuables in a safe deposit box, or even a secure hidden safe within the house. Remember, one of the first places burglars look is the master bedroom.
Leave the light on – The more it looks like someone is home, the less likely that someone will try break into your home. If you’re going to be gone for more than a day, buy a timer for your lights so they come on at various times during the evening and turn off in the morning.
Activate your alarm system – Don’t forget to arm your security system, as this simple step will go a long way to protecting your home.
Online shopping tips
About 7% of American adults have had their personal identities stolen or otherwise misused. Here are some tips to avoid that happening to you:
- Invest in identity protection software. There are many products available that range in their coverage of protection of your personal information.
- Install anti-malware software on your PC.
- Use a credit card instead of a debit card. You can often dispute charges you didn’t make on a credit card and you won’t be liable for them. But if someone gets your debit card information, they can drain your bank account.
- Before you purchase anything from a website, verify that the vendor has encrypted its payment form, such a secure socket layer (or SSL , as it’s known).
BGES Group’s office, located in Larchmont, NY is a full service insurance agency offering, Property, Liability, Umbrella Liability, Business Auto, Bid & Performance Bonds, Inland Marine, Worker’s Compensation, New York State Disability, Group Health, Life insurance, Personal lines and Identity Theft.
Special Contractor Insurance Programs (NY, NJ, CT) – We we have 50+ insurance companies to market your general liability, umbrella liability, business auto, workers compensation, bid & performance bonds and group health coverages. We help contractors set up proper risk transfer. If you’re a contractor we offer extensive information about insurance markets, coverages, risk transfer, subcontractor screening, ways to lower your insurance costs.
BGES Group are Worker’s Compensation Specialists for the States of New York, New Jersey and Connecticut – Issues we address: 1) Lowering pricing – we have specialty programs that can save you up to 40%; 2) Finding a new company; 3) Replacing policies that are being cancelled or non renewed; 4) Audit disputes; 5) Company creating fictitious payroll at audit time; 6) Lowering high experience modifications factors; 7) Misclassification of payrolls; 8) Lowering or eliminating renewal deposits; 9) Getting coverage when you’ve been without for a few months; 10) Covering multiple states under one policy; 11) Eliminating 10% service or policy fees; 12) Timely issuance of certificates; 13) Always being able to get someone on the phone or by email when you need to.
Company: BGES Group, 216A Larchmont Acres West, Larchmont, NY 10538
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