How To Double Check That Your Construction Insurance Provides The Right Coverage!

How would you like to get a FREE review of your Property, General, Umbrella, Auto, Workers’ Compensation and Group Health policies from a specialist who has 42 years experience and will NOT and we repeat NOT try to force you to do business with us.  Our only hope is down the road, should you have a coverage issue, you consider turning to us for help!  Not a bad offer for opening up the door for starting a new business relationship.

Have you ever had to go to a medical specialist for help? They without blinking charge hundreds, thousands of dollars an office visit.  After a diagnosis, have you ever gone to other doctors for second or third opinions?  Crazy thing about doctors, they charge like you have a bank full of Monopoly money!

The GREAT thing about us is we are encyclopedias of construction insurance knowledge, review your policies and point out any coverage issues, possibly show you ways to lower your costs and recommend insurance programs that might be a better fit for your company. CONTACTING US WON’T COST YOU A DIME AND WE WON’T TRY TO SELL YOU ANYTHING! 

CONTRACTOR ALERT!  A lot of brokers sell sh_t policies.  Your policy may have exclusions that are wrong for your company and the broker that sold it to you is the wrong person to go to for help because they don’t understand it themselves!

We speak to tens of brokers a year.  So many of them have no clue what they’re doing.  When we ask them a question, they answer incorrectly. Sure they may know more than their client’s but they are “HAZARDOUS TO CONTRACTORS WEALTH!”  Not too hard to get an insurance brokers license, open shop and start selling policies.  Worse, we see brokers selling policies with HORRIFIC EXCLUSIONS, lying to contractors all so they can make a few dollars commission!  Does a “Red Light Ever Flash In Your Head Because You Feel Your Broker Isn’t Being Truthful?”  If yes, back yourself up by getting a FREE review from us Today!

Many N.Y.C. contractors are insured through Surplus Line Carriers.  Their company lawyers design their policies to protect them, NOT YOU!  That is why it’s important your business is double and triple checked.  Our FREE review helps you to do that!

Over the years, we have reviewed hundreds of contractor’s policies. We have found many, if they have specific types of claims, will have NO coverage.  Have any idea what an uncovered claim can cost you?  It will probably knock most of you out of business!

A lot of brokers issue certificates that have serious mistakes. There’s usually a disclaimer that gets them off the hook.  But NOT you!  It happens because they do not understand the coverage afforded by your policy.  Here’s a secret the industry doesn’t want you to know…most brokers don’t!

For example, if you work for a real estate management company that requires YOU to list five additional insured’s under your liability policy, your policy may just cover ONE?  This can cause two MONSTER problems!  Avoid this headache!  Let us double check coverage for YOU!

If you’re spending tens, hundreds of thousands of dollars for your construction insurance, shouldn’t you get the right coverage?  Second opinions are always good to get!  Especially when there’s no charge involved!  Especially when it’s from a construction insurance specialist who has one of the best reputations in the industry!

Read what people have to say about us:

Sarah S.

Gary is a considerate and honest guy. I have nothing but respect for him and 5 stars isn’t enough.

Nick S.

Over 20 years of excellent relationship that has met all our insurance needs.

Steve S.

My previous Workers Comp insurer was always trying to reclassify employees to put them in higher risk groups to raise the premium (despite no claims in over 5 years). Broker at the time wasn’t helping. Gary was recommended by a friend and did a phenomenal job. Found new insurer for less money who then, a year later, further reduced premium after the audit! I’m now paying 40% less than I used to and only 1/4 of what my old insurer wanted to jack the rate to. 


Gary is a great, responsible, professional…someone you can rely on. I would highly recommend him.

George K.

Since I transferred my insurance policy to BGES Group I have saved a lot on the rates and service is a first class. Always get immediate response to all my needs. It’s a A Plus from me.

Elena E.

My broker, Gary Wallach, is the BEST!  He’s professional and a pleasure to deal with. Always has the answers for me and is quick to respond to my emails and phone calls. This is one reason I remain a loyal BGES Group customer. Good Rates on all my insurance needs too!

If you would like to speak with us call Gary Wallach at 914-806-5853 or click here to email or click here to visit our website.

BGES Group, located in Larchmont, N.Y. are New York Construction Insurance Specialists (we cover the tri-state area) that represent 50+ companies and all the BEST general & umbrella liability programs!  We offer every coverage you need including property, builders risk, inland marine, general liability, umbrella liability, auto, bid & performance bonds, workers compensation insurance, N.Y.S. disability and group health.  We are extremely responsive, responsible, trustworthy, fast, minimize your insurance headaches, we don’t charge ridiculous policy or service fees and when you call, text or email, whatever time of day, even weekends, we ARE THERE and WILL HELP!

BGES Group are Workers’ Compensation Insurance Specialists for Tri-State Business Owners: Unhappy with your rates, company, being cancelled, losses causing difficulty getting coverage, in the middle of an audit dispute, payrolls misclassified, whatever your issue, we can help!  We have special programs for: Auto Service, Contractors, Limousine Services, Logistic Companies, Manufacturers, Recyclers, Truckers, we can help ANY tri-state business owner.  We are considered “Preferred Agents” for this one program that if we can get you in, their pricing is excellent, offers long-term coverage stability and can cover multi-state operations. Program takes the hassle out of doing annual audits too.

FREE MONEY!  Get back up to $500,000 from your past Workers’ Compensation insurance companies.  You wouldn’t believe the mistakes made on audits, payroll classifications, credits, experience modifications, uninsured subcontractor charges and more!  We can go back up to 7 years and if we find them, get you your money back!  We work on a contingency fee basis so unless we get money back for you, we do not get paid!  We have helped New York and New Jersey business owners get hundreds of thousands of dollars back over the years!   This is a no brainer.  Call Gary Wallach at 914-806-5853 today!

BGES Group offers all personal insurance coverages including home, auto, boat, jewelry, fine arts, life, disability, health and long-term care.  When was the last time you got a complete check up for all your coverage needs?   We are extremely caring and would love the chance to help you with your personal insurance needs.

BGES Group is an insurance agency whose owner is very responsible, responsive, offers boutique, very personal service and is ALWAYS there when you need him most!

Go read our “Google Reviews” and see what people have to say about us!  That can give you the comfort level needed to contact us.

If you would like to speak with us call Gary Wallach at 914-806-5853 or click here to email or click here to visit our website.

Construction Insurance

Contractors Insurance

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