How to Avoid Invasive Annual Workers’ Compensation Audits

Are you tired of getting proctologist like audits from your Workers’ Compensation insurance company every year?


Having to come up with every type of document known to the accounting industry to prove payrolls being reported are accurate?


What about having to show every check you wrote during the policy year?  Is that a hardship on you?


Explaining every cash payment you made?


Or getting charged for out of state subcontractors you have workers compensation certificates for but it’s still not enough to satisfy your insurance carrier?


We offer Workers’ Compensation programs that can get you away from invasive, annual audits. 


As a matter of fact, you may not have to go through an annual audit each and every year or ever or if you do, minimal paperwork is required!


How would you like to pay just what you owe during the course of your policy period and not get a bill for thousands of dollars months after your policy period expires?


When you have no weekly payroll, how would you like to have no workers compensation cost to pay for that week either?


We have programs where you pay what you owe during the policy year and no surprises months after the policy period is done!  Some of our programs, because they’re set up  properly from the start, may not put you through annual audits because they have no need to!


Many a prospect has complained about their company’s audits.  They snapped because of the invasiveness of their audit and even though they had to pay more to be with another company, they asked us to help them do so.


There are a few companies whose audits are so, so extreme.  They ask for every document under the sun.  It’s like you are not to be trusted until proven innocent!  Boy do they put you through the grinder!  You don’t have to be subjected to this kind of treatment if that’s what you deal with now!  We can offer you different!


We have sat in an audit where the carrier asked what 5 subcontractors got paid. Why? Because if those subs showed a different figure, someone was going to be in big trouble like being prosecuted for fraud!


We believe in fairness and carriers should get paid what they’re owed.  We also believe the workers compensation rules should be used fairly and not against but in favor of clients!


Why work with us?  We bring expert advice to our client’s so that their interests are properly served and they pay what they owe, not a penny more! 


If you are not now happy with your Workers’ Compensation situation, we can offer you different and better!


We can help you address the following issues:


  1. Not  happy with your rates

  2. Being cancelled

  3. Now without coverage

  4. Poor loss experience causing difficulty obtaining coverage

  5. Type of work you do causing difficulty obtaining coverage

  6. Payrolls misclassified

  7. Want to get away from annual, invasive audits which costs you hundreds, thousands in accounting fees

  8. Having to come up with large renewal deposits

  9. Paying ridiculous hundreds, thousands in policy or service fees

  10. Not getting certificates timely

  11. Having to wait on the phone for tens of minutes to get someone to help

  12. Whatever your issue, we can help!



If you would like to speak with us call Gary Wallach at 914-806-5853 or click here to email or click here to visit our website.



BGES Group, located in Larchmont, N.Y. are New York Construction Insurance Specialists (we cover the tri-state area) that represent 50+ companies and all the BEST general & umbrella liability programs!  We offer every coverage you need including property, builders risk, inland marine, general liability, umbrella liability, auto, bid & performance bonds, workers’ compensation, N.Y.S. disability and group health.  We are extremely responsive, responsible, trustworthy, fast, minimize your insurance headaches, we don’t charge ridiculous policy or service fees and when you call, text or email, whatever time of day, even weekends, we ARE THERE and WILL HELP!



BGES Group are Workers’ Compensation Insurance Specialists for Tri-State Business Owners: Unhappy with your rates, company, being cancelled, losses causing difficulty getting coverage, in the middle of an audit dispute, payrolls misclassified, whatever your issue, we can help!  We have special programs for: Auto Service, Contractors, Limousine Services, Logistic Companies, Manufacturers, Recyclers, Truckers, we can help ANY tri-state business owner.  We are considered “Preferred Agents” for this one program that if we can get you in, their pricing is excellent, offers long-term coverage stability and can cover multi-state operations. Program takes the hassle out of doing annual audits too.


FREE MONEY!  Get back up to $500,000 from your past Workers’ Compensation insurance companies.  You wouldn’t believe the mistakes made on audits, payroll classifications, credits, experience modifications, uninsured subcontractor charges and more!  We can go back up to 7 years and if we find them, get you your money back!  We work on a contingency fee basis so unless we get money back for you, we do not get paid!  We have helped New York and New Jersey business owners get hundreds of thousands of dollars back over the years!   This is a no brainer.  Call Gary Wallach at 914-806-5853 today!


BGES Group offers all personal insurance coverages including home, auto, boat, jewelry, fine arts, life, disability, health and long-term care.  When was the last time you got a complete check up for all your coverage needs?   We are extremely caring and would love the chance to help you with your personal insurance needs.



BGES Group is an insurance agency whose owner is very responsible, responsive, offers boutique, very personal service and is ALWAYS there when you need him most!


If you would like to speak with us call Gary Wallach at 914-806-5853 or click here to email or click here to visit our website.


Company: BGES Group, 216A Larchmont Acres West, Larchmont, NY 10538



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Workers Compensation Audits

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