workers comp insurance

Contractors – 6 Ways To Lower Your Rates and Better Your Coverage

Are you a contractor who is unhappy with their contractor liability insurance rates, coverage or agency servicing their account?

Umbrella premium exorbitant?


We represent the “Top 10 Construction Insurance Programs” for tri-state contractor’s which means if you can’t get your agent to find you better than try us because we will or at least confirm what you have is the best plan available.

BREAKING NEWS!    For New York or New Jersey General or Special Trades Contractor who are unhappy with their General and Umbrella Liability pricing or coverage, we can offer you what we believe to be the “Best Priced” and “Broadest Coverage” program around!  If we can get you into this program you’ll save a ton of money and get better coverage.  Call 914-806-5853 and find out if you qualify!

We reduced a Queen’s General Contractors General Liability premium from $104,000 to $39,500.  Their Umbrella Liability premium got reduced $15,000+!

Another N.Y.C. contractor saved $196,000!  They were paying $393,000.  We reduced their pricing to $197,000.

What about your auto insurance?  Paying thousands of dollars per vehicle?  We represent very competitively priced companies whose rates can be drastically less than what you now pay.

For example, a contractor came to us who was paying $13,500.  We got them the same coverage for just $7,800!  That’s a $5,700 savings!

Unhappy with your insurance agency?  Do they operate like a factory?  Is it hard to get someone on the phone?  Does it take days to hear back from someone?   Do they shop your insurance when it comes up for renewal or keep you with the same company’s year in year out even though their rates keep increasing?

We operate like a boutique.  When you call you get us.  No phone tag.  You have a problem we take it so you can focus on what’s most important.  You can contact day and evening for we are always there to HELP!

Are you unhappy with your Worker’s Compensation pricing or company?   Let us help you get better!

Some Problems We Can Help You With:

Losses cause your rates to skyrocket or your company to non-renew coverage?

In the middle of an audit dispute and being told pay our exorbitant bill or be cancelled?

In a state or assigned risk program but work out of state weeks at a time?  If you do you may be leaving yourself exposed to a large uncovered loss.

Unhappy with your payroll/workers comp plan because of high rates are excessive fees?

Payrolls being misclassified?

Tell us what your issues are.  What you are looking for.  We will go and get it for YOU!

Are you in need of higher bonding limits?  Lower rates, quicker turn-a-round?  We have a bond department that can get the job done.  Our bond department is very strong.  Has great relationships with insurance companies and can get the job done for YOU when others can’t!

Group Health Insurance – Unhappy with your rates, coverage or getting help with claims?  Our health department is incredible and can provide service unlike any insurance agency out there.   If you need help give us a try!

Want better rates, better coverage, better service, call Gary Wallach TODAY by dialing 914-806-5853 or emailing

Hope to hear from you!

BGES Group’s office, located in Larchmont, NY is a full service insurance agency offering, Property, Liability, Umbrella Liability, Business Auto, Bid & Performance Bonds, Inland Marine, Worker’s Compensation, New York State Disability, Group Health, Life insurance, Personal lines and Identity Theft.

Special Contractor Insurance Programs (NY, NJ, CT) – We we have 50+ insurance companies to market your general liability, umbrella liability, business auto, workers compensation, bid & performance bonds and group health coverages.  We help contractors set up proper risk transfer.  If you’re a contractor we offer extensive information about insurance markets, coverages, risk transfer, subcontractor screening, ways to lower your insurance costs.

BGES Group are Worker’s Compensation Specialists for the States of New York, New Jersey and Connecticut – Issues we address: 1) Lowering pricing – we have specialty programs that can save you up to 40%; 2) Finding a new company; 3) Replacing policies that are being cancelled or non renewed; 4) Audit disputes; 5) Company creating fictitious payroll at audit time; 6) Lowering high experience modifications factors; 7) Misclassification of payrolls; 8) Lowering or eliminating renewal deposits;   9) Getting coverage when you’ve been without for a few months; 10) Covering multiple states under one policy; 11) Eliminating 10% service or policy fees; 12) Timely issuance of certificates; 13) Always being able to get someone on the phone or by email when you need to.

If you would like to speak with us call Gary Wallach at 914-806-5853 or click here to email or click here to visit our website.

Company: BGES Group, 216A Larchmont Acres West, Larchmont, NY 10538



© – Copyright – 2021 – BGES Group

How to Keep Your Safety Meetings Engaging and Fun

Posted in Uncategorized.

Leave a Reply

Your email address will not be published. Required fields are marked *