Are You a New York, New Jersey Contractor Who Is Unhappy with Their Worker’s Compensation Pricing, Company or Audits?

Here Are the Issues We Can Help You With:

  1. Lowering your rates.                                                                                                          
  2. Your policy is being canceled or non-renewed due to poor loss experience.                     
  3. You are unhappy with the people servicing your account.  They are robot-like people who can’t think out of the box.                                                                          
  4. You’re with a company that uses a composite rate for taxes and payroll service fees, and you have no idea what you are paying.
  1. You have a high experience modification factor and it is causing problems getting new jobs.                                                                                                                                         
  2. You are with a Professional Employer Program (PEO) and can’t get needed reports; payrolls are not delivered on time, and you have to wait 10 – 30+ minutes before you get someone on the phone.  You have no one representative to deal with.                                                                                                                                            
  3. Audits are such a hassle for the company.  It feels like you are going through an interrogation.  We have programs that do not do annual audits or if they do they request minimal paperwork.                                                                                                                        
  4. You are in a state or assigned risk program but work in multiple states.  BUYER BEWARE!  You can be exposed to a sizeable uncovered loss.                                    
  5. You have to wait hours and days for insurance certificates.                                                 
  6. Your insurance broker is never around when you need them.  They never answer their phone.  They are always away from their desk, in meetings, or out to lunch; it takes days to hear back from them.                                                                                                         
  7. The insurance agency you deal with offers limited choices. The customer service representatives are inexperienced and usually don’t think outside the box.                        

Here’s what we can offer you:

  1. You will deal with one person who has 43 years of experience.
  2. This person is a great problem solver who can think creatively.
  3. This person is an encyclopedia of knowledge.
  4. This person knows the ins and outs of the system.
  5. They have connections and can get the job done for you.
  6. They are street fighters yet know how to talk to people.
  7. They will always be there when you have an issue.
  8. You can trust this person because he always does what he says he will do.                       

BGES Group are Worker’s Compensation Specialists for the States of New York, New Jersey, and Connecticut – Issues we address:

  1. Lowering pricing – our specialty programs can save you up to 40%.
  2. Finding a new company.
  3. Replacing policies that are being canceled or non-renewed.
  4. Audit disputes.
  5. Company creating fictitious payroll at audit time.
  6. Lowering high experience modification factors.
  7. Misclassification of payrolls.
  8. Lowering or eliminating renewal deposits.
  9. Getting coverage when you’ve been without for a few months.
  10. Covering multiple states under one policy.
  11. Eliminating 10% service or policy fees.
  12. Timely issuance of certificates.
  13. Always be able to get someone on the phone or by email when you need to. 

If you would like to speak with us, call Gary Wallach at 914-806-5853, click here to email, or click here to visit our website.

Company: BGES Group, 216A Larchmont Acres West, Larchmont, NY 10538



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